Coral India Finance & Housing Limited (CORALFINAC)

Loading page…

Coral India Finance & Housing Limited (CORALFINAC) · mywealthgrid

About

Coral India Finance & Housing operates in Diversified Commercial Services within Industrials with a market cap of ₹138.15 Cr. Quarterly standalone revenue ranges from ₹3.05 to ₹6.52 Cr with operating margins consistently above 75%, though recent performance has been volatile.

Face value: ₹2

Market cap

₹126 Cr

P/E

8.8×

P/B

0.6×

Dividend yield

1.9%

ROE

6.9%

ROCE

7.7%

Debt / equity

OPM

79.4%

EPS (TTM)

₹3.6

Book value

₹51.4

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Revenue volatility swings ₹3.05–₹6.52 Cr quarter-to-quarter with no clear pattern; verify underlying drivers and revenue visibility
ROE of only 6.91% despite OPM of 79.35% signals capital-intensive operations or weak asset turnover; verify whether the business model can generate better returns on deployed capital
Stock down 21.84% in 1 year and trading near 52w low of ₹25.82; verify whether this reflects sector headwinds or company-specific deterioration
Public shareholding limited to 24.36% and small market cap ₹138.15 Cr may constrain liquidity and ability to raise growth capital

Generated analysis · source review pending

Growth drivers

Recent quarter profit jumped to ₹4.41 Cr (Jun 2026) from ₹2.69 Cr (Mar 2026), a 64% sequential gain; verify if this is sustainable or driven by one-time factors
Operating margins of 79.35% provide runway to scale revenue without proportional cost increases; verify whether current cost base is fixed and can support revenue growth
Zero debt (D/E 0) and consistent dividend payments signal cash generation and financial flexibility; verify if management plans to deploy this capacity for organic or inorganic growth

Generated analysis · source review pending

2,344 historical price candles were omitted because the exchange source has not been verified.

₹31.3-2.9%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 79.4%
+Almost debt-free (debt/equity 0)
+Comfortable interest coverage of 1725×
+High promoter holding of 75% with no pledge

Cons

−Low return on equity of 9.3% (3-yr avg)
−Revenue shrank over the last 5 years (-5.3% a year)

Research score

Structured signal from quality, growth, valuation and momentum.

53/100

Business quality: 63
Growth: 0
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

Loading peers…

Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	11	2	2	14	12	20	28	30	28	21	15
COGS	—	0	0	1	1	2	2	5	3	1	0
Gross profit	—	—	—	13	11	19	25	25	25	20	—
	4	1	1	3	3	3	3	3	4	4	3
	8	1	1	10	9	16	22	21	21	16	12
OPM %	68%	56%	56%	70.7%	71.6%	79%	81%	72.1%	75%	77.7%	79.4%
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Interest	—	0	0	0	0	0	0	0	0	0	0
	—	0	0	0	1	-0	-0	1	3	5	5
Profit before tax	8	1	1	10	10	16	22	22	24	21	17
Tax	2	0	0	2	2	3	5	4	3	4	2
Tax %	19.1%	30.2%	30.2%	19.5%	17.2%	17.4%	20.9%	17.9%	11.9%	17.5%	14.2%
	6	1	1	8	8	13	17	18	21	17	15
PAT margin %	55.6%	39.5%	39.5%	57.9%	66.6%	64%	63.2%	62%	75%	82.7%	96%
EPS (₹)	6.3	0.2	0.2	1.7	1.6	3.2	4.3	4.6	5.2	4.3	3.7
EPS adjusted (₹)	—	—	—	—	1.6	3.2	4.3	4.6	5.2	4.3	3.7
	15.8%	105.3%	105.3%	12.1%	12.4%	15.5%	7%	6.6%	7.8%	9.2%	5.4%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	—

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	10	8	8	8	8	8	8
Reserves	107	119	134	142	175	213	199
	0	0	0	0	0	0	0
	8	8	11	15	10	13	16
Total equity & liabilities	125	135	153	164	193	234	223
	2	2	2	1	1	1	1
CWIP	5	5	3	3	3	4	6
Investments	48	96	95	102	137	177	161
	70	33	54	58	52	51	55
Total assets	125	135	153	164	193	234	223

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Investment	20.48	18.18	193.92	3.75	190.17	9.56
Constructions	0	-0.3

