Canara Hsbc Life Insurance Company Limited (CANHLIFE)

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Canara Hsbc Life Insurance Company Limited (CANHLIFE) · mywealthgrid

About

Canara HSBC Life Insurance operates in life insurance within the Financials sector, with a market cap of ₹14,127 Cr. The company generates quarterly revenue ranging from ₹1,200–₹4,300 Cr (standalone) and maintains profitability, though recent quarters show a declining earnings trend. The company recently paid a dividend, indicating an established operational base.

Face value: ₹10

Market cap

₹13,666 Cr

P/E

104.1×

P/B

8.5×

Dividend yield

0.3%

ROE

7.9%

ROCE

—

Debt / equity

—

OPM

—

EPS (TTM)

₹1.4

Book value

₹16.9

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Valuation at PE 107.57 is extremely high; verify what earnings growth is priced in and whether recent profit decline (₹40.81 Cr to ₹28.14 Cr over four quarters) justifies this multiple
ROE of 7.89% is low; verify if capital deployment and profitability are improving or if this reflects structural challenges
Net profit and EPS declining consistently over four quarters (profit: ₹40.81 to ₹28.14; EPS: ₹0.43 to ₹0.30); verify if seasonal or structural trend
Profit margins appear inverse to revenue (Jun revenue ₹4,346 Cr yielded profit ₹28 Cr vs Mar revenue ₹1,267 Cr yielded profit ₹35 Cr); verify margin drivers

Generated analysis · source review pending

Growth drivers

Quarterly revenue has reached ₹4,300+ Cr in peak quarters (Jun 2026, Dec 2025); verify if this level sustains and supports earnings expansion
Recent dividend distribution (August 2026) demonstrates cash generation; verify if earnings growth can support both dividend payout and reinvestment
Life insurance penetration in India remains below developed markets; verify if company can grow share through new business premium or policy additions

Generated analysis · source review pending

233 historical price candles were omitted because the exchange source has not been verified.

₹143.9-3.9%1Y

Quick read

rule-based

Pros

+Dividend payout of 28.9% of profit
+High promoter holding of 62% with no pledge

Cons

−Low return on equity of 7.9% (3-yr avg)
−Expensive at 104.1× trailing earnings
−Trading at 8.5× book value

Research score

Structured signal from quality, growth, valuation and momentum.

11/100

Business quality: 12
Valuation: 11

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY SMALLCAP 250 NIFTY MIDSMALLCAP 400 NIFTY 500 NIFTY TOTAL MARKET

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore

₹ Cr	Mar 2026
Revenue	11,515
Operating expenses	—
Operating profit (EBITDA)	—
OPM %	—
Depreciation	—
Interest	—
Other income	—
Profit before tax	141
Tax	14
Tax %	10.1%
PAT	127
PAT margin %	1.1%
EPS (₹)	1.3
EPS adjusted (₹)	1.3
	30.1%
Annual report	Annual report for Mar 2026

₹ Cr	Mar 2026
Equity capital	950
Reserves	655
Borrowings	—
Other liabilities	45,219
Total equity & liabilities	46,824
Fixed assets	37
CWIP	—
Investments	46,118
Other assets	—
Total assets	46,824

Return on equity

7 years: —
5 years: —
3 years: —
Last year: 8%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2026
Margins
Gross margin %	—
EBITDA margin %	—
EBIT margin %	—
PAT margin %	1.1%
Working capital
Receivable days	—
Inventory days	—
Payable days	—
NWC days	—
Leverage
Current ratio	—
Debt to EBITDA	—
Debt to equity	—
Interest coverage	—
Asset turnover	0.25
Return ratios
Return on assets %	0.3%
Return on capital employed %	—
Return on equity %	7.9%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	62%	62%	62%	62%
	6.97%	4.57%	5.68%	5.43%
	26.22%	30.85%	29.79%	29.67%
Government	0%	0%	0%	0%
	4.81%	2.32%	2.27%	2.47%
No. of shareholders	1,63,613	87,477	85,552	84,466

Promoter holding up 0 percentage points since Sep 2025.

3 deals · 17 Oct 2025 – 18 Nov 2025

Date	Client	Type	Venue	Side	Quantity	Price	Value
18 Nov 2025	SOCIETE GENERALE	Block	NSE	Buy	8,70,119	₹120.44	₹10.48 Cr
18 Nov 2025	MARSHALL WACE INVESTMENT STRATEGIES - EUREKA FUND	Block	NSE	Sell	8,70,119	₹120.44	₹10.48 Cr
17 Oct 2025	OXBOW MASTER FUND LIMITED	Bulk	NSE	Sell	1,64,44,730	₹110.15	₹181.14 Cr

