| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| 4,848 | 5,291 | 5,819 | |
| Interest | 2,697 | 2,990 | 3,292 |
| Expenses | 1,327 | 1,490 | 1,505 |
| Financing profit | 824 | 811 | 1,022 |
| Financing margin % | 17% | 15.3% | 17.6% |
| Other income | 645 | 850 | 877 |
| Depreciation | 75 | 86 | 93 |
| Profit before tax | 1,394 | 1,575 | 1,807 |
| Tax | 322 | 392 | 469 |
| Tax % | 23.1% | 24.9% | 26% |
| PAT | 1,072 | 1,183 | 1,338 |
| EPS (₹) | 67.7 | 74.7 | 84.5 |
| EPS adjusted (₹) | 67.7 | 74.7 | 84.5 |
| 14.8% | 14.7% | 14.8% | |
| Gross NPA % | 1.4% | 1.3% | 0.7% |
| Net NPA % | 0.9% | 0.4% | 0.2% |
| Annual report | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 143 | 158 | 158 | 158 | 158 |
| Reserves | 5,193 | 6,770 | 7,763 | 8,850 | 9,952 |
| Deposits | 44,933 | 47,766 | 49,515 | 53,689 | 61,712 |
| Borrowings | 0 | 525 | 1,301 | 500 | 700 |
| Other liabilities | 2,590 | 2,676 | 2,815 | 3,252 | 2,777 |
| Total equity & liabilities | 52,858 | 57,895 | 61,552 | 66,450 | 75,300 |
| Fixed assets | 211 | 246 | 271 | 284 | 311 |
| Investments | 13,242 | 14,156 | 15,263 | 15,101 | 15,693 |
| 39,405 | 43,494 | 46,019 | 51,065 | 59,296 | |
| Total assets | 52,858 | 57,895 | 61,552 | 66,450 | 75,300 |
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0 | -611 | 1,899 | -101 | |
| 0 | -100 | -99 | -118 | |
| 0 | 697 | -960 | 26 | |
| Net cash flow | 0 | -14 | 840 | -193 |
| Free cash flow | 0 | -688 | 1,794 | -229 |
| CFO / Operating profit % | — | -17.3% | 50% | -2.3% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 4,833.98 | 1,344.56 | 49,407.31 | 40,236.36 | 9,170.95 | 14.66 |
| Treasury | 1,280.75 | 300.22 |
| 17,119.84 |
| 18,603.88 |
| — |
| — |
| Corporate / Wholesale Banking | 581.76 | 161.82 | 7,620.1 | 4,842.37 | 2,777.73 | 5.83 |
| Other Banking Operations | 0 | 0 | 0 | 0 | — | — |
₹ crore by fiscal year