Standalone figures · ₹ crore · years without a filed annual are summed from quarters
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| 1,832 | 2,704 | 2,806 | 2,813 | 4,165 | 5,677 | 6,354 | 6,931 | |
| Interest | 725 | 1,070 | 1,078 | 1,039 | 1,467 | 2,268 | 2,718 | 3,060 |
| Expenses | 1,003 | 1,490 | 2,029 | 2,535 | 1,795 | 2,372 | 3,406 | 3,887 |
| Financing profit | 103 | 144 | -301 | -761 | 903 | 1,038 | 230 | -16 |
| Financing margin % | 5.6% | 5.3% | -10.7% | -27.1% | 21.7% | 18.3% | 3.6% | -0.2% |
| Other income | 206 | 322 | 311 | 313 | 560 | 787 | 846 | 1,108 |
| Depreciation | — | — | — | 103 | — | 122 | 135 | 180 |
| Profit before tax | — | 466 | 10 | -550 | 1,467 | 1,702 | 942 | 911 |
| Tax | — | 116 | 2 | -136 | 367 | 421 | 215 | 218 |
| Tax % | — | 25% | 18.6% | -24.7% | 25% | 24.7% | 22.9% | 24% |
| PAT | 199 | 350 | 8 | -415 | 1,100 | 1,282 | 726 | 693 |
| EPS (₹) | — | 2.2 | 0.1 | -2.4 | 5.8 | 6.7 | 3.8 | 3.6 |
| EPS adjusted (₹) | 1.2 | 1.8 | 0 | -2.2 | 5.1 | 6.6 | 3.8 | 3.6 |
| — | 0% | 0% | — | 21.6% | 22.6% | 0% | — | |
| Gross NPA % | — | 1% | 7.1% | 7.3% | 2.9% | 0% | 2.2% | 2.3% |
| Net NPA % | — | 0.2% | 2.9% | 0.6% | 0% | 0% | 0.5% | 0.4% |
| Annual report | — | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,640 | 1,928 | 1,928 | 1,928 | 2,155 | 1,931 | 1,935 | 1,943 |
| Reserves | 180 | 1,238 | 1,247 | 832 | 2,003 | 3,682 | 4,148 | 4,873 |
| Deposits | 7,379 | 10,780 | 13,136 | 18,292 | 25,538 | 31,462 | 37,630 | 45,668 |
| Borrowings | 4,166 | 3,953 | 3,247 | 1,764 | 2,641 | 2,171 | 2,845 | 3,736 |
| Other liabilities | 377 | 511 | 822 | 788 | 980 | 1,176 | 1,130 | 1,321 |
| Total equity & liabilities | 13,742 | 18,411 | 20,380 | 23,604 | 33,317 | 40,422 | 47,689 | 57,541 |
| Fixed assets | 284 | 300 | 281 | 249 | 283 | 427 | 457 | 493 |
| Investments | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 9,766 | 11,730 | 12,724 |
| 11,931 | 15,715 | 17,583 | 19,202 | 24,524 | 30,230 | 35,502 | 44,324 | |
| Total assets | 13,742 | 18,411 | 20,380 | 23,604 | 33,317 | 40,422 | 47,689 | 57,541 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| 478 | 242 | 2,657 | 2,547 | 1,060 | 1,582 | 2,028 | 1,843 | |
| -148 | -757 | -1,356 | -841 | -2,096 | -854 | -1,793 | -2,481 | |
| 287 | 776 | -706 | -1,484 | 1,186 | -519 | 398 | 911 | |
| Net cash flow | 617 | 261 | 595 | 222 | 151 | 210 | 633 | 274 |
| Free cash flow | 329 | 152 | 2,599 | 2,495 | 934 | 1,337 | 1,861 | 1,660 |
| CFO / Operating profit % | — | 19.9% | 342% | 915.5% | — | 47.9% | 68.8% | 60.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail banking | 6,876.96 | 712.59 | 38,165.86 | 33,645.17 | 4,520.69 | 15.76 |
| Treasury | 936.08 | 128.39 |
| 16,127.61 |
| 14,217.31 |
| 1,910.3 |
| 6.72 |
| Wholesale banking | 225.93 | 125.41 | 2,988.88 | 2,634.85 | 354.03 | 35.42 |
₹ crore by fiscal year