Line up to six companies across valuation, growth, profitability, leverage, ownership and technicals. Best and worst per row are highlighted.
| Metric | UNIONBANK | PNB | BANKBARODA | CANBK | INDIANB |
|---|---|---|---|---|---|
| Size & Price | |||||
| Market capitalisation | ₹1,27,932 Cr | ₹1,25,928 Cr | ₹1,19,366 Cr | ₹1,07,361 Cr | ₹1,06,837 Cr |
| Enterprise value | ₹2,05,729 Cr | ₹2,33,486 Cr | ₹2,89,663 Cr | ₹2,62,648 Cr | ₹1,53,644 Cr |
| Revenue (TTM) | ₹1,07,587 Cr | ₹1,31,789 Cr | ₹1,36,546 Cr | ₹1,27,805 Cr | ₹69,314 Cr |
| EBITDA (TTM) | ₹73,406 Cr | ₹98,411 Cr | ₹87,324 Cr | ₹91,291 Cr | ₹46,956 Cr |
| PAT (TTM) | ₹21,275 Cr | ₹23,619 Cr | ₹18,478 Cr | ₹20,708 Cr | ₹13,030 Cr |
| Current price | ₹167.59 | ₹109.57 | ₹230.82 | ₹118.36 | ₹793.15 |
| 1-day change | -1.99% | -3.09% | +0.12% | -0.9% | -1.58% |
| Avg volume (30d) | — | — | — | — | — |
| 52-week high | — | — | — | — | — |
| 52-week low | — | — | — | — | — |
| Distance from 52w high | — | — | — | — | — |
| Distance from 52w low | — | — | — | — | — |
| Valuation | |||||
| Price to earnings | 6.0× | 5.3× | 6.5× | 5.2× | 8.2× |
| Price to book | 1.0× | 0.8× | 0.7× | 0.9× | 1.3× |
| Price to sales | 1.2× | 1.0× | 0.9× | 0.8× | 1.5× |
| EV / EBITDA | 2.8× | 2.4× | 3.3× | 2.9× | 3.3× |
| Dividend yield | 5.82% | 5.38% | 7.3% | 6.93% | 2.3% |
| Earnings yield | 16.63% | 18.76% | 15.48% | 19.29% | 12.2% |
| PEG ratio | 0.18 | 0.07 | 0.75 | 0.31 | 0.3 |
| Book value / share | ₹174.8 | ₹130.5 | ₹320.4 | ₹129.8 | ₹594.2 |
| EPS (TTM) | ₹27.9 | ₹20.6 | ₹35.7 | ₹22.8 | ₹96.7 |
| Growth | |||||
| Sales growth (1y) | -1.5% | 5.5% | 5% | 3.9% | 8.8% |
| Sales growth (3y CAGR) | 9.6% | 14.6% | 12.6% | 13.7% | 14.5% |
| Sales growth (5y CAGR) | 9% | 9.8% | 12.6% | 12.5% | 11.5% |
| Profit growth (1y) | 10.7% | 0.9% | -7.8% | 4.1% | 3.6% |
| Profit growth (3y CAGR) | 32.7% | 75.8% | 8.6% | 16.5% | 27.1% |
| Profit growth (5y CAGR) | 47.3% | 44.8% | 62.6% | 42.7% | 29.5% |
| Qtr sales growth (YoY) | -0.2% | 3.1% | 6.8% | 4.5% | 11.1% |
| Qtr profit growth (YoY) | 27.4% | 169.2% | -47.7% | 2.3% | 47.4% |
| Profitability | |||||
| Operating margin | 68.7% | 74.7% | 64.3% | 69.7% | 69.4% |
| Net margin | 18.2% | 14.1% | 14.5% | 15.6% | 17.3% |
| Return on equity | 16.2% | 14% | 12.5% | 16.7% | 15.8% |
| Return on capital employed | 6.3% | 6.1% | 5.6% | 6.5% | 6.3% |
| Return on assets | 1.2% | 0.9% | 0.9% | 1% | 1.2% |
| ROE (3y avg) | 16.4% | 13.1% | 15.1% | 19.8% | 16.4% |
| ROCE (3y avg) | 6.5% | 5.9% | 6.1% | 6.6% | 6.2% |
| Leverage & Quality | |||||
| Debt to equity | 0.58 | 0.72 | 1.03 | 1.32 | 0.58 |
| Interest coverage | 1.3× | 1.3× | 1.3× | 1.3× | 1.4× |
| Current ratio | — | — | — | — | — |
| Working capital days | — | — | — | — | — |
| Ownership | |||||
| Promoter holding | 74.8% | 70.1% | 64% | 62.9% | 73.8% |
| Promoter pledge | 0% | 0% | 0% | 0% | 0% |
| FII holding | 8.6% | 5.9% | 10.1% | 12.7% | 6.2% |
| DII holding | 12% | 16.1% | 18.3% | 11.9% | 17% |
| Public holding | 4.6% | 7.9% | 7.5% | 12.5% | 3% |
| Promoter holding change (1y) | 0% | 0% | 0% | 0% | 0% |
| Technical | |||||
| 50-day moving average | — | — | — | — | — |
| 200-day moving average | — | — | — | — | — |
| Price vs 50 DMA | — | — | — | — | — |
| Price vs 200 DMA | — | — | — | — | — |
| RSI (14) | — | — | — | — | — |
| Return (1m) | — | — | — | — | — |
| Return (3m) | — | — | — | — | — |
| Return (6m) | — | — | — | — | — |
| Return (1y) | — | — | — | — | — |
| Return (3y CAGR) | — | — | — | — | — |
| Relative strength (1y) | — | — | — | — | — |
| Volatility (1y) | — | — | — | — | — |
| Beta | — | — | — | — | — |
best in row weakest in rowRows without a better/worse direction aren't highlighted.
| Line item | UNIONBANKMar 2016 · 2016-03-31Standalone | PNBMar 2016 · 2016-03-31Standalone | BANKBARODAMar 2016 · 2016-03-31Standalone | CANBKMar 2016 · 2016-03-31Standalone | INDIANBMar 2016 · 2016-03-31Standalone |
|---|---|---|---|---|---|
| Revenue | 32,199 | 47,424 | 44,061 | 44,022 | 16,244 |
| Interest | 23,886 | 32,113 | 31,321 | 34,259 | 11,798 |
| Expenses | 6,302 | 27,927 | 24,437 | 17,824 | 5,272 |
| Financing profit | 2,011 | -12,615 | -11,697 | -8,061 | -826 |
| Financing margin % | 6.3% | -26.6% | -26.6% | -18.3% | -5.1% |
| Other income | 3,632 | 6,877 | 4,999 | 4,875 | 1,781 |
| Profit before tax | — | -5,738 | -6,698 | -3,186 | 955 |
| Tax | — | -1,763 | -1,303 | -373 | 244 |
| Tax % | — | -30.7% | -19.5% | -11.7% | 25.5% |
| PAT | 1,352 | -3,974 | -5,396 | -2,813 | 711 |
| Gross NPA % | — | 12.9% | 10% | 9.4% | 6.7% |
| Net NPA % | — | 8.6% | 5.1% | 6.4% | 4.2% |
A blank means that line was not filed or cannot be derived for that company. Compare periods and basis labels before reading across a row.