Loading financials…

Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	94.8%	94.1%	92.4%	92.3%	83.8%	89.1%	96.5%	—
EBITDA margin %	70.7%	71.6%	79%	81%	72.1%	75%	77.7%	79.4%
EBIT margin %	69.6%	70.5%	78.4%	80.6%	71.8%	74.7%	77.4%	79%
PAT margin %	57.9%	66.6%	64%	63.2%	62%	75%	82.7%	96%
Working capital
Receivable days	—	60	34	14	5	7	11	2
Inventory days	—	6,190	2,489	2,510	749	827	3,009	700
Payable days	—	0	178	5	8	4	30	24
NWC days	—	6,249	2,344	2,519	746	830	2,990	678
Leverage
Current ratio	—	6.41	19.9	19.36	20.23	37.85	34.29	45.45
Debt to EBITDA	—	0	0	0	0	0	0	0
Debt to equity	—	0	0	0	0	0	0	0
Interest coverage	511.5	485	1,571	1,099.5	—	—	—	1,725
Asset turnover	—	0.1	0.15	0.18	0.18	0.14	0.09	0.07
Return ratios
Return on assets %	—	6.4%	9.6%	11.4%	11.2%	10.8%	7.5%	6.6%
Return on capital employed %	—	7.9%	12.4%	15.7%	14.5%	13.5%	10.1%	7.7%
Return on equity %	—	6.8%	10.2%	12.2%	12.2%	11.3%	7.9%	7.1%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

Loading ratios…

Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	75%	75%	75%	75%	75%	75%	75%	74.96%	74.96%	74.96%	74.96%	74.96%
	0.42%	0.42%	0.59%	0.59%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.7%	0.68%
	0%	0%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0.02%	0%	0%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	24.58%	24.58%	24.39%	24.39%	24.28%	24.28%	24.28%	24.32%	24.32%	24.34%	24.34%	24.36%
No. of shareholders	—	—	—	—	—	—	—	—	16,037	15,575	15,101	14,822

Promoter holding down 0.04 percentage points since Sep 2023.

24 deals · 2 Aug 2021 – 24 Aug 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
24 Aug 2026	ORION STOCKS LTD	Bulk	BSE	Buy	2,16,296	₹34.55	₹0.75 Cr
24 Aug 2026	ORION STOCKS LTD	Bulk	BSE	Sell	31,878	₹35.49	₹0.11 Cr
14 Aug 2026	ORION STOCKS LTD	Bulk	BSE	Buy	2,18,746	₹33.54	₹0.73 Cr
14 Aug 2026	ORION STOCKS LTD	Bulk	NSE	Sell	2,10,778	₹33.80	₹0.71 Cr
14 Aug 2026	IRAGE BROKING SERVICES LLP	Bulk	NSE	Buy	2,07,859	₹33.83	₹0.70 Cr
14 Aug 2026	IRAGE BROKING SERVICES LLP	Bulk	BSE	Sell	2,05,696	₹33.53	₹0.69 Cr
14 Aug 2026	IRAGE BROKING SERVICES LLP	Bulk	NSE	Sell	67,857	₹33.26	₹0.23 Cr
14 Aug 2026	IRAGE BROKING SERVICES LLP	Bulk	BSE	Buy	65,694	₹33.52	₹0.22 Cr
14 Aug 2026	ORION STOCKS LTD	Bulk	BSE	Sell	64,645	₹33.52	₹0.22 Cr
14 Aug 2026	ORION STOCKS LTD	Bulk	NSE	Buy	56,677	₹33.34	₹0.19 Cr

1–10 of 24

1 / 3

Mr. NAVIN BACHUBHAI DOSHIExecutive Director-Chairperson related to Promoter-MD
Mr. KISHOR RAVINDRARAY MEHTAExecutive Director
Mrs. MEETA SAMIR SHETHNon-Executive - Non Independent Director
Mr. NIRAJ ANILKUMAR MEHTANon-Executive - Independent Director
Mr. VINAY NITIN MEHTANon-Executive - Independent Director
Mrs. NEHA RAVIKUMAR MEHTANon-Executive - Independent Director
Mrs. Riya R ShahCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

Loading shareholding…

F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

Loading f&o…

Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Coral India Finance & Housing Limited. Portfolios are published monthly by each AMC; coverage is still partial.

Loading fund holders…

Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

13

Final dividend28 Aug 2026 · ex-date₹0.2
Final dividend12 Sept 2025 · ex-date₹0.4
Final dividend20 Aug 2024 · ex-date₹0.4
Final dividend7 Jul 2023 · ex-date₹0.3
Final dividend20 Jul 2022 · ex-date₹0.3
Final dividend18 Aug 2021 · ex-date₹0.5
Final dividend28 Aug 2020 · ex-date₹0.2
Final dividend22 Aug 2019 · ex-date₹0.2
Dividend dividend20 Jul 2018 · ex-date₹0.2
Dividend dividend6 Sept 2017 · ex-date₹0.2
Dividend dividend15 Sept 2016 · ex-date₹1
Dividend dividend4 Sept 2015 · ex-date₹1
Dividend dividend11 Sept 2014 · ex-date₹1

