Star Health And Allied Insurance Company Limited (STARHEALTH)

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Star Health And Allied Insurance Company Limited (STARHEALTH) · mywealthgrid

About

Star Health operates in general insurance with ₹34,441.93 Cr market cap and quarterly revenues around ₹4,500 Cr. Serves health and general insurance segments across India. Stock up 35.23% over one year.

Face value: ₹10

Market cap

₹31,649 Cr

P/E

56.8×

P/B

4.2×

Dividend yield

ROE

7.6%

ROCE

—

Debt / equity

—

OPM

—

EPS (TTM)

₹9.5

Book value

₹129.0

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Net profit swings from ₹0.51 Cr (Mar 2025) to ₹262.52 Cr (Jun 2025) to ₹111.33 Cr (Mar 2026). Verify cause—claims patterns, reserves, investment income—and whether signals business instability.
ROE 7.62% weak for financial services. Verify whether capital deployed efficiently or business has structural thin margins.
PE 61.84 elevated. Verify earnings growth sustains valuation; market may have priced unjustified optimism.
Combined ratios and claims data absent. Verify underwriting profitability and whether premium growth offsets rising claims.

Generated analysis · source review pending

Growth drivers

Revenue grew 14% year-over-year from ₹3,986.6 Cr (Mar 2025) to ₹4,545.41 Cr (Mar 2026).
FII shareholding increased from 15.05% (Mar 2026) to 16.04% (Jun 2026), signaling institutional conviction.
Stock returned 35.23% over one year; verify whether sector tailwinds or company-specific outperformance.
General insurance in India grows with coverage expansion; verify company market share and addressable opportunity.

Generated analysis · source review pending

1,185 historical price candles were omitted because the exchange source has not been verified.

₹537.5-0.1%1Y

Quick read

rule-based

Pros

No positive flags triggered.

Cons

−Low return on equity of 8.4% (3-yr avg)

Research score

Structured signal from quality, growth, valuation and momentum.

40/100

Business quality: 10
Growth: 82
Valuation: 29

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY SMALLCAP 250 NIFTY MIDSMALLCAP 400 NIFTY 500 NIFTY TOTAL MARKET

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore

₹ Cr	Mar 2025	Mar 2026
	15,594	17,371
Operating expenses	—	—
Operating profit (EBITDA)	—	—
OPM %	—	—
Depreciation	—	—
Interest	—	—
Other income	—	—
Profit before tax	861	754
Tax	215	197
Tax %	25%	26.2%
	646	557
PAT margin %	4.1%	3.2%
EPS (₹)	11	9.5
EPS adjusted (₹)	11	9.5
Annual report	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2025	Mar 2026
Equity capital	588	588
Reserves	6,436	7,001
Borrowings	—	—
Other liabilities	559	432
Total equity & liabilities	7,582	8,021
Fixed assets	185	180
CWIP	—	—
Investments	17,898	20,012
Other assets	—	—
Total assets	7,582	8,021

Compounded sales growth

7 years: —
5 years: —
3 years: —
1 year: 11%

Compounded profit growth

7 years: —
5 years: —
3 years: —
1 year: -14%

Return on equity

7 years: —
5 years: —
3 years: —
Last year: 7%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2025	Mar 2026
Margins
Gross margin %	—	—
EBITDA margin %	—	—
EBIT margin %	—	—
PAT margin %	4.1%	3.2%
Working capital
Receivable days	—	—
Inventory days	—	—
Payable days	—	—
NWC days	—	—
Leverage
Current ratio	—	—
Debt to EBITDA	—	—
Debt to equity	—	—
Interest coverage	—	—
Asset turnover	2.06	2.17
Return ratios
Return on assets %	8.5%	6.9%
Return on capital employed %	—	—
Return on equity %	9.2%	7.3%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	58.02%	57.94%	57.92%	57.9%	57.69%	57.68%	57.67%	58.04%	58.02%	57.98%	57.98%	58.01%
	30.63%	31%	26.57%	21.58%	17.65%	17.51%	18.68%	13.9%	13.5%	14.07%	15.05%	16.04%
	6.12%	6.11%	11.15%	15.11%	17.05%	16.49%	15.43%	21.09%	21.09%	20.96%	20.31%	19.41%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	5.23%	4.95%	4.36%	5.41%	7.61%	8.32%	8.22%	6.97%	7.39%	6.99%	6.66%	6.54%
No. of shareholders	—	—	—	—	—	—	—	—	2,02,938	1,86,448	1,79,067	1,68,763

