Can Fin Homes Limited (CANFINHOME)

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Can Fin Homes Limited (CANFINHOME) · mywealthgrid

About

Can Fin Homes Limited is a housing finance specialist within India's broader financial services sector. With a ₹10,933 Cr market cap and quarterly revenues of ₹1.0–1.1 Cr, it operates as a dedicated mortgage lender to the residential segment.

Face value: ₹2

Market cap

₹9,471 Cr

P/E

8.4×

P/B

1.6×

Dividend yield

ROE

19.7%

ROCE

—

Debt / equity

6.4

OPM

92.1%

EPS (TTM)

₹84.8

Book value

₹449.1

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

High operating margins (~92%) leave little room for pricing flexibility; a 1–2 point compression would materially impact profitability
Net profit swung sharply (Mar 2026: ₹345.67 Cr → Jun 2026: ₹267.82 Cr); verify drivers (provisions, seasonality, or accounting)
Housing finance is cyclical to economic growth and interest rates; verify macro assumptions and rate sensitivity
Debt-to-equity listed as n/a; clarify actual leverage, funding structure, and liquidity management, typical risks for non-bank lenders

Generated analysis · source review pending

Growth drivers

Revenue grew 7.4% year-on-year (Jun 2025: ₹1,020.33 Cr → Jun 2026: ₹1,096.15 Cr); verify whether driven by loan-book expansion
Operating margins sustained at 91–93% across eight quarters; incremental revenue translates directly to profit growth if maintained
Regular dividend payments across 2024–2026 indicate stable cash generation; verify payout ratio and capital allocation to support loan growth
Semi-urban and rural housing credit penetration remains low in India; verify company's expansion strategy across underserved segments

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹711.0-2.8%1Y

Quick read

rule-based

Pros

+Strong return on equity of 18.9% (3-yr avg)
+Healthy operating margin of 92.1%
+Profit CAGR of 18.9% over the last 5 years
+Revenue CAGR of 15.9% over the last 5 years
+Dividend yield of 3%

Cons

−Heavily leveraged (debt/equity 6.4)
−Weak interest coverage of 1.5×

Research score

Structured signal from quality, growth, valuation and momentum.

65/100

Business quality: 41
Growth: 60

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY SMALLCAP 250 NIFTY MIDSMALLCAP 400 NIFTY 500 NIFTY TOTAL MARKET

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,083	1,353	1,544	1,738	2,030	2,018	1,988	2,742	3,523	3,878	4,216
Interest	743	884	981	1,169	1,344	1,208	1,154	1,701	2,231	2,488	2,563
Expenses	86	77	83	90	158	183	190	206	323	301	335
Financing profit	253	392	480	479	528	627	644	835	969	1,089	1,318
Financing margin %	23.4%	29%	31.1%	27.6%	26%	31.1%	32.4%	30.5%	27.5%	28.1%	31.3%
Other income	—	0	3	5	0	0	1	1	2	1	2
Depreciation	—	4	3	3	9	10	10	12	13	13	17
Profit before tax	254	370	458	482	518	618	635	824	958	1,077	1,304
Tax	97	135	160	180	142	162	164	203	207	220	218
Tax %	38.1%	36.5%	34.9%	37.4%	27.4%	26.2%	25.8%	24.6%	21.6%	20.5%	16.7%
PAT	157	235	302	301	376	456	471	621	751	857	1,086
EPS (₹)	59	—	—	22.6	28.3	34.3	35.4	46.7	56.4	64.4	81.5
EPS adjusted (₹)	11.8	17.7	22.7	22.6	28.3	34.3	35.4	46.7	56.4	64.4	81.5
	16.9%	—	—	8.8%	7.1%	5.8%	8.5%	7.5%	10.6%	18.6%	18.4%
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	27	27	27	27	27	27	27	27	27	27	27
Reserves	851	1,050	1,177	1,756	2,123	2,583	3,040	3,621	4,317	5,041	5,954
	8,591	11,109	11,868	16,880	18,748	19,293	24,648	29,068	31,863	35,051	38,258
	1,287	1,193	217	67	145	171	230	355	395	849	143
Total equity & liabilities	10,756	13,379	13,288	18,729	21,044	22,074	27,944	33,070	36,602	40,967	44,381
	9	10	10	10	38	38	35	45	53	50	0
CWIP	—	—	—	—	—	—	—	—	—	0	—
Investments	15	16	16	16	24	50	1,126	1,459	1,459	2,374	2,143
	10,732	13,352	13,262	18,703	20,981	21,986	26,784	31,566	35,090	38,543	42,238
Total assets	10,756	13,379	13,288	18,729	21,044	22,074	27,944	33,070	36,602	40,967	44,381

