Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 63,716 | 64,696 | 68,846 | 87,448 | 1,12,759 | 1,27,374 | 1,32,538 | |
| Interest | 37,996 | 34,926 | 34,923 | 43,389 | 61,391 | 71,036 | 74,075 |
| Expenses | 36,782 | 36,171 | 30,654 | 17,024 | 39,569 | 46,440 | 52,144 |
| Financing profit | -11,062 | -6,401 | 3,270 | 27,035 | 11,799 | 9,897 | 6,319 |
| Financing margin % | -17.4% | -9.9% | 4.8% | 30.9% | 10.5% | 7.8% | 4.8% |
| Other income | 16,342 | 16,152 | 17,268 | 18,706 | 25,230 | 28,543 | 29,674 |
| Depreciation | — | — | 1,608 | 14,630 | 1,851 | 1,718 | 3,699 |
| Profit before tax | 5,280 | 9,750 | 18,972 | 18,687 | 35,247 | 36,801 | 32,348 |
| Tax | 3,401 | 2,498 | 4,765 | 7,769 | 8,754 | 8,610 | 5,800 |
| Tax % | 64.4% | 25.6% | 25.1% | 41.6% | 24.8% | 23.4% | 17.9% |
| PAT | 1,879 | 7,252 | 14,207 | 10,919 | 26,492 | 28,191 | 26,548 |
| EPS (₹) | 6.8 | 24.2 | 46 | 35.2 | 85.6 | 90.7 | 85 |
| EPS adjusted (₹) | 6.6 | 23.5 | 46.1 | 35.4 | 85.7 | 90.8 | 85.1 |
| 0% | 0% | 2.2% | 2.8% | 1.2% | 1.1% | 1.2% | |
| Gross NPA % | 4.9% | 3.7% | 2.8% | 2% | 1.4% | 1.3% | 1.2% |
| Net NPA % | 1.6% | 1.1% | 0.7% | 0.4% | 0.3% | 0.3% | 0.4% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 474 | 477 | 479 | 513 | 514 | 564 | 613 | 614 | 615 | 617 | 619 | 622 |
| Reserves | 44,475 | 53,082 | 55,901 | 63,694 | 67,288 | 85,776 | 1,02,981 | 1,17,496 | 1,28,740 | 1,55,512 | 1,85,433 | 2,12,957 |
| Deposits | 3,22,244 | 3,58,302 | 4,14,983 | 4,55,658 | 5,50,746 | 6,42,157 | 7,07,623 | 8,20,914 | 9,45,825 | 10,67,102 | 11,70,921 | 13,33,791 |
| Borrowings | 84,394 | 1,04,494 | 1,12,455 | 1,55,767 | 1,61,250 | 1,55,180 | 1,52,249 | 1,99,778 | 2,06,214 | 2,28,200 | 2,20,687 | 2,80,511 |
| Other liabilities | 15,656 | 15,679 | 27,644 | 28,071 | 34,248 | 44,194 | 46,859 | 56,726 | 63,024 | 66,808 | 79,302 | 1,18,169 |
| Total equity & liabilities | 4,67,243 | 5,32,033 | 6,11,462 | 7,03,703 | 8,14,046 | 9,27,872 | 10,10,325 | 11,95,529 | 13,44,418 | 15,18,239 | 16,56,963 | 19,46,050 |
| Fixed assets | 2,552 | 3,574 | 3,810 | 4,049 | 4,130 | 4,394 | 4,330 | 4,679 | 4,853 | 5,838 | 6,492 | 6,756 |
| Investments | 1,33,319 | 1,21,881 | 1,29,018 | 1,53,037 | 1,74,056 | 1,55,282 | 2,25,336 | 2,74,608 | 2,88,095 | 3,32,354 | 3,96,685 | 4,46,422 |
| 3,31,372 | 4,06,579 | 4,78,633 | 5,46,618 | 6,35,860 | 7,68,196 | 7,80,660 | 9,16,241 | 10,51,471 | 11,80,047 | 12,53,785 | 14,92,872 | |
| Total assets | 4,67,243 | 5,32,033 | 6,11,462 | 7,03,703 | 8,14,046 | 9,27,872 | 10,10,325 | 11,95,529 | 13,44,418 | 15,18,239 | 16,56,963 | 19,46,050 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -19,183 | 32,209 | -38,390 | 37,125 | 30,416 | 12,633 | 28,137 | 22,075 | -5,555 | 44,384 | -8,474 | |
| -5,436 | -12,443 | -10,047 | -18,691 | -9,659 | -54,195 | -27,232 | -32,694 | -9,088 | -51,215 | -45,917 | |
| 21,883 | -2,487 | 41,342 | 5,643 | 8,865 | 7,279 | 47,894 | 6,641 | 22,341 | -7,000 | 60,195 | |
| Net cash flow | -2,774 | 17,263 | -7,055 | 24,094 | 29,795 | -34,283 | 48,799 | -3,979 | 7,698 | -13,832 | 5,804 |
| Free cash flow | -20,647 | 31,435 | -39,245 | 36,245 | 29,311 | 11,694 | 26,728 | 20,685 | -7,940 | 41,938 | -10,684 |
| CFO / Operating profit % | — | — | — | — | 112.9% | 44.3% | 73.7% | 31.4% | -7.6% | 54.8% | -10.5% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking - Others | 1,09,745.79 | 5,323.55 | 5,73,586.39 | 8,65,393.9 | — | — |
| Corporate/Wholesale Banking | 52,500.54 | 12,175.71 |
| 5,94,824.55 |
| 2,56,187.38 |
| 3,38,637.17 |
| 3.6 |
| Retail Banking - Digital Banking | 39,655.73 | 4,255.03 | 1,48,123.32 | 2,19,472.46 | — | — |
| Treasury | 33,271.81 | 5,064.54 | 6,16,649.52 | 3,82,781.74 | 2,33,867.78 | 2.17 |
| Other Banking Business | 6,332.84 | 5,411.07 | 4,113.02 | 223.21 | 3,889.81 | 139.11 |
| Unallocated | 63.57 | 63.57 | 8,753.49 | 8,412.68 | 340.81 | 18.65 |
₹ crore by fiscal year