Consolidated figures · ₹ crore
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| 7,826 | 8,783 | 13,590 | 14,314 | 14,382 | 17,812 | 23,565 | 28,106 | 29,674 | |
| Interest | 5,259 | 5,653 | 8,678 | 8,435 | 7,959 | 9,975 | 14,495 | 17,631 | 17,772 |
| Expenses | 1,932 | 2,253 | 4,734 | 5,628 | 5,508 | 5,612 | 6,619 | 8,617 | 10,443 |
| Financing profit | 635 | 878 | 178 | 251 | 914 | 2,224 | 2,452 | 1,858 | 1,460 |
| Financing margin % | 8.1% | 10% | 1.3% | 1.8% | 6.4% | 12.5% | 10.4% | 6.6% | 4.9% |
| Other income | 808 | 1,084 | 1,882 | 1,958 | 2,121 | 2,436 | 3,216 | 3,924 | 4,598 |
| Depreciation | — | — | — | — | 389 | 397 | 407 | 194 | 195 |
| Profit before tax | — | — | 2,098 | 2,241 | 2,677 | 4,297 | 5,298 | 5,620 | 5,871 |
| Tax | — | — | 507 | 561 | 681 | 1,087 | 1,333 | 1,386 | 1,380 |
| Tax % | — | — | 24.2% | 25.1% | 25.4% | 25.3% | 25.2% | 24.7% | 23.5% |
| PAT | 488 | 853 | 1,590 | 1,680 | 1,996 | 3,210 | 3,964 | 4,234 | 4,491 |
| EPS (₹) | 2.8 | 5 | 7.9 | 8.3 | 9.5 | 15 | 16.8 | 17 | 17.7 |
| EPS adjusted (₹) | 2.8 | 5 | 8.1 | 8.5 | 9.5 | 15.1 | 16.1 | 17.1 | 17.7 |
| 24.7% | 17.9% | 0% | 8.4% | 18.9% | 6.7% | 7.2% | 7.1% | 6.8% | |
| Gross NPA % | — | — | 2.8% | 3.4% | 2.8% | 2.4% | 2.1% | 1.8% | 1.6% |
| Net NPA % | — | — | 1.3% | 1.2% | 1% | 0.7% | 0.6% | 0.4% | 0.2% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 344 | 345 | 394 | 397 | 399 | 399 | 421 | 423 | 487 | 491 | 493 |
| Reserves | 7,720 | 8,607 | 11,880 | 13,101 | 14,424 | 16,103 | 18,835 | 21,699 | 30,439 | 34,962 | 40,619 |
| Deposits | 79,171 | 97,662 | 1,11,970 | 1,34,879 | 1,52,252 | 1,72,186 | 1,81,678 | 2,12,989 | 2,52,455 | 2,83,484 | 3,13,491 |
| Borrowings | 2,298 | 6,345 | 12,329 | 8,706 | 12,528 | 12,271 | 19,587 | 25,862 | 25,160 | 32,596 | 33,193 |
| Other liabilities | 2,021 | 2,527 | 2,640 | 3,469 | 3,751 | 4,008 | 5,721 | 7,031 | 9,298 | 8,619 | 14,284 |
| Total equity & liabilities | 91,554 | 1,15,486 | 1,39,214 | 1,60,552 | 1,83,353 | 2,04,967 | 2,26,241 | 2,68,004 | 3,17,839 | 3,60,152 | 4,02,081 |
| Fixed assets | 524 | 492 | 461 | 480 | 505 | 517 | 672 | 972 | 1,063 | 1,528 | 1,528 |
| Investments | 21,982 | 27,912 | 30,595 | 31,676 | 35,715 | 36,732 | 39,065 | 48,702 | 61,043 | 66,058 | 76,471 |
| 69,048 | 87,081 | 1,08,158 | 1,28,397 | 1,47,133 | 1,67,717 | 1,86,504 | 2,18,330 | 2,55,733 | 2,92,567 | 3,24,081 | |
| Total assets | 91,554 | 1,15,486 | 1,39,214 | 1,60,552 | 1,83,353 | 2,04,967 | 2,26,241 | 2,68,004 | 3,17,839 | 3,60,152 | 4,02,081 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -1,557 | 3,757 | -4,697 | 8,171 | 3,731 | 11,195 | -7,774 | 489 | 6,431 | 8,801 | 4,349 | |
| 1,990 | -2,383 | -1,577 | -3,374 | -4,693 | -3,916 | 908 | -9,844 | -8,908 | -3,794 | -11,109 | |
| 205 | 659 | 8,025 | -3,936 | 3,661 | -223 | 8,193 | 6,038 | 3,871 | 7,401 | 2,069 | |
| Net cash flow | — | 2,032 | 1,751 | 863 | — | 7,057 | 1,327 | -3,316 | 1,394 | 12,408 | -4,691 |
| Free cash flow | -1,718 | 3,663 | -4,790 | 8,033 | 3,576 | 11,065 | -8,069 | 5 | 6,103 | 8,046 | 4,041 |
| CFO / Operating profit % | — | — | — | — | 42.1% | 128.9% | -87.6% | 4% | 38% | 45.2% | 22.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking - Other Retail Banking | 30,524.78 | 1,757.79 | 1,52,837.93 | 2,55,035.88 | — | — |
| Corporate/Wholesale Banking | 12,222.02 | 2,382.88 |
| 1,29,028.56 |
| 43,849.4 |
| 85,179.16 |
| 2.8 |
| Treasury | 6,704.18 | 1,194.36 | 1,09,601.31 | 37,258.14 | 72,343.17 | 1.65 |
| Retail Banking - Digital Banking | 3,361.74 | 100.96 | 8,225.08 | 23,495.18 | — | — |
| Unallocated | 508.75 | 0 | 0 | 0 | — | — |
| Other Banking operations | 487.78 | 374.65 | 51.69 | 2.92 | 48.77 | 768.2 |
₹ crore by fiscal year