Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 28,043 | 27,836 | 23,027 | 22,071 | 20,825 | 19,932 | 18,295 | 20,570 | 26,426 | 28,902 | 28,997 | |
| Interest | 21,954 | 22,040 | 17,386 | 16,166 | 13,847 | 11,414 | 9,133 | 9,139 | 12,240 | 14,276 | 15,486 |
| Expenses | 14,470 | 18,337 | 24,794 | 32,033 | 20,416 | 10,774 | 9,572 | 10,070 | 8,892 | 8,451 | 7,722 |
| Financing profit | -8,381 | -12,541 | -19,154 | -26,127 | -13,438 | -2,257 | -409 | 1,360 | 5,294 | 6,176 | 5,790 |
| Financing margin % | -29.9% | -45.1% | -83.2% | -118.4% | -64.5% | -11.3% | -2.2% | 6.6% | 20% | 21.4% | 20% |
| Other income | 3,410 | 3,923 | 6,562 | 3,300 | 4,470 | 4,625 | 4,690 | 4,372 | 3,611 | 4,924 | 6,746 |
| Depreciation | — | — | — | — | — | — | 672 | 494 | 710 | 531 | 610 |
| Profit before tax | -4,971 | -8,618 | -12,593 | -22,827 | -8,967 | 2,369 | 3,609 | 5,238 | 8,195 | 10,568 | 11,926 |
| Tax | -1,306 | -3,460 | -4,355 | -7,711 | 3,920 | 1,009 | 1,169 | 1,593 | 2,561 | 3,053 | 2,413 |
| Tax % | -26.3% | -40.2% | -34.6% | -33.8% | 43.7% | 42.6% | 32.4% | 30.4% | 31.3% | 28.9% | 20.2% |
| PAT | -3,665 | -5,158 | -8,238 | -15,116 | -12,887 | 1,359 | 2,439 | 3,645 | 5,634 | 7,515 | 9,513 |
| EPS (₹) | — | — | -32.5 | -30.5 | -14.5 | 1.3 | 2.3 | 3.4 | 5.2 | 7 | 8.9 |
| EPS adjusted (₹) | — | — | — | — | — | 1.3 | 2.3 | 3.4 | 5.2 | 7 | 8.9 |
| — | — | — | — | — | 0% | 0% | 29.5% | 28.6% | 30% | — | |
| Gross NPA % | 11% | 21.3% | 28% | 27.5% | 27.5% | 22.4% | 19.1% | 6.4% | 4.5% | 3% | 2.3% |
| Net NPA % | 6.8% | 13.2% | 16.7% | 10.1% | 4.2% | 2% | 1.3% | 0.9% | 0.3% | 0.2% | 0.2% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 26,059 | 30,910 | 34,566 | 39,129 | 49,499 | 56,885 |
| Deposits | 2,30,898 | 2,33,134 | 2,55,499 | 2,77,657 | 3,10,294 | 3,47,163 |
| Borrowings | 15,908 | 14,345 | 12,638 | 17,083 | 19,882 | 28,055 |
| Other liabilities | 14,147 | 12,278 | 17,047 | 18,569 | 21,234 | 23,705 |
| Total equity & liabilities | 2,97,764 | 3,01,419 | 3,30,502 | 3,63,190 | 4,11,661 | 4,66,560 |
| Fixed assets | 7,827 | 9,937 | 9,757 | 9,520 | 12,181 | 9,760 |
| Investments | 81,023 | 82,988 | 99,690 | 1,14,934 | 1,17,468 | 1,28,011 |
| 2,08,914 | 2,08,494 | 2,21,056 | 2,38,736 | 2,82,013 | 3,28,788 | |
| Total assets | 2,97,764 | 3,01,419 | 3,30,502 | 3,63,190 | 4,11,661 | 4,66,560 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 3,456 | -5,936 | -2,602 | -1,188 | 25,795 | 16,752 | |
| 0 | 0 | 0 | 0 | 0 | -87 | -147 | -281 | -282 | -315 | 1,428 | |
| 0 | 0 | 0 | 0 | 0 | 1,423 | -2,431 | -3,553 | -1,783 | -7,002 | -5,778 | |
| Net cash flow | 0 | 0 | 0 | 0 | 0 | 4,792 | -8,514 | -6,436 | -3,252 | 18,478 | 12,403 |
| Free cash flow | — | — | — | — | — | 3,369 | -5,936 | -2,602 | -1,188 | 25,453 | 16,430 |
| CFO / Operating profit % | — | — | — | — | 0% | 37.7% | -68.1% | -24.8% | -6.8% | 126.1% | 78.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 35,030.58 | 3,264.52 | 1,90,184.53 | 3,13,497.85 | — | — |
| Treasury | 16,110.04 | 4,897.28 |
| 1,94,102.91 |
| 41,235.43 |
| 1,52,867.48 |
| 3.2 |
| Corporate/Wholesale Banking | 8,736.67 | 3,244.54 | 78,129.79 | 44,184.85 | 33,944.94 | 9.56 |
| Unallocated | 329.3 | 329.02 | 4,116.82 | 0 | 4,116.82 | 7.99 |
| Other Banking Operations | 252.72 | 190.51 | 25.61 | 3.95 | 21.66 | 879.55 |
₹ crore by fiscal year