Financials · mywealthgrid

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	60,221	69,306	80,241	98,972	1,14,813	1,20,858	1,27,753	1,61,586	2,58,341	3,00,517	3,07,522
Interest	32,630	36,167	40,146	50,729	58,626	55,979	55,744	74,743	1,49,808	1,77,847	1,78,836
Expenses	19,705	23,297	28,618	33,669	42,840	48,425	50,904	57,329	84,068	76,445	92,392
Financing profit	7,886	9,843	11,477	14,574	13,346	16,454	21,105	29,513	24,464	46,225	36,294
Financing margin %	13.1%	14.2%	14.3%	14.7%	11.6%	13.6%	16.5%	18.3%	9.5%	15.4%	11.8%
Other income	10,752	12,296	15,220	17,626	23,261	25,205	29,510	31,215	49,241	45,632	62,533
Depreciation	—	—	—	—	—	—	1,600	2,242	2,810	3,379	3,658
Profit before tax	18,638	22,139	26,697	32,200	36,607	41,659	49,015	58,485	70,895	88,478	95,169
Tax	6,342	7,589	9,211	11,122	10,350	—	12,054	14,377	10,083	21,131	20,497
Tax %	34%	34.3%	34.5%	34.5%	28.3%	—	24.6%	24.6%	14.2%	23.9%	21.5%
PAT	12,296	14,550	17,487	21,078	26,257	31,117	36,961	44,109	60,812	67,347	74,671
EPS (₹)	48.8	57.2	67.7	78.6	48	56.6	66.8	79.3	85.8	88.3	48.6
EPS adjusted (₹)	12.2	14.2	16.9	19.4	23.9	28.2	33.3	39.5	40	44	48.5
	19.5%	19.2%	19.2%	25.4%	0%	11.5%	23.2%	24%	22.7%	30.6%	26.7%
Gross NPA %	0.9%	1.1%	1.3%	1.4%	1.3%	1.3%	1.2%	1.1%	1.2%	1.3%	1.2%
Net NPA %	0.3%	0.3%	0.4%	0.4%	0.4%	0.4%	0.3%	0.3%	0.3%	0.4%	0.4%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	501	506	513	519	545	548	551	555	558	760	765	1,539
Reserves	61,508	72,172	88,950	1,05,776	1,48,662	1,70,438	2,03,170	2,39,538	2,79,641	4,36,833	4,96,854	5,56,816
Deposits	4,50,796	5,46,424	6,43,640	7,88,771	9,23,141	11,47,502	13,35,060	15,59,217	18,83,395	23,79,786	27,14,715	31,05,250
Borrowings	45,214	53,018	74,029	1,23,105	1,17,085	1,44,629	1,35,487	1,84,817	2,06,766	6,62,153	5,47,931	4,89,395
Other liabilities	32,484	36,725	56,709	45,764	55,108	67,394	72,602	84,407	95,722	1,38,091	1,49,934	2,11,885
Total equity & liabilities	5,90,503	7,08,846	8,63,840	10,63,934	12,44,541	15,30,511	17,46,871	20,68,535	24,66,081	36,17,623	39,10,199	43,64,886
Fixed assets	3,122	3,343	3,627	3,607	4,030	4,432	4,909	6,084	8,017	11,399	13,655	14,725
Investments	1,66,460	1,63,886	2,14,463	2,42,200	2,90,588	3,91,827	4,43,728	4,55,536	5,17,001	7,02,415	8,36,360	8,84,201
	4,20,921	5,41,617	6,45,750	8,18,127	9,49,923	11,34,253	12,98,233	16,06,916	19,41,064	29,03,809	30,60,184	34,65,960
Total assets	5,90,503	7,08,846	8,63,840	10,63,934	12,44,541	15,30,511	17,46,871	20,68,535	24,66,081	36,17,623	39,10,199	43,64,886

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-30,132	23,585	26,074	-56,055	-16,690	41,495	-14,209	27,313	35,015	1,45,177	1,23,617
	-656	-1,956	-533	-1,326	-1,105	-1,120	-1,292	-2,429	7,094	-2,039	8,394
	33,347	-11,568	48,411	15,718	22,852	-7,381	48,192	16,122	-16,828	-1,22,909	-75,070
Net cash flow	2,587	10,033	73,963	-41,567	5,271	32,994	32,691	41,006	25,281	20,229	56,941
Free cash flow	-30,948	22,517	25,304	-57,606	-18,237	39,877	-16,349	24,033	31,180	1,41,979	1,20,473
CFO / Operating profit %	—	—	—	-85.8%	-23.2%	57.3%	-18.5%	26.2%	20.1%	64.8%	57.5%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	3,01,853.51	32,026.72	15,80,887.11	25,28,789.64	—	—
Wholesale Banking	1,74,506.3	33,947.96

HDFC Bank

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Other Banking Business · revenue

HDFC Bank

Profit & loss

Balance sheet

Cash flow

Segment results

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Other Banking Business · revenue