1

Board meeting to consider results12 Aug 2026

1

Face value ₹10 → ₹23 Aug 2017 · ex-date

Loading events…

Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

3 announcementsExport CSV

22 Sept 2026, 3:27 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

Loading announcements…

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	94.8%	94.1%	92.4%	92.3%	83.8%	89.1%	96.5%	—
EBITDA margin %	70.7%	71.6%	79%	81%	72.1%	75%	77.7%	79.4%
EBIT margin %	69.6%	70.5%	78.4%	80.6%	71.8%	74.7%	77.4%	79%
PAT margin %	57.9%	66.6%	64%	63.2%	62%	75%	82.7%	96%
Working capital
Receivable days	—	60	34	14	5	7	11	2
Inventory days	—	6,190	2,489	2,510	749	827	3,009	700
Payable days	—	0	178	5	8	4	30	24
NWC days	—	6,249	2,344	2,519	746	830	2,990	678
Leverage
Current ratio	—	6.41	19.9	19.36	20.23	37.85	34.29	45.45
Debt to EBITDA	—	0	0	0	0	0	0	0
Debt to equity	—	0	0	0	0	0	0	0
Interest coverage	511.5	485	1,571	1,099.5	—	—	—	1,725
Asset turnover	—	0.1	0.15	0.18	0.18	0.14	0.09	0.07
Return ratios
Return on assets %	—	6.4%	9.6%	11.4%	11.2%	10.8%	7.5%	6.6%
Return on capital employed %	—	7.9%	12.4%	15.7%	14.5%	13.5%	10.1%	7.7%
Return on equity %	—	6.8%	10.2%	12.2%	12.2%	11.3%	7.9%	7.1%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
International Gemological Institute LimitedIGILIGIL	₹13,482 Cr	₹13,482 Cr	₹1,363 Cr	₹827 Cr	60.9%	₹610 Cr	44.5%	61.1%	49.1%	36
Wework India Management LimitedWEWORKWEWORK	₹8,931 Cr	₹9,264 Cr	₹2,589 Cr	₹1,676 Cr	64.5%	₹84 Cr	3.1%	12.4%	25%	-18
Nesco LimitedNESCONESCO	₹7,249 Cr	₹7,249 Cr	₹951 Cr	₹482 Cr	52.6%	₹417 Cr	44.3%	17%	14.7%	1
Indiabulls LimitedIBULLSLTDIBULLSLTD	₹6,856 Cr	₹7,314 Cr	₹1,101 Cr	₹417 Cr	33.2%	₹419 Cr	41.5%	—	8.9%	—
Inox Green Energy Services LimitedINOXGREENINOXGREEN	₹6,384 Cr	₹6,472 Cr	₹280 Cr	₹28 Cr	8.2%	₹121 Cr	36.8%	8.5%	5.6%	405
Leap India LimitedLEAPINDLEAPIND	₹6,036 Cr	₹7,054 Cr	₹730 Cr	₹157 Cr	21.5%	₹62 Cr	8.6%	9.5%	9.6%	-520
Smartworks Coworking Spaces LimitedSMARTWORKSSMARTWORKS	₹5,837 Cr	₹6,044 Cr	₹1,963 Cr	₹1,260 Cr	64.3%	₹28 Cr	0.6%	7.5%	2%	-102
Elevate Campuses LimitedELEVATEELEVATE	₹5,811 Cr	₹9,931 Cr	₹569 Cr	₹405 Cr	71.3%	₹174 Cr	30.6%	9.3%	21.1%	—
Nirlon LimitedNIRLONNIRLON	₹5,467 Cr	₹6,614 Cr	₹317 Cr	₹237 Cr	79.1%	₹127 Cr	34.3%	23.2%	59.8%	-56
Quess Corp LimitedQUESSQUESS	₹5,023 Cr	₹5,023 Cr	₹15,835 Cr	₹327 Cr	2%	₹253 Cr	1.5%	19.2%	19.7%	19
Indiqube Spaces LimitedINDIQUBEINDIQUBE	₹4,187 Cr	₹4,477 Cr	₹1,564 Cr	₹952 Cr	60.8%	₹-93 Cr	-7.3%	5.7%	-20.7%	-273
Sanghvi Movers LimitedSANGHVIMOVSANGHVIMOV	₹3,719 Cr	₹4,393 Cr	₹1,177 Cr	₹426 Cr	37.4%	₹199 Cr	17.2%	18%	15%	77

Date	Category	Subject	Filing
22 Sept 2026, 3:27 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
11 Sept 2026, 5:37 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
11 Sept 2026, 5:31 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	8	7	2	22	5	19	16
	-6	12	1	-9	-3	-18	-11
	-1	-21	-2	-1	-1	-2	-2
Net cash flow	1	-2	1	12	1	-1	4
Free cash flow	—	7	2	22	5	19	16
CFO / Operating profit %	97%	42.3%	8.6%	103.1%	24.2%	114%	134.9%

Coral India Finance & Housing Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

13

1

1

Announcements

13

1

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Construction · revenue

Coral India Finance & Housing Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Dividends13

Board meetings1

Stock splits1

Announcements

Dividends13

Board meetings1

Stock splits1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Segment results

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Construction · revenue

13

1

1

13

1

1