Financials · mywealthgrid

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Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	49,759	70,213	70,614	85,885	1,10,519	1,21,601	1,26,371
Interest	35,817	45,183	43,035	52,990	72,118	82,681	89,138
Expenses	27,254	44,596	39,880	42,772	49,827	46,082	38,340
Financing profit	-13,313	-19,566	-12,302	-9,877	-11,426	-7,162	-1,106
Financing margin %	-26.8%	-27.9%	-17.4%	-11.5%	-10.3%	-5.9%	-0.9%
Other income	11,799	23,447	23,643	25,325	28,646	31,057	26,712
Depreciation	—	—	841	1,021	-2,779	870	925
Profit before tax	-1,412	4,136	9,508	14,963	20,618	23,381	25,442
Tax	509	1,180	3,350	3,619	0	5,689	5,730
Tax %	36.1%	28.5%	35.2%	24.2%	0%	24.3%	22.5%
PAT	-1,921	2,957	6,158	11,345	20,618	17,692	19,712
EPS (₹)	-23.6	19.1	35	62	84.2	19.3	21.7
EPS adjusted (₹)	—	3.8	7.2	13	23.3	19.7	20.5
	—	0%	18.6%	19.3%	3.8%	20.7%	19.3%
Gross NPA %	8.2%	8.9%	7.5%	5.4%	4.2%	2.9%	1.8%
Net NPA %	4.2%	3.3%	2.7%	1.7%	1.3%	0.7%	0.4%
Annual report	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	1,647	1,814	1,814	1,814	1,814	1,814
Reserves	60,763	68,147	77,143	90,319	1,03,603	1,15,891
Deposits	10,10,985	10,86,341	11,79,086	13,12,242	14,56,495	15,68,333
Borrowings	50,013	46,285	58,073	57,538	89,665	1,55,288
Other liabilities	56,132	55,076	64,912	73,104	79,114	45,999
Total equity & liabilities	11,79,540	12,57,664	13,81,030	15,35,018	17,30,691	18,87,325
Fixed assets	11,271	11,450	10,334	12,331	10,302	10,595
Investments	2,86,191	3,11,347	3,52,893	3,99,207	4,26,188	4,07,389
	8,82,077	9,34,867	10,17,803	11,23,480	12,94,201	14,69,341
Total assets	11,79,540	12,57,664	13,81,030	15,35,018	17,30,691	18,87,325

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	2,575	-11,120	18,237	-5,289	59,118	745	-39,978	15,047	60,669	7,942
	-401	-553	-730	-411	-1,029	-1,256	-1,238	-1,748	-2,461	-2,812
	124	2,865	-1,185	7,792	290	4,035	445	-3,837	-3,506	-4,795
Net cash flow	2,224	-8,743	16,307	2,059	58,379	3,525	-40,770	9,462	54,701	335
Free cash flow	—	—	—	—	58,311	-76	-39,978	13,793	59,507	7,942
CFO / Operating profit %	—	—	—	-23.5%	230.8%	2.4%	-92.7%	24.8%	80.3%	9%

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Retail Banking operations	68,930.52	13,814.48	7,03,100.25	6,71,519.21	31,581.04	43.74
wholesale Banking operations	50,452.39	-1,738