Seshaasai Technologies Limited (STYL)

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Seshaasai Technologies Limited (STYL) · mywealthgrid

About

Seshaasai Technologies is a financial technology company with a market cap of ₹6,606 Crores and quarterly standalone revenues around ₹350–400 Crores. Operating in the Financials sector with fintech positioning, the company generates strong operating margins above 26%, typical of software-driven financial services.

Face value: ₹10

Market cap

₹5,922 Cr

P/E

22.5×

P/B

4.2×

Dividend yield

0.7%

ROE

16.8%

ROCE

23.4%

Debt / equity

0.05

OPM

26.3%

EPS (TTM)

₹16.3

Book value

₹88.1

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Operating margin compression: fell from 29.65% (Mar 2026) to 23.59% (Jun 2026); verify underlying cost pressures or competitive pricing headwinds
Modest organic revenue growth: Jun 2026 (₹376.22 Cr) barely exceeds Sep 2025 (₹352.34 Cr) across 9 months; verify if reflects market saturation or weak end-demand
Minimal institutional international presence (FII 0.28%); verify if reflects valuation concerns or limited overseas distribution capability
Fintech regulatory exposure: Verify compliance costs, product regulations, and concentration risk in regulated lending or payment products

Generated analysis · source review pending

Growth drivers

High operating margins (26.33% overall) generate operating cash; however recent decline from 29.65% to 23.59% suggests margin leverage may face headwinds
ROE of 16.83% combined with minimal leverage (D/E 0.05) indicates available balance-sheet capacity to fund growth or acquisitions if organic growth stalls
Net profit peaked at ₹82.56 Cr (Mar 2026) before moderating to ₹61.75 Cr (Jun 2026); verify if pattern reflects seasonality in fintech cycles or deteriorating momentum
Conservative leverage (D/E 0.05) provides flexibility to self-fund growth initiatives or increase shareholder distributions if earnings stabilize

Generated analysis · source review pending

245 historical price candles were omitted because the exchange source has not been verified.

₹366.0-0.8%1Y

Quick read

rule-based

Pros

+High return on capital employed of 23.4%
+Healthy operating margin of 26.3%
+Almost debt-free (debt/equity 0.1)
+Comfortable interest coverage of 16.8×
+High promoter holding of 81.8% with no pledge

Cons

No red flags triggered.

Research score

Structured signal from quality, growth, valuation and momentum.

77/100

Business quality: 75
Growth: 94
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2026
Revenue	1,441
COGS	782
Gross profit	660
	280
	380
OPM %	26.4%
Depreciation	44
Interest	21
	14
Profit before tax	329
Tax	89
Tax %	27%
PAT	240
PAT margin %	16.7%
EPS (₹)	15.5
EPS adjusted (₹)	14.8
	16.2%

₹ Cr	Mar 2026
Equity capital	162
Reserves	1,264
	77
	164
Total equity & liabilities	1,667
	520
CWIP	50
Investments	14
	1,084
Total assets	1,667

₹ Cr	Mar 2026
	220
	-374
	243
Net cash flow	90
Free cash flow	59
CFO / Operating profit %	58.1%

Return on equity

7 years: —
5 years: —
3 years: —
Last year: 17%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2026
Margins
Gross margin %	45.8%
EBITDA margin %	26.3%
EBIT margin %	23.3%
PAT margin %	16.7%
Working capital
Receivable days	83
Inventory days	88
Payable days	49
NWC days	122
Leverage
Current ratio	5.86
Debt to EBITDA	0.2
Debt to equity	0.05
Interest coverage	16.8
Asset turnover	0.86
Return ratios
Return on assets %	14.4%
Return on capital employed %	23.4%
Return on equity %	16.8%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	81.8%	81.8%	81.8%	81.8%	81.8%
	1.68%	1.24%	0.69%	0.32%	0.28%
	6%	5.25%	7.26%	7.05%	7.74%
Government	0%	0%	0%	0%	0%
	10.52%	11.71%	10.25%	10.83%	10.18%
No. of shareholders	—	1,98,290	84,906	81,803	80,072

Promoter holding up 0 percentage points since Jun 2025.

Mr. Pragnyat LalwaniExecutive Director-Chairperson-MD
Mr. Gautam JainExecutive Director
Mr. Jayeshkumar ShahNon-Executive - Non Independent Director
Mrs. Sowmya VencatesanNon-Executive - Independent Director
Mr. Abbhijet GhagNon-Executive - Independent Director
Mr. Mehul ShahNon-Executive - Independent Director
Manali Siddharth ShahCompany Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 6 fund houses

Held by these funds

3.93%

of the company's equity

All mutual funds

5.38%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

9 schemes · 6 fund houses

		Shares
Franklin India Multi Cap Fund	Franklin Templeton Mutual Fund	26.09 L	100.64	1.91%	1.612%	+646
Parag Parikh ELSS Tax Saver Fund	PPFAS Mutual Fund	17.29 L	66.7	1.19%	1.069%	-0
BANKING & FINANCIAL SERVICES FUND	Nippon India Mutual Fund	10.74 L	41.43	0.52%	0.664%	-0
Multi Cap Fund (Ex DSP Multi Cap Fund)NEW	DSP Mutual Fund	4.97 L	19.17	0.63%	0.307%	—
Banking & Financial Services Fund	DSP Mutual Fund	3.79 L	14.62	0.67%	0.234%	-0
(Investment Manager for Motilal Oswal Mutual Fund)	Motilal Oswal Mutual Fund	74,955	2.89	0.12%	0.046%	-1,641
IB41-Groww Nifty India Internet ETF	Groww Mutual Fund	2,308	0.09	0.21%	0.001%	+144
IB18-Groww Nifty Total Market Index Fund	Groww Mutual Fund	513	0.02	0.01%	0%	+3

