Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 23,676 | 22,830 | 22,903 | 25,657 | 30,849 | 33,797 | 36,168 | |
| Interest | 16,005 | 14,543 | 13,361 | 13,905 | 17,882 | 19,830 | 21,926 |
| Expenses | 12,203 | 12,758 | 9,555 | 12,554 | 13,357 | 14,609 | 13,689 |
| Financing profit | -4,532 | -4,471 | -13 | -802 | -391 | -641 | 553 |
| Financing margin % | -19.1% | -19.6% | -0.1% | -3.1% | -1.3% | -1.9% | 1.5% |
| Other income | 3,622 | 3,162 | 2,967 | 4,084 | 4,713 | 5,871 | 6,331 |
| Depreciation | — | — | 666 | 600 | 233 | 251 | 410 |
| Profit before tax | -1,034 | -1,425 | 1,763 | 2,761 | 4,190 | 5,103 | 6,606 |
| Tax | 218 | -431 | 680 | 1,073 | 1,514 | 1,160 | 2,075 |
| Tax % | 21% | -30.2% | 38.6% | 38.9% | 36.1% | 22.7% | 31.4% |
| PAT | -1,252 | -995 | 1,083 | 1,688 | 2,677 | 3,943 | 4,531 |
| EPS (₹) | -2 | -1.7 | 1.3 | 0 | 3.1 | 4.5 | 5 |
| EPS adjusted (₹) | -2.4 | -1.9 | 1.3 | 2 | 3.2 | 4.5 | 5.1 |
| — | — | 0% | — | 0% | 4.1% | — | |
| Gross NPA % | 18.9% | 16.6% | 14.8% | 8.4% | 4.5% | 3.2% | 2.7% |
| Net NPA % | 7.6% | 5.8% | 4% | 1.8% | 1.2% | 0.6% | 0.5% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,658 | 1,690 | 1,902 | 2,618 | 4,047 | 5,710 | 5,876 | 8,681 | 8,681 | 8,681 | 9,051 | 9,051 |
| Reserves | 16,077 | 16,283 | 15,626 | 15,592 | 15,136 | 15,827 | 15,821 | 18,868 | 20,536 | 23,693 | 27,830 | 29,950 |
| Deposits | 2,55,942 | 2,66,686 | 2,97,309 | 2,95,354 | 3,00,311 | 3,14,201 | 3,30,328 | 3,43,165 | 3,59,775 | 3,85,541 | 4,13,271 | 4,68,444 |
| Borrowings | 26,099 | 9,503 | 9,623 | 6,026 | 5,640 | 6,076 | 5,760 | 7,663 | 8,334 | 20,013 | 21,820 | 31,854 |
| Other liabilities | 12,991 | 12,459 | 10,234 | 7,759 | 6,750 | 15,524 | 12,190 | 9,058 | 9,754 | 9,844 | 8,485 | 11,780 |
| Total equity & liabilities | 3,12,766 | 3,06,621 | 3,34,695 | 3,27,349 | 3,31,885 | 3,57,337 | 3,69,974 | 3,87,435 | 4,07,080 | 4,47,772 | 4,80,457 | 5,51,079 |
| Fixed assets | 2,834 | 4,360 | 4,291 | 4,344 | 4,311 | 4,337 | 5,133 | 4,955 | 4,777 | 5,336 | 5,205 | 5,126 |
| Investments | 95,655 | 89,087 | 92,277 | 1,02,769 | 1,25,453 | 1,42,526 | 1,48,518 | 1,40,775 | 1,36,569 | 1,44,010 | 1,41,652 | 1,57,607 |
| 2,14,276 | 2,13,174 | 2,38,127 | 2,20,236 | 2,02,121 | 2,10,475 | 2,16,324 | 2,41,705 | 2,65,734 | 2,98,425 | 3,33,599 | 3,88,346 | |
| Total assets | 3,12,766 | 3,06,621 | 3,34,695 | 3,27,349 | 3,31,885 | 3,57,337 | 3,69,974 | 3,87,435 | 4,07,080 | 4,47,772 | 4,80,457 | 5,51,079 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 281 | 61,871 | -44,376 | -14,510 | 1,726 | -2,003 | 14,277 | -8,786 | -5,910 | -2,460 | 2,804 | |
| -149 | -189 | -310 | -251 | -315 | -202 | -133 | -209 | -584 | -451 | -454 | |
| 599 | 1,543 | 5,154 | 6,796 | 3,396 | 5,055 | 0 | 0 | 0 | 1,500 | -713 | |
| Net cash flow | — | — | — | — | — | 2,849 | 14,143 | -8,995 | -6,494 | -1,410 | 1,637 |
| Free cash flow | -25 | 61,679 | -44,691 | -14,764 | 1,404 | -2,208 | 14,119 | -8,999 | -6,497 | -2,464 | 2,800 |
| CFO / Operating profit % | — | — | — | — | 15% | -19.9% | 107% | -67.1% | -33.8% | -12.8% | 12.5% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 18,602.38 | 2,843.36 | 2,07,785.17 | 1,89,514.62 | 18,270.55 | 15.56 |
| Treasury Operations | 13,556.83 | 2,086.07 |
| 2,11,768.25 |
| 2,01,309.7 |
| 10,458.55 |
| 19.95 |
| Wholesale Banking Operations | 9,831.45 | 1,512.72 | 1,21,810.87 | 1,21,230.6 | 580.27 | 260.69 |
| Unallocated | 490.69 | 18.1 | 9,704.49 | 0 | 9,704.49 | 0.19 |
| Other Banking Operations | 16.93 | 13.59 | 10.37 | 23.09 | — | — |
₹ crore by fiscal year