| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2,505 | 3,178 | 3,765 | 3,379 | |
| Interest | 976 | 1,293 | 1,742 | 1,902 |
| Expenses | 990 | 1,542 | 2,463 | 3,207 |
| Financing profit | 539 | 344 | -440 | -1,730 |
| Financing margin % | 21.5% | 10.8% | -11.7% | -51.2% |
| Other income | 299 | 400 | 600 | 431 |
| Depreciation | — | 85 | 132 | 207 |
| Profit before tax | — | 659 | 28 | -1,507 |
| Tax | — | 162 | 4 | -356 |
| Tax % | — | 24.5% | 14.3% | -23.6% |
| PAT | 405 | 498 | 24 | -1,151 |
| EPS (₹) | 4.5 | 4.8 | 0.2 | -8.4 |
| EPS adjusted (₹) | 4.5 | 4.5 | 0.2 | -6.5 |
| 0% | 10.4% | 0% | — | |
| Gross NPA % | — | 0% | 9.4% | 7.7% |
| Net NPA % | — | 0% | 4.8% | 3.3% |
| Annual report | — | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity capital | 896 | 1,099 | 1,102 | 1,780 |
| Reserves | 1,104 | 1,874 | 1,873 | 996 |
| Deposits | 13,710 | 17,473 | 21,566 | 21,654 |
| Borrowings | 2,349 | 1,995 | 2,355 | 2,829 |
| Other liabilities | 1,057 | 1,462 | 1,232 | 1,610 |
| Total equity & liabilities | 19,117 | 23,903 | 28,127 | 28,869 |
| Fixed assets | 303 | 312 | 387 | 458 |
| Investments | 2,859 | 3,679 | 4,958 | 6,914 |
| 15,955 | 19,912 | 22,783 | 21,497 | |
| Total assets | 19,117 | 23,903 | 28,127 | 28,869 |
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1,573 | 991 | 876 | 781 | |
| -693 | -620 | -777 | -3,309 | |
| -235 | 140 | 310 | 1,412 | |
| Net cash flow | — | 511 | 409 | -1,115 |
| Free cash flow | 1,497 | 371 | 97 | 631 |
| CFO / Operating profit % | — | 60.6% | 67.3% | 454.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail | 2,948.26 | -1,465.3 | 15,374.77 | 18,401.7 | — | — |
| Treasury | 572.14 | -65.81 |
| 9,370.34 |
| 2,843.71 |
| 6,526.63 |
| -1.01 |
| Wholesale | 289.35 | 24.5 | 3,085.79 | 4,826.16 | — | — |
| Capital & other reserves | 0 | 0 | 0 | 2,775.6 | — | — |
| Unallocated | 0 | 0 | 1,038.18 | 21.89 | 1,016.29 | 0 |
₹ crore by fiscal year