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	94.8%	92.2%	90.9%	90.4%	92.5%	90.8%	92.2%	92.1%
EBIT margin %	94.7%	91.7%	90.5%	89.9%	92%	90.5%	91.9%	91.7%
PAT margin %	17.3%	18.5%	22.6%	23.7%	22.7%	21.3%	22.1%	25.8%
Working capital
Receivable days	0	0	0	0	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	10.24	10.02	10.51	13.71	11.46	9.96	9.8	9.86
Debt to equity	9.47	8.72	7.39	8.04	7.97	7.34	6.92	6.4
Interest coverage	1.4	1.4	1.5	1.6	1.5	1.4	1.4	1.5
Asset turnover	0.09	0.1	0.09	0.07	0.08	0.1	0.09	0.1
Return ratios
Return on assets %	1.6%	1.8%	2.1%	1.7%	1.9%	2.1%	2.1%	2.4%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	16.9%	17.5%	17.5%	15.4%	17%	17.3%	16.9%	18.2%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%
	11.36%	11.06%	11.51%	11.54%	11.68%	11.41%	12.14%	12.11%	12.52%	13.24%	13.37%	13.23%
	27.42%	28.46%	27.89%	27.78%	27.51%	28.14%	24.66%	24.53%	23.88%	24.71%	24.61%	24.53%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	31.23%	30.49%	30.61%	30.69%	30.82%	30.46%	33.21%	33.37%	33.61%	32.06%	32.03%	32.25%
No. of shareholders	—	—	—	—	—	—	—	—	94,300	85,620	93,995	90,611

Promoter holding up 0 percentage points since Sep 2023.

22 deals · 7 Sept 2021 – 2 Dec 2024

Date	Client	Type	Venue	Side	Quantity	Price	Value
2 Dec 2024	PRRSAAR COMMODITIES PVT LTD	Bulk	NSE	Buy	6,71,551	₹826.59	₹55.51 Cr
2 Dec 2024	PRRSAAR COMMODITIES PVT LTD	Bulk	NSE	Sell	6,40,051	₹826.61	₹52.91 Cr
22 Jul 2024	SBI LIFE INSURANCE COMPANY LTD	Bulk	NSE	Buy	10,00,000	₹827.94	₹82.79 Cr
3 Oct 2022	ISHARES CORE EMERGING MARKETS MAURITIUS CO	Block	NSE	Sell	3,50,438	₹479.80	₹16.81 Cr
3 Oct 2022	ISHARES CORE MSCI EMERGING MARKETS ETF	Block	NSE	Buy	3,50,438	₹479.80	₹16.81 Cr
3 Oct 2022	ISHARES MSCI INDIA SMALL-CAP ETF	Block	NSE	Buy	46,189	₹479.80	₹2.22 Cr
3 Oct 2022	ISHARES INDIA SC MAURITIUS COMPANY	Block	NSE	Sell	46,189	₹479.80	₹2.22 Cr
28 Sept 2022	PGIM INDIA MUTUAL FUND	Bulk	NSE	Sell	10,00,000	₹469.62	₹46.96 Cr
28 Sept 2022	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Sell	7,43,449	₹472.20	₹35.11 Cr
28 Sept 2022	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Buy	7,34,674	₹471.81	₹34.66 Cr

1–10 of 22

1 / 3

Mr. HARDEEP SINGH AHLUWALIANon-Executive - Non Independent Director-Chairperson related to Promoter
Mr. Uthaya KumarChief Risk Officer
K S SathyaprakashDeputy General Manager
Mrs. SHUBHALAKSHMI AAMOD PANSENon-Executive - Independent Director
Mr. AJAI KUMARNon-Executive - Independent Director
Mr. ARVIND NARAYAN YENNEMADINon-Executive - Independent Director
Mr. SWARUPANANDA MALLICKNon-Executive - Independent Director
Mr. MURALI RAMASWAMINon-Executive - Independent Director
Mr. SURESH SRINIVASAN IYERExecutive Director-CEO-MD
Mr. Shailesh Kumar SinghExecutive Director
Mr. Abhishek MishraChief Financial Officer

