Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 20,854 | 19,956 | 18,319 | 20,592 | 26,446 | 28,917 | 29,020 | |
| Interest | 13,841 | 11,408 | 9,125 | 9,130 | 12,226 | 14,257 | 15,474 |
| Expenses | 20,541 | 10,912 | 9,717 | 10,232 | 9,060 | 8,594 | 7,882 |
| Financing profit | -13,528 | -2,364 | -523 | 1,229 | 5,159 | 6,067 | 5,663 |
| Financing margin % | -64.9% | -11.8% | -2.9% | 6% | 19.5% | 21% | 19.5% |
| Other income | 4,631 | 4,848 | 4,919 | 4,575 | 3,925 | 5,142 | 6,612 |
| Depreciation | — | — | 676 | 499 | 717 | 538 | 617 |
| Profit before tax | -8,868 | 2,568 | 3,760 | 5,346 | 8,418 | 10,738 | 11,683 |
| Tax | 3,951 | 1,036 | 1,203 | 1,618 | 2,604 | 3,081 | 2,447 |
| Tax % | 44.6% | 40.3% | 32% | 30.3% | 30.9% | 28.7% | 20.9% |
| PAT | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 9,237 |
| EPS (₹) | -14.4 | 1.4 | 2.4 | 3.5 | 5.4 | 7.1 | 8.6 |
| EPS adjusted (₹) | — | 1.5 | 2.4 | 3.5 | 5.4 | 7.2 | 8.6 |
| — | 0% | 0% | 29% | 27.9% | 29.6% | — | |
| Gross NPA % | 27.5% | 22.4% | 19.1% | 6.4% | 4.5% | 3% | 2.3% |
| Net NPA % | 4.2% | 2% | 1.3% | 0.9% | 0.3% | 0.2% | 0.2% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 26,989 | 31,948 | 35,567 | 40,321 | 50,868 | 57,812 |
| Deposits | 2,30,707 | 2,32,850 | 2,55,322 | 2,77,366 | 3,09,975 | 3,46,776 |
| Borrowings | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 28,104 |
| Other liabilities | 14,297 | 12,462 | 17,219 | 18,750 | 21,435 | 23,942 |
| Total equity & liabilities | 2,98,653 | 3,02,356 | 3,31,498 | 3,64,272 | 4,12,962 | 4,67,386 |
| Fixed assets | 7,873 | 9,987 | 9,780 | 9,542 | 12,200 | 9,775 |
| Investments | 81,471 | 83,475 | 1,00,409 | 1,15,719 | 1,18,453 | 1,28,440 |
| 2,09,309 | 2,08,894 | 2,21,309 | 2,39,011 | 2,82,309 | 3,29,171 | |
| Total assets | 2,98,653 | 3,02,356 | 3,31,498 | 3,64,272 | 4,12,962 | 4,67,386 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 3,443 | -5,816 | -2,601 | -1,226 | 25,796 | 16,762 | |
| 0 | 0 | 0 | 0 | 0 | -59 | -195 | -294 | -222 | -344 | 1,422 | |
| 0 | 0 | 0 | 0 | 0 | 1,428 | -2,499 | -3,565 | -1,794 | -6,990 | -5,765 | |
| Net cash flow | 0 | 0 | 0 | 0 | 0 | 4,813 | -8,510 | -6,460 | -3,242 | 18,462 | 12,419 |
| Free cash flow | — | — | — | — | — | 3,384 | -5,816 | -2,601 | -1,226 | 25,446 | 16,434 |
| CFO / Operating profit % | — | — | — | — | 0% | 38.1% | -67.6% | -25.1% | -7.1% | 126.9% | 79.3% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 35,030.6 | 3,264.53 | 1,90,184.54 | 3,13,497.85 | — | — |
| Treasury | 15,701.12 | 4,488.36 |
| 1,94,104.05 |
| 41,235.43 |
| 1,52,868.62 |
| 2.94 |
| Corporate/Wholesale Banking | 8,709.29 | 3,358.4 | 78,125.66 | 43,769.89 | 34,355.77 | 9.78 |
| Other Banking operations | 576.66 | 216.21 | 808.12 | 140.96 | 667.16 | 32.41 |
| Unallocated | 329.3 | 329.02 | 4,163.74 | 0 | 4,163.74 | 7.9 |
₹ crore by fiscal year