Consolidated figures · ₹ crore
| ₹ Cr | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| 30,599 | 42,604 | 54,347 | 60,591 | 68,406 | 82,071 | 1,10,382 | 1,33,821 | 1,50,504 | |
| Interest | 4,551 | 6,540 | 9,339 | 9,141 | 9,498 | 12,201 | 18,400 | 24,310 | 28,232 |
| Expenses | 19,634 | 27,912 | 36,255 | 41,089 | 47,107 | 52,383 | 69,716 | 84,612 | 93,761 |
| Financing profit | 6,413 | 8,152 | 8,753 | 10,361 | 11,801 | 17,487 | 22,266 | 24,899 | 28,511 |
| Financing margin % | 21% | 19.1% | 16.1% | 17.1% | 17.3% | 21.3% | 20.2% | 18.6% | 18.9% |
| Other income | 1 | 2 | 5 | 0 | 33 | 1 | 1 | 1 | 27 |
| Depreciation | 103 | — | 457 | 498 | 563 | 678 | 900 | 1,170 | 1,291 |
| Exceptional items | — | — | 0 | 0 | 0 | 0 | 0 | 0 | -379 |
| Profit before tax | 6,310 | 8,155 | 8,302 | 9,862 | 11,271 | 16,811 | 21,375 | 23,748 | 26,883 |
| Tax | 1,970 | 2,781 | 2,308 | 2,495 | 2,957 | 4,602 | 5,780 | 6,191 | 7,214 |
| Tax % | 31.2% | 34.1% | 27.8% | 25.3% | 26.2% | 27.4% | 27% | 26.1% | 26.8% |
| PAT | — | 5,374 | 5,994 | 7,367 | 8,314 | 12,210 | 15,595 | 17,558 | 19,669 |
| EPS (₹) | 172.3 | — | 211.7 | 280.9 | 286.3 | 40.3 | 51.2 | 55.6 | 61.3 |
| EPS adjusted (₹) | — | — | — | — | — | 40.3 | 51.1 | 55.6 | 61.3 |
| 1% | — | 2.4% | 1.1% | 1.4% | 2% | 2% | 1.8% | 2.4% | |
| Annual report | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | — | — | — | 159 | 159 | 160 | 160 |
| Reserves | — | — | — | 46,248 | 60,169 | 72,236 | 77,755 |
| Minority interest | — | — | — | 31,191 | 43,447 | 56,039 | 63,051 |
| 1,26,606 | 1,27,913 | 1,60,514 | 2,11,441 | 2,87,599 | 3,54,350 | 4,28,248 | |
| — | — | — | 1,16,470 | 1,46,555 | 1,69,448 | 1,89,285 | |
| Total equity & liabilities | — | — | — | 4,05,509 | 5,37,930 | 6,52,232 | 7,58,498 |
| — | — | — | 4,301 | 5,425 | 6,268 | 6,701 | |
| CWIP | — | — | — | 62 | 82 | 123 | 250 |
| Investments | 91,821 | 1,13,654 | 1,19,222 | 1,36,176 | 1,68,385 | 1,90,130 | 1,94,414 |
| — | — | — | 2,64,970 | 3,64,038 | 4,55,711 | 5,57,133 | |
| Total assets | — | — | — | 4,05,509 | 5,37,930 | 6,52,232 | 7,58,498 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| -589 | -1,219 | -19,580 | -27,102 | 4,547 | -33,670 | -39,480 | -68,674 | -62,113 | -55,301 | |
| 282 | 3,878 | -922 | -6,878 | -3,684 | 1,445 | -13,945 | -10,960 | -7,987 | -12,635 | |
| 0 | 0 | 19,590 | 34,535 | 1,687 | 32,326 | 51,016 | 82,709 | 70,191 | 66,610 | |
| Net cash flow | -307 | 2,659 | -911 | 555 | 2,551 | 101 | -2,409 | 3,075 | 92 | -1,326 |
| Free cash flow | -610 | -1,281 | — | — | 4,254 | -34,321 | -40,259 | -69,635 | -63,436 | -56,316 |
| CFO / Operating profit % | — | — | -178.6% | -184.5% | 23.3% | -158.1% | -133% | -168.9% | -126.2% | -97.5% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail financing | 81,989.5 | 25,601.49 | 5,58,381.59 | 7,830.23 | 5,50,551.36 | 4.65 |
| Insurance | 68,859.96 | 2,171.72 |
| 1,93,981.51 |
| 1,80,436.2 |
| 13,545.31 |
| 16.03 |
| Investments and others | 3,619.47 | -902.56 | 3,996.16 | 944.55 | 3,051.61 | -29.58 |
| Windmill | 23.97 | 12.5 | 32.8 | 0.69 | 32.11 | 38.93 |
₹ crore by fiscal year