| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1,179 | 1,577 | 2,036 | 2,224 | |
| Interest | 472 | 680 | 854 | 879 |
| Expenses | 484 | 578 | 873 | 832 |
| Financing profit | 223 | 320 | 309 | 512 |
| Financing margin % | 18.9% | 20.3% | 15.2% | 23.1% |
| Other income | 36 | 46 | 44 | 3 |
| Depreciation | — | 37 | 49 | 54 |
| Exceptional items | -15 | 0 | 0 | 0 |
| Profit before tax | 243 | 328 | 304 | 461 |
| Tax | 63 | 83 | 79 | 117 |
| Tax % | 25.9% | 25.4% | 25.9% | 25.5% |
| PAT | 180 | 245 | 225 | 344 |
| EPS (₹) | 5.6 | 7.2 | 6.1 | 9.2 |
| EPS adjusted (₹) | 5.6 | 6.6 | 6 | 9.2 |
| Annual report | — | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity capital | 322 | 369 | 373 | 374 |
| Reserves | 1,034 | 1,891 | 2,175 | 2,552 |
| 7,136 | 8,215 | 10,269 | 13,484 | |
| 579 | 662 | 434 | 465 | |
| Total equity & liabilities | 9,071 | 11,138 | 13,250 | 16,875 |
| 34 | 146 | 189 | 220 | |
| CWIP | 1 | 0 | 0 | 2 |
| Investments | 681 | 751 | 404 | 402 |
| 8,356 | 10,241 | 12,656 | 16,252 | |
| Total assets | 9,071 | 11,138 | 13,250 | 16,875 |
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| -1,474 | -776 | -978 | -1,664 | |
| -130 | -100 | 329 | -31 | |
| 1,632 | 967 | 1,187 | 2,310 | |
| Net cash flow | 28 | 92 | 539 | 615 |
| Free cash flow | -1,487 | -787 | -995 | -1,692 |
| CFO / Operating profit % | -212.2% | -77.6% | -84.1% | -119.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs.
Latest reported period · 31 Mar 2024 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities |
|---|---|---|---|---|
| Retail Finance | 1,484.95 | 256.88 | — | 8,864.1 |
| Unallocated | 99.38 | 73.74 | — | 0 |
| Distribution | 36.57 | 1.66 |
| — |
| 1.84 |
| Wholesale Finance | 2.1 | -4.2 | — | 11.07 |
₹ crore by fiscal year