Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 42,591 | 40,854 | 38,281 | 47,932 | 61,073 | 71,308 | 75,613 | |
| Interest | 27,191 | 26,421 | 24,083 | 27,441 | 37,757 | 46,594 | 50,139 |
| Expenses | 26,778 | 18,651 | 15,647 | 19,954 | 18,701 | 21,155 | 20,916 |
| Financing profit | -11,379 | -4,218 | -1,449 | 537 | 4,616 | 3,558 | 4,558 |
| Financing margin % | -26.7% | -10.3% | -3.8% | 1.1% | 7.6% | 5% | 6% |
| Other income | 6,809 | 7,496 | 8,011 | 7,211 | 6,233 | 9,105 | 10,036 |
| Depreciation | — | — | 988 | 1,649 | 656 | 105 | 523 |
| Profit before tax | -4,692 | 3,160 | 5,655 | 6,056 | 10,375 | 12,771 | 13,773 |
| Tax | -1,640 | 1,079 | 2,168 | 2,217 | 3,809 | 3,219 | 3,463 |
| Tax % | -35% | 34.2% | 38.3% | 36.6% | 36.7% | 25.2% | 25.2% |
| PAT | -3,051 | 2,081 | 3,487 | 3,839 | 6,567 | 9,552 | 10,309 |
| EPS (₹) | -9.4 | 6.4 | 9.1 | 9.4 | 15.5 | 21 | 22.6 |
| EPS adjusted (₹) | -9.7 | 6 | 8.7 | 9.3 | 14.8 | 21.4 | 23.1 |
| — | 0% | 22.1% | 21.4% | 18.1% | 19.3% | 20.5% | |
| Gross NPA % | 14.7% | 13.8% | 10% | — | — | — | — |
| Net NPA % | 3.9% | 3.4% | 2.3% | — | — | — | — |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 2,760 | 3,278 | 3,278 | 4,104 | 4,104 | 4,553 | 4,553 | 4,553 |
| Reserves | 40,254 | 41,795 | 46,703 | 52,418 | 56,329 | 66,189 | 76,172 | 85,405 |
| Deposits | 5,22,555 | 5,57,386 | 6,29,098 | 6,29,981 | 6,72,194 | 7,40,611 | 8,19,806 | 9,30,973 |
| Borrowings | 44,265 | 39,752 | 32,464 | 26,821 | 65,015 | 80,960 | 1,23,869 | 1,18,626 |
| Other liabilities | 21,050 | 20,807 | 21,247 | 29,808 | 28,393 | 31,967 | 32,024 | 39,994 |
| Total equity & liabilities | 6,30,884 | 6,63,019 | 7,32,790 | 7,43,131 | 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 |
| Fixed assets | 8,999 | 9,058 | 9,001 | 9,856 | 10,061 | 10,328 | 12,047 | 11,877 |
| Investments | 1,50,905 | 0 | 1,91,693 | 1,80,274 | 2,11,324 | 2,34,592 | 2,68,002 | 2,79,084 |
| 4,70,980 | 6,53,961 | 5,32,096 | 5,53,001 | 6,04,652 | 6,79,361 | 7,76,376 | 8,88,591 | |
| Total assets | 6,30,884 | 6,63,019 | 7,32,790 | 7,43,131 | 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 37,868 | -35,487 | -7,045 | -4,437 | 18,534 | 4,753 | |
| -182 | -644 | -521 | -991 | -854 | -329 | |
| 2,398 | 1,146 | 541 | 3,868 | 34 | -5,672 | |
| Net cash flow | 40,085 | -34,985 | -7,026 | -1,560 | 17,714 | -1,248 |
| Free cash flow | 37,519 | -36,059 | -7,668 | -5,287 | 17,811 | 3,863 |
| CFO / Operating profit % | 170.6% | -156.8% | -25.2% | -10.5% | 37% | 8.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking Operations | 32,910.75 | 7,281.57 | 3,40,935.46 | 3,16,131.27 | 24,804.19 | 29.36 |
| Wholesale Banking Operations | 29,533.63 | 2,951.15 |
| 4,31,692.12 |
| 4,10,872.21 |
| 20,819.91 |
| 14.17 |
| Treasury Opertations | 23,231.75 | 6,492.24 | 3,67,527.81 | 3,45,070.81 | 22,457 | 28.91 |
| Unallocated | 772.62 | -2,955.22 | 39,396.2 | 17,518.75 | 21,877.45 | -13.51 |
₹ crore by fiscal year