Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 41,899 | 39,291 | 38,071 | 40,768 | 42,353 | 40,599 | 38,076 | 47,648 | 60,709 | 70,826 | 75,161 | |
| Interest | 30,072 | 27,465 | 27,565 | 27,110 | 27,096 | 26,330 | 24,014 | 27,373 | 37,657 | 46,432 | 49,989 |
| Expenses | 23,168 | 20,971 | 24,874 | 27,503 | 26,573 | 18,475 | 15,395 | 19,502 | 18,403 | 20,858 | 20,589 |
| Financing profit | -11,340 | -9,145 | -14,367 | -13,845 | -11,316 | -4,205 | -1,333 | 773 | 4,650 | 3,536 | 4,584 |
| Financing margin % | -27.1% | -23.3% | -37.7% | -34% | -26.7% | -10.4% | -3.5% | 1.6% | 7.7% | 5% | 6.1% |
| Other income | 3,550 | 6,772 | 5,734 | 5,132 | 6,713 | 7,441 | 7,879 | 7,100 | 6,095 | 8,994 | 9,874 |
| Depreciation | — | — | — | — | — | — | 979 | 1,644 | 646 | 95 | 512 |
| Profit before tax | -7,791 | -2,373 | -8,633 | -8,713 | -4,603 | 3,237 | 5,567 | 6,229 | 10,099 | 12,434 | 13,946 |
| Tax | -1,702 | -814 | -2,590 | -3,167 | -1,646 | 1,076 | 2,162 | 2,206 | 3,781 | 3,215 | 3,419 |
| Tax % | -21.8% | -34.3% | -30% | -36.3% | -35.8% | 33.3% | 38.8% | 35.4% | 37.4% | 25.9% | 24.5% |
| PAT | -6,089 | -1,558 | -6,044 | -5,547 | -2,957 | 2,160 | 3,405 | 4,023 | 6,318 | 9,219 | 10,527 |
| EPS (₹) | — | — | -50 | -32.1 | -9.1 | 6.6 | 8.8 | 9.8 | 14.9 | 20.3 | 23.1 |
| EPS adjusted (₹) | — | — | — | -20.1 | -9 | 6.6 | 8.3 | 9.8 | 13.9 | 20.3 | 23.1 |
| — | — | — | — | — | 0% | 22.6% | 20.4% | 18.8% | 20% | 20.1% | |
| Gross NPA % | 13.1% | 13.2% | 16.6% | 15.8% | 14.8% | 13.8% | 10% | 7.3% | 5% | 3.3% | 2% |
| Net NPA % | 7.8% | 6.9% | 8.3% | 5.6% | 3.9% | 3.4% | 2.3% | 1.7% | 1.2% | 0.8% | 0.6% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 2,760 | 3,278 | 3,278 | 4,104 | 4,104 | 4,553 | 4,553 | 4,553 |
| Reserves | 38,921 | 40,539 | 45,408 | 51,027 | 54,866 | 64,327 | 74,048 | 83,437 |
| Deposits | 5,20,862 | 5,55,505 | 6,27,114 | 6,27,896 | 6,69,586 | 7,37,920 | 8,16,541 | 9,27,271 |
| Borrowings | 44,241 | 39,752 | 32,464 | 26,760 | 64,979 | 80,924 | 1,23,856 | 1,18,592 |
| Other liabilities | 18,438 | 17,922 | 17,593 | 24,826 | 22,020 | 24,873 | 23,583 | 29,580 |
| Total equity & liabilities | 6,25,223 | 6,56,995 | 7,25,856 | 7,34,614 | 8,15,556 | 9,12,598 | 10,42,582 | 11,63,433 |
| Fixed assets | 8,920 | 8,982 | 8,914 | 9,775 | 9,961 | 10,226 | 11,939 | 11,749 |
| Investments | 1,47,639 | 1,58,573 | 1,87,253 | 1,74,448 | 2,04,398 | 2,27,144 | 2,59,112 | 2,68,629 |
| 4,68,664 | 4,89,440 | 5,29,689 | 5,50,391 | 6,01,197 | 6,75,227 | 7,71,531 | 8,83,054 | |
| Total assets | 6,25,223 | 6,56,995 | 7,25,856 | 7,34,614 | 8,15,556 | 9,12,598 | 10,42,582 | 11,63,433 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 22,025 | -7,478 | -6,423 | -9,192 | 38,063 | -35,316 | -5,799 | -2,933 | 18,242 | 4,626 | |
| -427 | 265 | -499 | 151 | -337 | -835 | -1,345 | -1,890 | -821 | -207 | |
| 4,864 | 3,959 | 6,917 | 7,970 | 2,398 | 1,128 | -18 | 3,365 | -77 | -5,795 | |
| Net cash flow | 26,461 | -3,253 | -5 | -1,071 | 40,124 | -35,023 | -7,162 | -1,458 | 17,344 | -1,376 |
| Free cash flow | 21,553 | -7,993 | -6,761 | -9,478 | 37,735 | -35,885 | -6,441 | -3,764 | 17,545 | 4,012 |
| CFO / Operating profit % | — | — | — | — | 172% | -155.7% | -20.6% | -6.9% | 36.5% | 8.5% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 32,910.75 | 7,281.57 | 3,40,935.46 | 3,16,131.27 | 24,804.19 | 29.36 |
| Wholesale Banking Operations | 29,011.27 | 2,810.23 |
| 4,27,115.58 |
| 4,06,786.94 |
| 20,328.64 |
| 13.82 |
| Treasury operations | 23,267.62 | 6,826.92 | 3,66,468.14 | 3,45,070.81 | 21,397.33 | 31.91 |
| Unallocated | 645.09 | -2,973.06 | 28,913.61 | 7,453.55 | 21,460.06 | -13.85 |
₹ crore by fiscal year