Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 40,988 | 44,542 | 45,780 | 54,986 | 62,635 | 63,645 | 67,377 | 85,164 | 1,09,369 | 1,22,677 | 1,27,032 | |
| Interest | 24,155 | 26,449 | 27,163 | 33,278 | 37,429 | 34,406 | 34,245 | 42,218 | 59,474 | 68,329 | 70,984 |
| Expenses | 13,811 | 24,317 | 29,463 | 27,864 | 35,839 | 35,271 | 29,403 | 15,472 | 37,480 | 43,608 | 49,010 |
| Financing profit | 3,022 | -6,224 | -10,846 | -6,156 | -10,632 | -6,032 | 3,730 | 27,474 | 12,415 | 10,740 | 7,038 |
| Financing margin % | 7.4% | -14% | -23.7% | -11.2% | -17% | -9.5% | 5.5% | 32.3% | 11.4% | 8.8% | 5.5% |
| Other income | 9,371 | 11,691 | 10,967 | 13,130 | 15,537 | 14,838 | 15,221 | 16,501 | 22,442 | 25,257 | 26,131 |
| Depreciation | — | — | — | — | — | — | 1,568 | 14,579 | 1,797 | 1,650 | 3,615 |
| Profit before tax | 12,394 | 5,468 | 122 | 6,974 | 4,904 | 8,806 | 17,383 | 16,906 | 33,060 | 34,347 | 29,554 |
| Tax | 4,170 | 1,788 | -154 | 2,297 | 3,277 | 2,217 | 4,357 | 7,326 | 8,199 | 7,973 | 5,097 |
| Tax % | 33.7% | 32.7% | -126.8% | 32.9% | 66.8% | 25.2% | 25.1% | 43.3% | 24.8% | 23.2% | 17.3% |
| PAT | 8,224 | 3,679 | 276 | 4,677 | 1,627 | 6,589 | 13,025 | 9,580 | 24,861 | 26,373 | 24,457 |
| EPS (₹) | 34.6 | 15.4 | 1.7 | 18.2 | 6 | 22.2 | 42.5 | 31.2 | 80.7 | 85.3 | 78.8 |
| EPS adjusted (₹) | 34.5 | 15.4 | 1.1 | 18.2 | 5.8 | 21.5 | 42.4 | 31.1 | 80.6 | 85.2 | 78.7 |
| 14.5% | 32.5% | 0% | 5.5% | 0% | 0% | 2.4% | 3.2% | 1.2% | 1.2% | 1.3% | |
| Gross NPA % | 1.7% | 5% | 6.8% | 5.3% | 4.9% | 3.7% | 2.8% | 2% | 1.4% | 1.3% | 1.2% |
| Net NPA % | 0.7% | 2.1% | 3.4% | 2.1% | 1.6% | 1.1% | 0.7% | 0.4% | 0.3% | 0.3% | 0.4% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 474 | 477 | 479 | 513 | 514 | 564 | 613 | 614 | 615 | 617 | 619 | 622 |
| Reserves | 44,202 | 52,688 | 55,284 | 62,932 | 66,162 | 84,384 | 1,00,990 | 1,14,412 | 1,24,378 | 1,49,618 | 1,77,997 | 2,03,573 |
| Deposits | 3,22,442 | 3,57,968 | 4,14,379 | 4,53,623 | 5,48,471 | 6,40,105 | 7,07,306 | 8,21,721 | 9,46,945 | 10,68,641 | 11,72,952 | 13,35,834 |
| Borrowings | 79,758 | 99,226 | 1,05,031 | 1,48,016 | 1,52,776 | 1,47,954 | 1,42,873 | 1,85,134 | 1,86,300 | 1,96,812 | 1,84,147 | 2,35,271 |
| Other liabilities | 15,056 | 15,109 | 26,295 | 26,245 | 33,073 | 42,158 | 44,336 | 53,298 | 59,087 | 61,520 | 74,214 | 1,11,551 |
| Total equity & liabilities | 4,61,932 | 5,25,468 | 6,01,468 | 6,91,330 | 8,00,997 | 9,15,165 | 9,96,118 | 11,75,178 | 13,17,326 | 14,77,209 | 16,09,930 | 18,86,850 |
| Fixed assets | 2,514 | 3,523 | 3,747 | 3,972 | 4,037 | 4,313 | 4,245 | 4,572 | 4,734 | 5,685 | 6,292 | 6,549 |
| Investments | 1,32,343 | 1,22,006 | 1,28,793 | 1,53,876 | 1,74,969 | 1,56,734 | 2,26,120 | 2,75,597 | 2,88,815 | 3,31,527 | 3,96,142 | 4,45,033 |
| 3,27,075 | 3,99,938 | 4,68,927 | 5,33,482 | 6,21,991 | 7,54,118 | 7,65,754 | 8,95,009 | 10,23,777 | 11,39,997 | 12,07,496 | 14,35,268 | |
| Total assets | 4,61,932 | 5,25,468 | 6,01,468 | 6,91,330 | 8,00,997 | 9,15,165 | 9,96,118 | 11,75,178 | 13,17,326 | 14,77,209 | 16,09,930 | 18,86,850 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -34,495 | 34,192 | -46,949 | 37,567 | 29,613 | 13,583 | 33,951 | 26,902 | 6,461 | 49,412 | -1,330 | |
| 9,225 | -12,630 | -10,244 | -18,737 | -9,767 | -54,107 | -27,352 | -33,022 | -9,258 | -52,009 | -45,842 | |
| 22,495 | -4,629 | 50,401 | 4,931 | 10,118 | 5,059 | 42,538 | 1,239 | 10,761 | -12,288 | 51,495 | |
| Net cash flow | -2,789 | 16,931 | -6,801 | 23,750 | 30,064 | -35,466 | 49,137 | -4,881 | 7,964 | -14,885 | 4,322 |
| Free cash flow | -35,989 | 33,450 | -47,772 | 36,735 | 28,541 | 12,681 | 32,607 | 25,577 | 4,166 | 47,084 | -3,448 |
| CFO / Operating profit % | — | — | — | 138.5% | 110.5% | 47.9% | 89.4% | 38.6% | 9% | 62.5% | -1.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking - Others | 1,05,438.09 | 4,352.29 | 5,38,475.89 | 8,58,474.3 | — | — |
| Corporate/Wholesale Banking | 49,329.2 | 11,205.92 |
| 5,71,029.14 |
| 2,54,472.26 |
| 3,16,556.88 |
| 3.54 |
| Retail Banking - Digital Banking | 39,655.73 | 4,255.03 | 1,48,123.32 | 2,19,472.46 | — | — |
| Treasury | 30,409.97 | 5,036.68 | 6,19,567.76 | 3,42,691.86 | 2,76,875.9 | 1.82 |
| Other Banking Business | 4,908.03 | 4,640.49 | 1,084.1 | 48.5 | 1,035.6 | 448.1 |
| Unallocated | 63.57 | 63.57 | 8,569.67 | 7,496.24 | 1,073.43 | 5.92 |
₹ crore by fiscal year