Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 13,135 | 13,900 | 14,644 | 18,146 | 25,804 | 33,125 | 39,073 | |
| Interest | 4,592 | 4,608 | 4,328 | 5,778 | 9,249 | 12,494 | 14,388 |
| Expenses | 6,588 | 6,751 | 7,209 | 8,598 | 11,390 | 14,271 | 17,529 |
| Financing profit | 1,954 | 2,541 | 3,106 | 3,770 | 5,164 | 6,361 | 7,155 |
| Financing margin % | 14.9% | 18.3% | 21.2% | 20.8% | 20% | 19.2% | 18.3% |
| Other income | 1 | 5 | 91 | 230 | 283 | 335 | 503 |
| Depreciation | 150 | 145 | 154 | 176 | 248 | 296 | 333 |
| Profit before tax | 1,807 | 2,401 | 3,041 | 3,816 | 5,212 | 6,405 | 7,333 |
| Tax | 642 | 636 | 801 | 1,006 | 1,361 | 1,666 | 1,848 |
| Tax % | 35.5% | 26.5% | 26.4% | 26.4% | 26.1% | 26% | 25.2% |
| PAT | 1,165 | 1,764 | 2,239 | 2,810 | 3,851 | 4,740 | 5,485 |
| EPS (₹) | 29.4 | 43.9 | 54.5 | 68.7 | 94.4 | 115.8 | 130 |
| EPS adjusted (₹) | 27.6 | 43.9 | 54.5 | 68.7 | 94.4 | 115.7 | 130 |
| 0% | 0% | 0% | 0% | 0.6% | 1.1% | 1% | |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
| Reserves | 2,753 | 3,925 | 4,572 | 5,367 | 6,427 | 7,642 | 10,223 | 12,497 | 15,435 |
| Minority interest | — | — | — | — | — | 8,597 | 11,882 | 14,434 | 18,426 |
| 30,070 | 50,447 | 55,117 | 63,797 | 69,229 | 97,191 | 1,34,014 | 1,74,366 | 2,10,400 | |
| 9,078 | 13,546 | 16,147 | 19,432 | 22,097 | 17,584 | 20,780 | 23,300 | 24,053 | |
| Total equity & liabilities | 41,920 | 67,937 | 75,855 | 88,616 | 97,772 | 1,31,033 | 1,76,918 | 2,24,616 | 2,68,333 |
| 212 | 234 | 408 | 375 | 393 | 594 | 1,755 | 2,000 | 2,180 | |
| CWIP | — | — | — | — | 26 | 36 | 0 | 4 | 28 |
| Investments | 8 | 36 | 37 | 37 | 494 | 17,559 | 20,095 | 24,271 | 24,968 |
| 41,701 | 67,667 | 75,410 | 88,203 | 96,859 | 1,12,844 | 1,55,068 | 1,98,341 | 2,41,157 | |
| Total assets | 41,920 | 67,937 | 75,855 | 88,616 | 97,772 | 1,31,033 | 1,76,918 | 2,24,616 | 2,68,333 |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Financing | 31,073.15 | 6,973.04 | 2,44,258.27 | 2,14,989.83 | 29,268.44 | 23.82 |
| Insurance | 8,351.78 | 341.56 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -500 | 594 | -6,302 | -9,274 | -1,914 | -9,719 | -5,738 | -29,329 | -35,726 | -34,201 | -30,033 | |
| 444 | -653 | -1,825 | -93 | -96 | -62 | -135 | -257 | -2,625 | -1,038 | -2,528 | |
| 748 | -69 | 8,287 | 12,171 | 2,427 | 7,794 | 7,073 | 27,840 | 38,269 | 39,652 | 35,650 | |
| Net cash flow | 692 | -128 | 160 | — | — | -1,987 | 1,199 | -1,746 | -82 | 4,413 | 3,089 |
| Free cash flow | — | — | — | — | — | -9,783 | -5,853 | -29,577 | -36,895 | -34,543 | -30,393 |
| CFO / Operating profit % | — | — | — | — | -29.2% | -136% | -77.2% | -307.2% | -247.9% | -181.4% | -139.4% |
| 23,468.13 |
| 20,313.63 |
| 3,154.5 |
| 10.83 |
| Others | 89.79 | 93.16 | 156.11 | 4.76 | 151.35 | 61.55 |
| Intersegment | 0 | -74.58 | -855.46 | -855.46 | — | — |
₹ crore by fiscal year