1–3 of 3

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Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Mr. Suryanarayana SomayajulaNon-Executive - Independent Director
Mr. Anuj Dayal MathurExecutive Director
Mrs. Geeta MathurNon-Executive - Independent Director
Mr. Santanu Kumar MajumdarNon-Executive - Non Independent Director
Mr. Bhavendra KumarNon-Executive - Non Independent Director
Mr. Animesh ChauhanNon-Executive - Independent Director
Mr. Rabi Narayan MishraNon-Executive - Independent Director
Mr. Amitabh NevatiaNon-Executive - Non Independent Director
Mr. Edward Charles Lawrence MoncreiffeNon-Executive - Non Independent Director
Mr. Supratim BandyopadhyayNon-Executive - Independent Director
Mr. Kishore Kumar SansiNon-Executive - Independent Director

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 11 fund houses

Held by these funds

5.91%

of the company's equity

All mutual funds

16.17%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

44 schemes · 11 fund houses

		Shares
Small Cap FundNEW	ICICI Prudential Mutual Fund	67.68 L	105.67	1.08%	0.712%	—
Aggressive Hybrid Fund	DSP Mutual Fund	64.58 L	100.83	0.86%	0.68%	-0
Small Cap Fund	DSP Mutual Fund	64.47 L	100.66	0.46%	0.679%	-0
Banking & Financial Services Fund	DSP Mutual Fund	56.52 L	88.25	4.04%	0.595%	-0
India T.I.G.E.R. Fund (The Infrastructure Growth and Economic Reforms Fund)	DSP Mutual Fund	44.4 L	69.33	1.07%	0.467%	-0
Flexi Cap Fund	DSP Mutual Fund	43.38 L	67.74	0.54%	0.457%	+31,118
Franklin India Large & Mid Cap Fund (Formerly known as Franklin India Equity Advantage Fund)^	Franklin Templeton Mutual Fund	35.29 L	55.1	1.52%	0.371%	-12.18 L
BANKING & FINANCIAL SERVICES FUND	Tata Mutual Fund	33 L	51.53	1.56%	0.347%	-0

1–8 of 44

1 / 6

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

1

Final dividend14 Aug 2026 · ex-date₹0.4

1

Board meeting to consider results20 Jul 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

28 announcementsExport CSV

28 Sept 2026, 2:24 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

16 Sept 2026, 4:43 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

15 Sept 2026, 9:33 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Notice of Postal Ballot

Postal Ballot PDF

10 Sept 2026, 9:10 pmCompany Update

Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015

General PDF

9 Sept 2026, 5:55 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Management

Change in Management PDF

31 Aug 2026, 5:06 pmCompany Update

Intimation Of Resignation Of Chief Financial Officer

General PDF

25 Aug 2026, 6:55 pmCompany Update

Disclosure Regarding Execution Of Corporate Agency Agreement

General PDF

24 Aug 2026, 4:27 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

Date	Category	Subject	Filing
28 Sept 2026, 2:24 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
16 Sept 2026, 4:43 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication

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Ratio	Mar 2026
Margins
Gross margin %	—
EBITDA margin %	—
EBIT margin %	—
PAT margin %	1.1%
Working capital
Receivable days	—
Inventory days	—
Payable days	—
NWC days	—
Leverage
Current ratio	—
Debt to EBITDA	—
Debt to equity	—
Interest coverage	—
Asset turnover	0.25
Return ratios
Return on assets %	0.3%
Return on capital employed %	—
Return on equity %	7.9%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Life Insurance Corporation Of IndiaLICILICI	₹4,95,690 Cr	—	₹9,96,996 Cr	₹0 Cr	—	₹60,080 Cr	5.9%	—	37.6%	—
Hdfc Life Insurance Company LimitedHDFCLIFEHDFCLIFE	₹1,15,280 Cr	—	₹1,03,027 Cr	₹0 Cr	—	₹1,975 Cr	1.9%	—	11.5%	—
Icici Prudential Life Insurance Company LimitedICICIPRULIICICIPRULI	₹65,003 Cr	—	₹63,420 Cr	₹0 Cr	—	₹1,608 Cr	2.5%	—	12.5%	—
Max Financial Services LimitedMFSLMFSL	₹48,038 Cr	₹49,896 Cr	₹49,822 Cr	₹260 Cr	0.4%	₹137 Cr	0.2%	—	1.6%	—
Canara Hsbc Life Insurance Company LimitedCANHLIFECANHLIFE	₹13,666 Cr	—	₹12,236 Cr	₹0 Cr	—	₹131 Cr	1.1%	—	7.9%	—

Canara Hsbc Life Insurance Company Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Return on equity

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Events

1

1

Announcements

1

1

Not in the F&O segment

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Return on equity

Canara Hsbc Life Insurance Company Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Compounded returns

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Events

Dividends1

Board meetings1

Announcements

Ratio timeline

Dividends1

Board meetings1

Not in the F&O segment

Quarterly record

Bulk & block deals

Board and management

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Compounded returns

Return on equity

1

1

1

1