Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	63,162	73,271	85,288	1,05,161	1,22,189	1,28,552	1,35,936	1,70,754	2,83,649	3,36,367	3,48,615
Interest	34,070	38,042	42,381	53,713	62,137	59,248	58,584	77,780	1,54,139	1,83,894	1,85,491
Expenses	17,832	20,751	23,927	27,695	46,736	53,842	56,557	63,042	1,74,196	1,86,974	2,03,635
Financing profit	11,260	14,479	18,979	23,753	13,316	15,463	20,795	29,932	-44,685	-34,501	-40,511
Financing margin %	17.8%	19.8%	22.3%	22.6%	10.9%	12%	15.3%	17.5%	-15.8%	-10.3%	-11.6%
Other income	11,212	12,878	16,057	18,947	24,879	27,333	31,759	33,912	1,24,346	1,34,549	1,46,848
Depreciation	—	—	—	—	—	—	1,681	2,345	3,092	3,805	4,195
Profit before tax	—	—	—	—	38,153	42,796	50,873	61,498	75,184	93,594	98,948
Tax	—	—	—	—	10,899	10,939	12,722	15,350	11,122	22,802	22,922
Tax %	—	—	—	—	28.6%	25.6%	25%	25%	14.8%	24.4%	23.2%
PAT	12,817	15,287	18,561	22,446	27,254	31,857	38,151	46,149	64,062	70,792	76,026
EPS (₹)	50.9	60	71.7	41.7	49.8	57.9	68.8	82.6	90.4	92.8	49.5
EPS adjusted (₹)	12.7	14.9	17.9	20.6	24.8	28.9	34.3	41.2	42.2	44.5	49.4
	18.7%	18.3%	18.1%	48%	0%	11.2%	22.5%	23%	21.6%	29.1%	26.3%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	501	506	513	519	545	548	551	555	558	760	765	1,539
Reserves	62,653	73,798	91,281	1,09,080	1,53,128	1,75,810	2,09,259	2,46,772	2,88,880	4,52,983	5,17,219	5,79,975
Deposits	4,50,284	5,45,873	6,43,134	7,88,375	9,22,503	11,46,207	13,33,721	15,58,003	18,82,663	23,76,887	27,10,898	30,99,638
Borrowings	59,478	71,763	98,416	1,56,442	1,57,733	1,86,834	1,77,697	2,26,967	2,56,549	7,30,615	6,34,606	5,88,485
Other liabilities	34,181	38,321	59,000	48,770	58,898	71,430	78,279	90,639	1,01,783	4,68,949	5,28,929	6,38,404
Total equity & liabilities	6,07,097	7,30,262	8,92,344	11,03,186	12,92,806	15,80,830	17,99,507	21,22,934	25,30,432	40,30,194	43,92,417	49,08,041
Fixed assets	3,225	3,480	3,815	3,811	4,220	4,627	5,100	6,283	8,283	12,604	15,258	16,492
Investments	1,64,273	1,61,683	2,10,777	2,38,461	2,86,918	3,89,305	4,38,823	4,49,264	5,11,582	10,05,682	11,86,473	12,80,216
	4,39,599	5,65,099	6,77,752	8,60,915	10,01,668	11,86,899	13,55,584	16,67,387	20,10,568	30,11,909	31,90,687	36,11,333
Total assets	6,07,097	7,30,262	8,92,344	11,03,186	12,92,806	15,80,830	17,99,507	21,22,934	25,30,432	40,30,194	43,92,417	49,08,041

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-34,435	17,282	17,214	-62,872	-16,869	42,500	-11,960	20,814	19,069	1,27,242	1,13,506
	-866	-1,148	-852	-1,598	-1,617	-1,681	-2,216	-3,424	5,314	-3,851	6,363
	37,815	-5,893	57,378	23,131	24,395	-7,321	48,124	23,941	7,199	-1,02,478	-59,005
Net cash flow	2,542	10,242	73,750	-41,244	6,122	33,498	33,948	41,330	31,582	20,914	60,864
Free cash flow	-35,313	16,124	16,367	-64,492	-18,505	40,804	-14,196	17,347	14,783	1,23,166	1,09,616
CFO / Operating profit %	—	—	—	—	-22.4%	56.9%	-15.1%	19.3%	17.4%	85.2%	78.3%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking	3,01,853.51	32,026.72	15,80,887.11	25,28,789.64	—	—
Wholesale Banking	1,74,506.3	33,947.96