Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 44,022 | 41,388 | 41,252 | 46,810 | 48,935 | 69,240 | 69,410 | 84,425 | 1,08,688 | 1,19,755 | 1,26,366 | |
| Interest | 34,259 | 31,516 | 29,089 | 32,332 | 35,811 | 45,178 | 43,026 | 52,989 | 72,122 | 82,683 | 89,156 |
| Expenses | 17,824 | 15,784 | 25,667 | 23,380 | 22,693 | 35,640 | 31,749 | 35,032 | 34,549 | 36,061 | 38,224 |
| Financing profit | -8,061 | -5,912 | -13,504 | -8,902 | -9,569 | -11,578 | -5,365 | -3,596 | 2,017 | 1,011 | -1,014 |
| Financing margin % | -18.3% | -14.3% | -32.7% | -19% | -19.6% | -16.7% | -7.7% | -4.3% | 1.9% | 0.8% | -0.8% |
| Other income | 4,875 | 7,554 | 6,943 | 6,575 | 7,813 | 15,285 | 16,497 | 18,762 | 18,966 | 22,453 | 26,838 |
| Depreciation | — | — | — | — | — | — | 816 | 993 | 1,278 | 837 | 917 |
| Profit before tax | -3,186 | 1,642 | -6,561 | -2,327 | -1,756 | 3,707 | 8,962 | 14,173 | 19,705 | 22,627 | 24,907 |
| Tax | -373 | 520 | -2,339 | -2,674 | 480 | 1,150 | 3,283 | 3,569 | 5,151 | 5,600 | 5,720 |
| Tax % | -11.7% | 31.7% | -35.7% | -114.9% | 27.4% | 31% | 36.6% | 25.2% | 26.1% | 24.8% | 23% |
| PAT | -2,813 | 1,122 | -4,222 | 347 | -2,236 | 2,558 | 5,678 | 10,604 | 14,554 | 17,027 | 19,187 |
| EPS (₹) | — | — | -69.7 | 4.7 | -26.5 | 16.9 | 32.5 | 58.5 | 80.2 | 18.8 | 21.2 |
| EPS adjusted (₹) | -57.9 | 23.6 | -88.3 | — | — | 3.1 | 6.3 | 11.7 | 16.1 | 18.8 | 21.2 |
| — | — | — | 0% | — | 0% | 20% | 20.5% | 4% | 21.3% | 19.9% | |
| Gross NPA % | 9.4% | 9.6% | 11.8% | 8.8% | 8.2% | 8.9% | 7.5% | 5.4% | 4.2% | 2.9% | 1.8% |
| Net NPA % | 6.4% | 6.3% | 7.5% | 5.4% | 4.2% | 3.8% | 2.7% | 1.7% | 1.3% | 0.7% | 0.4% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 97 | 95 | 96 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 |
| Reserves | 27 | 13 | 2 | 57,238 | 64,297 | 71,793 | 85,140 | 98,086 | 1,11,568 |
| Deposits | 26 | 32 | 68 | 10,10,875 | 10,86,409 | 11,79,219 | 13,12,367 | 14,56,883 | 15,68,678 |
| Borrowings | 150 | 147 | 160 | 49,984 | 46,285 | 58,090 | 57,592 | 89,665 | 1,55,288 |
| Other liabilities | -54 | 1 | 2 | 33,932 | 28,174 | 34,817 | 34,627 | 36,401 | 45,853 |
| Total equity & liabilities | 246 | 288 | 328 | 11,53,675 | 12,26,980 | 13,45,732 | 14,91,541 | 16,82,850 | 18,83,202 |
| Fixed assets | 0 | 0 | 0 | 11,207 | 11,356 | 10,231 | 12,228 | 10,215 | 10,570 |
| Investments | 144 | 187 | 150 | 2,61,690 | 2,82,013 | 3,19,038 | 3,57,454 | 3,80,343 | 4,03,415 |
| 102 | 100 | 178 | 8,80,778 | 9,33,610 | 10,16,463 | 11,21,858 | 12,92,291 | 14,69,217 | |
| Total assets | 246 | 288 | 328 | 11,53,675 | 12,26,980 | 13,45,732 | 14,91,541 | 16,82,850 | 18,83,202 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 58,533 | 268 | -40,676 | 14,254 | 59,947 | 6,786 | |
| -666 | -657 | -390 | -1,083 | -1,860 | -1,028 | |
| 284 | 4,035 | 435 | -3,834 | -3,506 | -4,795 | |
| Net cash flow | 58,151 | 3,646 | -40,631 | 9,337 | 54,580 | 963 |
| Free cash flow | 57,796 | 268 | -41,163 | 13,122 | 58,498 | 5,442 |
| CFO / Operating profit % | 174.2% | 0.7% | -82.4% | 19.2% | 71.6% | 7.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 69,000.39 | 13,944.51 | 7,03,100.25 | 6,71,519.21 | 31,581.04 | 44.15 |
| Wholesale Banking Operations | 50,503.51 | -1,642.82 |
| 6,15,299.99 |
| 5,92,136.93 |
| 23,163.06 |
| -7.09 |
| Treasury Operations | 33,700.31 | 12,604.98 | 4,59,960.31 | 4,45,342.13 | 14,618.18 | 86.23 |
| Life Insurance Operations | 0 | 0 | 0 | 0 | — | — |
| Other banking Operations | 0 | 0 | 0 | 0 | — | — |
| Unallocated | 0 | 0 | 0 | 0 | — | — |
₹ crore by fiscal year