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F&O

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 13 fund houses

Held by these funds

8.24%

of the company's equity

All mutual funds

16.54%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

36 schemes · 13 fund houses

		Shares
Small Cap Fund	Axis Mutual Fund	34.5 L	274.35	0.87%	2.59%	-7.19 L
Banking & Financial Services Fund	ICICI Prudential Mutual Fund	23.78 L	189.14	1.67%	1.785%	-0
SMALL CAP FUND	Nippon India Mutual Fund	16.44 L	130.77	0.16%	1.234%	-0
Small Cap FundNEW	ICICI Prudential Mutual Fund	8.26 L	65.69	0.67%	0.62%	—
MULTICAP FUND	Tata Mutual Fund	4.78 L	38.01	1.06%	0.359%	-0
POWER & INFRA FUND	Nippon India Mutual Fund	4.51 L	35.85	0.44%	0.338%	-0
BANKING & FINANCIAL SERVICES FUND	Tata Mutual Fund	4.2 L	33.4	1.01%	0.315%	-0
HOUSING OPPORTUNITIES FUND	ICICI Prudential Mutual Fund	3.66 L	29.11	1.07%	0.275%	+1.13 L

1–8 of 36

1 / 5

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

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Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results9 Oct 2026 · in 8 daysresults

24

Final dividend3 Jul 2026 · ex-date₹8
Interim dividend19 Dec 2025 · ex-date₹7
Final dividend11 Jul 2025 · ex-date₹6
Interim dividend4 Dec 2024 · ex-date₹6
Final dividend18 Jul 2024 · ex-date₹4
Interim dividend29 Dec 2023 · ex-date₹2
Final dividend30 Jun 2023 · ex-date₹2
Interim dividend8 Dec 2022 · ex-date₹1.5
Final dividend18 Aug 2022 · ex-date₹1.5
Interim dividend23 Dec 2021 · ex-date₹1.5
Final dividend18 Aug 2021 · ex-date₹2
Dividend dividend18 Aug 2020 · ex-date₹2
Dividend dividend9 Jul 2019 · ex-date₹2
Final dividend13 Jun 2018 · ex-date₹2
Dividend dividend14 Jun 2017 · ex-date₹10
Final dividend5 Jul 2016 · ex-date₹10
Dividend dividend24 Jun 2015 · ex-date₹7
Dividend dividend15 Jul 2014 · ex-date₹6.5
Dividend dividend22 Jul 2013 · ex-date₹4
Dividend dividend24 Jul 2012 · ex-date₹3
Dividend dividend16 Aug 2011 · ex-date₹2.5
Dividend dividend17 Aug 2010 · ex-date₹2
Dividend dividend24 Aug 2009 · ex-date₹2
Dividend dividend15 Sept 2008 · ex-date₹2.5

2

Board meeting to consider results9 Oct 2026
Board meeting to consider results18 Jul 2026

1–3 of 4

1 / 2

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

6 announcementsExport CSV

28 Sept 2026, 4:02 pmBoard Meeting

Board Meeting Intimation for Approval Of The Un-Audited Standalone Financial Results Of The Company For The 2Nd Quarter And Half Year Ended September 30, 2026

