Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 25,888 | 24,036 | 22,639 | 23,562 | 22,730 | 22,802 | 25,542 | 30,722 | 33,666 | 36,026 | |
| Interest | 18,822 | 17,519 | 15,866 | 15,934 | 14,485 | 13,315 | 13,855 | 17,826 | 19,769 | 21,855 |
| Expenses | 11,373 | 17,035 | 17,355 | 12,175 | 12,736 | 9,528 | 12,525 | 13,322 | 14,566 | 13,642 |
| Financing profit | -4,308 | -10,518 | -10,583 | -4,546 | -4,491 | -42 | -838 | -426 | -670 | 528 |
| Financing margin % | -16.6% | -43.8% | -46.8% | -19.3% | -19.8% | -0.2% | -3.3% | -1.4% | -2% | 1.5% |
| Other income | 1,939 | 2,622 | 2,413 | 3,637 | 3,167 | 2,968 | 4,084 | 4,711 | 5,855 | 6,316 |
| Depreciation | — | — | — | — | — | 665 | 600 | 232 | 251 | 409 |
| Profit before tax | -2,669 | -7,896 | -8,170 | -909 | -1,324 | 1,717 | 2,645 | 4,053 | 4,934 | 6,434 |
| Tax | -1,251 | -2,791 | -2,529 | 212 | -436 | 672 | 1,063 | 1,504 | 1,149 | 2,066 |
| Tax % | -46.9% | -35.4% | -31% | 23.3% | -32.9% | 39.2% | 40.2% | 37.1% | 23.3% | 32.1% |
| PAT | -1,418 | -5,105 | -5,641 | -1,121 | -888 | 1,045 | 1,582 | 2,549 | 3,785 | 4,369 |
| EPS (₹) | — | -26.1 | -19.8 | -1.8 | -1.5 | 1.3 | 0 | 2.9 | 4.4 | 4.8 |
| EPS adjusted (₹) | -8.4 | -19.5 | -13.9 | -2 | -1.5 | 1.2 | 1.8 | 2.9 | 4.2 | 4.8 |
| — | — | — | — | — | 0% | — | 0% | 4.3% | — | |
| Gross NPA % | 12% | 21.5% | 19.3% | 18.9% | 16.6% | 14.8% | 8.4% | 4.5% | 3.2% | 2.7% |
| Net NPA % | 7.4% | 11.1% | 7.7% | 7.6% | 5.8% | 4% | 1.8% | 1.2% | 0.6% | 0.5% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,658 | 1,690 | 1,902 | 2,618 | 4,047 | 5,710 | 5,876 | 8,681 | 8,681 | 8,681 | 9,051 | 9,051 |
| Reserves | 15,799 | 15,989 | 15,366 | 15,367 | 14,888 | 15,720 | 15,830 | 18,846 | 20,428 | 23,467 | 27,455 | 29,419 |
| Deposits | 2,55,572 | 2,66,184 | 2,96,671 | 2,94,839 | 2,99,855 | 3,13,763 | 3,29,973 | 3,42,692 | 3,59,296 | 3,85,011 | 4,12,697 | 4,67,922 |
| Borrowings | 25,974 | 9,208 | 9,282 | 5,706 | 5,239 | 5,787 | 5,469 | 7,474 | 8,119 | 19,806 | 21,592 | 31,481 |
| Other liabilities | 12,937 | 12,395 | 10,180 | 7,695 | 6,688 | 15,456 | 12,068 | 8,873 | 9,641 | 9,708 | 8,333 | 11,606 |
| Total equity & liabilities | 3,11,941 | 3,05,466 | 3,33,402 | 3,26,225 | 3,30,718 | 3,56,436 | 3,69,215 | 3,86,566 | 4,06,165 | 4,46,673 | 4,79,128 | 5,49,480 |
| Fixed assets | 2,833 | 4,359 | 4,290 | 4,343 | 4,310 | 4,336 | 5,132 | 4,955 | 4,776 | 5,336 | 5,204 | 5,125 |
| Investments | 95,474 | 88,868 | 92,095 | 1,02,632 | 1,25,298 | 1,42,518 | 1,48,582 | 1,40,787 | 1,36,583 | 1,43,923 | 1,41,435 | 1,57,320 |
| 2,13,633 | 2,12,239 | 2,37,017 | 2,19,250 | 2,01,109 | 2,09,582 | 2,15,500 | 2,40,824 | 2,64,806 | 2,97,413 | 3,32,489 | 3,87,035 | |
| Total assets | 3,11,941 | 3,05,466 | 3,33,402 | 3,26,225 | 3,30,718 | 3,56,436 | 3,69,215 | 3,86,566 | 4,06,165 | 4,46,673 | 4,79,128 | 5,49,480 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 308 | 61,847 | -44,396 | -14,588 | 1,771 | -1,987 | 14,268 | -8,794 | -5,916 | -2,469 | 2,786 | |
| -179 | -176 | -300 | -245 | -297 | -194 | -125 | -201 | -576 | -442 | -436 | |
| 601 | 1,554 | 5,158 | 6,805 | 3,403 | 5,055 | 0 | 0 | 0 | 1,500 | -713 | |
| Net cash flow | — | — | — | — | — | 2,874 | 14,143 | -8,995 | -6,492 | -1,411 | 1,638 |
| Free cash flow | 2 | 61,656 | -44,710 | -14,842 | 1,449 | -2,190 | 14,111 | -9,006 | -6,503 | -2,924 | 2,329 |
| CFO / Operating profit % | — | — | — | — | 15.6% | -19.9% | 107.5% | -67.6% | -34% | -12.9% | 12.5% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 18,462.45 | 2,817.45 | 2,06,191.9 | 1,88,468.71 | 17,723.19 | 15.9 |
| Treasury Operations | 13,556.83 | 2,086.07 |
| 2,11,768.25 |
| 2,01,309.7 |
| 10,458.55 |
| 19.95 |
| Wholesale Banking Operations | 9,831.45 | 1,512.72 | 1,21,810.87 | 1,21,230.6 | 580.27 | 260.69 |
| Unallocated | 490.69 | 18.1 | 9,708.54 | 0 | 9,708.54 | 0.19 |
| Other Banking Operations | 0 | 0 | 0 | 0 | — | — |
₹ crore by fiscal year