1–8 of 9

1 / 2

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Credit ratings

Intimation of credit rating assigned by CRISIL1 Nov 2025 from CRISIL

Investor Presentation and earnings call

Jul 2026Transcript AI Summary PPT REC
May 2026Transcript AI Summary PPT

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Final dividend18 Aug 2026 · ex-date₹2.5

1

Board meeting to consider results23 Jul 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

27 announcementsExport CSV

28 Sept 2026, 9:49 amInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

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Ratio	Mar 2026
Margins
Gross margin %	45.8%
EBITDA margin %	26.3%
EBIT margin %	23.3%
PAT margin %	16.7%
Working capital
Receivable days	83
Inventory days	88
Payable days	49
NWC days	122
Leverage
Current ratio	5.86
Debt to EBITDA	0.2
Debt to equity	0.05
Interest coverage	16.8
Asset turnover	0.86
Return ratios
Return on assets %	14.4%
Return on capital employed %	23.4%
Return on equity %	16.8%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Pb Fintech LimitedPOLICYBZRPOLICYBZR	₹45,345 Cr	₹45,345 Cr	₹7,334 Cr	₹614 Cr	7.5%	₹748 Cr	9.9%	10.3%	9.7%	66
Pine Labs LimitedPINELABSPINELABS	₹19,338 Cr	₹19,621 Cr	₹2,832 Cr	₹409 Cr	13.2%	₹127 Cr	4.2%	4.6%	2.4%	-210
Manipal Payment And Identity Solutions LimitedMPIMANIPALMPIMANIPAL	₹9,304 Cr	₹9,305 Cr	₹1,327 Cr	₹426 Cr	32.1%	₹253 Cr	19.1%	48.9%	46.2%	196
Seshaasai Technologies LimitedSTYLSTYL	₹5,922 Cr	₹5,999 Cr	₹1,507 Cr	₹395 Cr	26.3%	₹264 Cr	16.7%	23.4%	16.8%	122
Avenuesai LimitedCCAVENUECCAVENUE	₹5,330 Cr	₹5,729 Cr	₹9,516 Cr	₹384 Cr	4.4%	₹294 Cr	3.6%	7.5%	6.6%	4
Network People Services Technologies LimitedNPSTNPST	₹3,692 Cr	₹3,698 Cr	₹218 Cr	₹55 Cr	26%	₹51 Cr	21%	20.1%	17.3%	-6,400
Turtlemint Fintech Solutions LimitedTURTLEMINTTURTLEMINT	₹2,055 Cr	₹2,055 Cr	₹1,098 Cr	₹-130 Cr	-11.9%	₹-184 Cr	-16.8%	-41.7%	-60.4%	32
One Mobikwik Systems LimitedMOBIKWIKMOBIKWIK	₹1,544 Cr	₹1,806 Cr	₹1,129 Cr	₹9 Cr	-3.6%	₹-13 Cr	-5.6%	-3.3%	-11%	-7
WSFx Global Pay LtdWSFXWSFX	₹78 Cr	₹85 Cr	₹21 Cr	₹-6 Cr	9.6%	₹-5 Cr	5.7%	20.3%	15.8%	-185
Suvidhaa Infoserve LimitedSUVIDHAASUVIDHAA	₹43 Cr	₹45 Cr	₹5 Cr	₹-7 Cr	-281.4%	₹-8 Cr	-288.6%	-28.2%	-31.3%	960
Ags Transact Technologies LimitedAGSTRAAGSTRA	—	—	₹1,250 Cr	₹57 Cr	13.4%	₹-170 Cr	-5.5%	1.8%	-16.1%	-578

Date	Category	Subject	Filing
28 Sept 2026, 9:49 am	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
17 Sept 2026, 10:53 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Scrutinizer''s Report	PDF
16 Sept 2026, 9:22 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM	PDF
16 Sept 2026, 9:13 pm	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation	PDF
13 Sept 2026, 2:55 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
10 Sept 2026, 7:53 pm	Others Reg. 34 (1) Annual Report	Reg. 34 (1) Annual Report.	PDF
10 Sept 2026, 7:40 pm	AGM/EGM AGM	Revised Annual Report For The Financial Year 2025-26	PDF
31 Aug 2026, 8:07 pm	Company Update Analyst / Investor Meet	Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation	PDF

Seshaasai Technologies Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

Board and management

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Credit ratings

Investor Presentation and earnings call

Events

Dividends1

Board meetings1

Announcements

Dividends1

Board meetings1

Ratio timeline

Quarterly record

Board and management

Not in the F&O segment

Announcements

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Cash flow

Compounded returns

Return on equity

1

1

1

1