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Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	94.8%	92.2%	90.9%	90.4%	92.5%	90.8%	92.2%	92.1%
EBIT margin %	94.7%	91.7%	90.5%	89.9%	92%	90.5%	91.9%	91.7%
PAT margin %	17.3%	18.5%	22.6%	23.7%	22.7%	21.3%	22.1%	25.8%
Working capital
Receivable days	0	0	0	0	—	—	—	—
Inventory days	—	—	—	—	0	0	0	0
Payable days	—	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—	—
Debt to EBITDA	10.24	10.02	10.51	13.71	11.46	9.96	9.8	9.86
Debt to equity	9.47	8.72	7.39	8.04	7.97	7.34	6.92	6.4
Interest coverage	1.4	1.4	1.5	1.6	1.5	1.4	1.4	1.5
Asset turnover	0.09	0.1	0.09	0.07	0.08	0.1	0.09	0.1
Return ratios
Return on assets %	1.6%	1.8%	2.1%	1.7%	1.9%	2.1%	2.1%	2.4%
Return on capital employed %	—	—	—	—	—	—	—	—
Return on equity %	16.9%	17.5%	17.5%	15.4%	17%	17.3%	16.9%	18.2%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Bajaj Housing Finance LimitedBAJAJHFLBAJAJHFL	₹69,083 Cr	₹1,72,787 Cr	₹11,606 Cr	₹10,596 Cr	90.9%	₹2,692 Cr	23%	—	12.1%	—
Pnb Housing Finance LimitedPNBHOUSINGPNBHOUSING	₹28,458 Cr	₹99,656 Cr	₹8,692 Cr	₹8,177 Cr	94.5%	₹2,315 Cr	26.9%	—	12.7%	—
Lic Housing Finance LimitedLICHSGFINLICHSGFIN	₹28,000 Cr	₹3,05,356 Cr	₹28,683 Cr	₹27,081 Cr	93.6%	₹5,739 Cr	19.4%	—	14.4%	—
Aadhar Housing Finance LimitedAADHARHFCAADHARHFC	₹19,609 Cr	₹38,352 Cr	₹3,817 Cr	₹2,908 Cr	76.4%	₹1,141 Cr	29.8%	—	15.8%	—
Sammaan Capital LimitedSAMMAANCAPSAMMAANCAP	₹15,388 Cr	₹66,991 Cr	₹7,418 Cr	₹3,373 Cr	41.6%	₹-7,236 Cr	-87.5%	—	-35%	—
Home First Finance Company India LimitedHOMEFIRSTHOMEFIRST	₹11,764 Cr	₹22,354 Cr	₹1,999 Cr	₹1,571 Cr	78.9%	₹581 Cr	28.2%	—	15.7%	—
Aptus Value Housing Finance India LimitedAPTUSAPTUS	₹11,338 Cr	₹19,212 Cr	₹2,306 Cr	₹1,906 Cr	83.4%	₹985 Cr	42%	—	20.1%	—
Can Fin Homes LimitedCANFINHOMECANFINHOME	₹9,471 Cr	₹47,728 Cr	₹4,292 Cr	₹3,953 Cr	92.1%	₹1,130 Cr	25.8%	—	19.7%	—
Aavas Financiers LimitedAAVASAAVAS	₹9,444 Cr	₹21,780 Cr	₹2,018 Cr	₹1,484 Cr	73.5%	₹491 Cr	24.3%	—	13.9%	—
India Shelter Finance Corporation LimitedINDIASHLTRINDIASHLTR	₹7,031 Cr	₹13,277 Cr	₹1,528 Cr	₹1,110 Cr	72.6%	₹503 Cr	32.9%	—	17%	—
Repco Home Finance LimitedREPCOHOMEREPCOHOME	₹2,114 Cr	₹14,320 Cr	₹1,819 Cr	₹1,612 Cr	89.3%	₹482 Cr	26.5%	—	12.7%	—
Gic Housing Finance LimitedGICHSGFINGICHSGFIN	₹716 Cr	₹9,767 Cr	₹1,084 Cr	₹895 Cr	79.1%	₹157 Cr	14.3%	—	7.6%	—

Date	Category	Subject	Filing
28 Sept 2026, 4:02 pm	Board Meeting	Board Meeting Intimation for Approval Of The Un-Audited Standalone Financial Results Of The Company For The 2Nd Quarter And Half Year Ended September 30, 2026	PDF
18 Sept 2026, 2:28 pm	Company Update General	ESG Rating For FY 2025-26	PDF
11 Sept 2026, 11:55 am	Company Update Press Release / Media Release	Announcement under Regulation 30 (LODR)-Press Release / Media Release	PDF
3 Sept 2026, 2:39 pm	Company Update General	ESG Rating For FY 2025-26	PDF
1 Sept 2026, 6:43 pm	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome	PDF
1 Sept 2026, 5:13 pm	Others Asset Liability Management (ALM) statement	Asset Liability Management (ALM) statement	PDF

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	382	-2,356	-2,018	-2,335	-1,842	-851	-3,916	-4,044	-2,570	933	-2,940
	-11	-7	-2	-4	-13	-28	-1,380	-327	-170	-785	153
	-371	2,363	2,019	-0	1,826	508	5,299	4,370	2,738	-149	2,787
Net cash flow	-0	0	—	—	—	-372	2	-1	-1	0	0
Free cash flow	379	-2,360	-2,021	-2,338	-1,846	-854	-3,920	-4,053	-2,590	917	-2,956
CFO / Operating profit %	38.3%	-184.6%	-138.2%	-141.6%	-98.4%	-46.4%	-217.9%	-159.5%	-80.3%	26.1%	-75.7%

Can Fin Homes Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Events

1

24

2

Announcements

1

24

2

Not in the F&O segment

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Compounded sales growth

Compounded profit growth

Return on equity

Can Fin Homes Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Events

Upcoming and recent1

Dividends24

Board meetings2

Announcements

Upcoming and recent1

Dividends24

Board meetings2

Ratio timeline

Not in the F&O segment

Quarterly record

Bulk & block deals

Board and management

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

24

2

1

24

2