Standalone figures · ₹ crore
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 8,783 | 9,915 | 11,419 | 13,211 | 13,758 | 13,661 | 16,804 | 22,188 | 26,365 | 27,695 | |
| Interest | 5,653 | 6,226 | 7,243 | 8,562 | 8,224 | 7,699 | 9,571 | 13,895 | 16,897 | 17,038 |
| Expenses | 2,253 | 2,505 | 3,620 | 4,548 | 5,341 | 5,143 | 5,137 | 6,006 | 7,728 | 9,557 |
| Financing profit | 878 | 1,184 | 556 | 101 | 192 | 819 | 2,095 | 2,287 | 1,740 | 1,100 |
| Financing margin % | 10% | 11.9% | 4.9% | 0.8% | 1.4% | 6% | 12.5% | 10.3% | 6.6% | 4% |
| Other income | 1,084 | 1,160 | 1,351 | 1,931 | 1,945 | 2,089 | 2,330 | 3,079 | 3,801 | 4,440 |
| Depreciation | — | — | — | — | — | 372 | 380 | 388 | 173 | 171 |
| Profit before tax | — | — | 1,907 | 2,033 | 2,137 | 2,536 | 4,045 | 4,978 | 5,368 | 5,370 |
| Tax | — | — | 663 | 490 | 547 | 646 | 1,034 | 1,258 | 1,316 | 1,252 |
| Tax % | — | — | 34.8% | 24.1% | 25.6% | 25.5% | 25.6% | 25.3% | 24.5% | 23.3% |
| PAT | 853 | 910 | 1,244 | 1,543 | 1,590 | 1,890 | 3,011 | 3,721 | 4,052 | 4,117 |
| EPS (₹) | 5 | 4.9 | 6.3 | 7.8 | 8 | 9.1 | 14.3 | 16.1 | 16.5 | 16.7 |
| EPS adjusted (₹) | 5 | 4.6 | — | 7.7 | 8 | 9 | 14.2 | 15.3 | 16.5 | 16.7 |
| 17.9% | 20.3% | 22.3% | 0% | 8.8% | 19.7% | 7% | 7.5% | 7.3% | 7.2% | |
| Gross NPA % | — | — | 2.9% | 2.8% | 3.4% | 2.8% | 2.4% | 2.1% | 1.8% | 1.6% |
| Net NPA % | — | — | 1.5% | 1.3% | 1.2% | 1% | 0.7% | 0.6% | 0.4% | 0.2% |
| Annual report | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 345 | 394 | 399 | 399 | 421 | 423 | 487 | 491 | 493 |
| Reserves | 8,607 | 11,880 | 14,119 | 15,724 | 18,373 | 21,083 | 28,607 | 32,929 | 38,212 |
| Deposits | 97,662 | 1,11,970 | 1,52,290 | 1,72,644 | 1,81,701 | 2,13,386 | 2,52,534 | 2,83,647 | 3,13,909 |
| Borrowings | 6,345 | 12,329 | 10,372 | 9,069 | 15,393 | 19,319 | 18,026 | 23,726 | 21,159 |
| Other liabilities | 2,527 | 2,640 | 3,458 | 3,531 | 5,059 | 6,130 | 8,657 | 8,210 | 13,748 |
| Total equity & liabilities | 1,15,486 | 1,39,214 | 1,80,638 | 2,01,367 | 2,20,946 | 2,60,342 | 3,08,312 | 3,49,005 | 3,87,521 |
| Fixed assets | 492 | 461 | 480 | 491 | 634 | 934 | 1,020 | 1,478 | 1,473 |
| Investments | 27,912 | 30,595 | 35,893 | 37,186 | 39,179 | 48,983 | 60,860 | 66,246 | 76,676 |
| 87,081 | 1,08,158 | 1,44,265 | 1,63,690 | 1,81,133 | 2,10,425 | 2,46,432 | 2,81,281 | 3,09,373 | |
| Total assets | 1,15,486 | 1,39,214 | 1,80,638 | 2,01,367 | 2,20,946 | 2,60,342 | 3,08,312 | 3,49,005 | 3,87,521 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -1,519 | 3,431 | -5,051 | 7,873 | 4,884 | 12,209 | -6,497 | 2,870 | 7,553 | 10,073 | 7,182 | |
| 1,991 | -2,384 | -1,579 | -3,380 | -4,669 | -3,904 | 813 | -9,818 | -8,852 | -3,744 | -11,055 | |
| 168 | 985 | 8,371 | -3,637 | 2,289 | -1,290 | 7,110 | 3,643 | 2,577 | 5,571 | -1,249 | |
| Net cash flow | 640 | — | — | — | 2,508 | 7,015 | 1,425 | -3,306 | 1,278 | 11,901 | -5,123 |
| Free cash flow | -1,680 | 3,336 | -5,147 | 7,728 | 4,754 | 12,091 | -6,765 | 2,403 | 7,249 | 9,347 | 6,904 |
| CFO / Operating profit % | — | — | — | 101% | 56.4% | 145.1% | -76.3% | 24.6% | 46.7% | 54.1% | 39.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking - Other Retail Banking | 28,381.13 | 1,308.45 | 1,37,069.56 | 2,43,142.75 | — | — |
| Corporate/Wholesale Banking | 12,299.92 | 2,384.21 |
| 1,30,154.53 |
| 43,993.49 |
| 86,161.04 |
| 2.77 |
| Treasury | 6,688.63 | 1,155.57 | 1,09,603.06 | 36,773.94 | 72,829.12 | 1.59 |
| Retail Banking - Digital Banking | 3,361.74 | 100.96 | 8,225.08 | 23,495.18 | — | — |
| Unallocated | 508.68 | 0 | 0 | 0 | — | — |
| Other Banking operations | 432.5 | 367.62 | 49.84 | 0.92 | 48.92 | 751.47 |
₹ crore by fiscal year