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 14 fund houses

Held by these funds

4.92%

of the company's equity

All mutual funds

10.27%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

45 schemes · 14 fund houses

		Shares
Smallcap Fund	SBI Mutual Fund	97 L	550.72	1.29%	1.648%	-0
Midcap Fund	SBI Mutual Fund	63.16 L	358.58	1.46%	1.073%	-0
Banking And Financial Services Fund	SBI Mutual Fund	33.25 L	188.75	1.74%	0.565%	-0
BANKING & FINANCIAL SERVICES FUND	Nippon India Mutual Fund	28.1 L	159.51	2.02%	0.477%	-0
Balanced Advantage Fund	Nippon India Mutual Fund	15.21 L	86.34	0.87%	0.258%	-2 L
BANKING & FINANCIAL SERVICES FUND	Tata Mutual Fund	12.84 L	72.9	2.21%	0.218%	-0
Banking & Financial Services Fund	ICICI Prudential Mutual Fund	9.55 L	54.23	0.48%	0.162%	-0
Value Fund	Quantum Mutual Fund	6.01 L	34.1	3.04%	0.102%	-0

1–8 of 45

1 / 6

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Jul 2026TranscriptAI SummaryPPT REC
Apr 2026Transcript AI Summary PPT

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results27 Oct 2026 · in 25 daysresults

2

Board meeting to consider results27 Oct 2026
Board meeting to consider results29 Jul 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

91 announcementsExport CSV

1 Oct 2026, 6:07 pmCompany Update

Announcement under Regulation 30 (LODR)-Credit Rating

Credit Rating PDF

30 Sept 2026, 12:27 pmCompany Update

Disclosure Under Regulation 31A Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015

General PDF

22 Sept 2026, 11:48 amCompany Update

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Analyst / Investor Meet PDF

22 Sept 2026, 11:41 amCompany Update

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Analyst / Investor Meet PDF

17 Sept 2026, 5:07 pmCompany Update

Disclosure Under Regulation 31A(8)(C) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015

General PDF

17 Sept 2026, 4:48 pmCompany Update

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Analyst / Investor Meet PDF

17 Sept 2026, 4:40 pmCompany Update

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Analyst / Investor Meet PDF

16 Sept 2026, 6:38 pmCompany Update

Disclosure Under Regulation 31A Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015.

General PDF

Date	Category	Subject	Filing
1 Oct 2026, 6:07 pm	Company Update Credit Rating	Announcement under Regulation 30 (LODR)-Credit Rating	PDF
30 Sept 2026, 12:27 pm	Company Update General	Disclosure Under Regulation 31A Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015

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Ratio	Mar 2025	Mar 2026
Margins
Gross margin %	—	—
EBITDA margin %	—	—
EBIT margin %	—	—
PAT margin %	4.1%	3.2%
Working capital
Receivable days	—	—
Inventory days	—	—
Payable days	—	—
NWC days	—	—
Leverage
Current ratio	—	—
Debt to EBITDA	—	—
Debt to equity	—	—
Interest coverage	—	—
Asset turnover	2.06	2.17
Return ratios
Return on assets %	8.5%	6.9%
Return on capital employed %	—	—
Return on equity %	9.2%	7.3%

65 deals · 12 Jul 2023 – 24 Sept 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
24 Sept 2026	SBI MUTUAL FUND	Bulk	NSE	Buy	82,98,710	₹550.40	₹456.76 Cr
24 Sept 2026	SBI MUTUAL FUND	Bulk	NSE	Sell	82,98,434	₹550.40	₹456.75 Cr
16 Sept 2025	MIO STAR	Bulk	NSE	Sell	67,72,461	₹441.01	₹298.67 Cr
16 Sept 2025	PI OPPORTUNITIES AIF V LLP	Bulk	NSE	Buy	45,35,147	₹441.00	₹200.00 Cr
25 Jun 2025	WF ASIAN SMALLER COMPANIES FUND LIMITED	Bulk	NSE	Sell	1,66,85,900	₹420.03	₹700.86 Cr
25 Jun 2025	SBI MUTUAL FUND	Bulk	NSE	Buy	1,64,22,758	₹420.00	₹689.76 Cr
23 May 2024	APIS GROWTH 6 LTD	Bulk	NSE	Sell	1,52,58,134	₹535.00	₹816.31 Cr
23 May 2024	APIS GROWTH 6 LTD	Block	NSE	Sell	1,52,58,134	₹535.00	₹816.31 Cr
23 May 2024	MIO IV STAR	Bulk	NSE	Sell	1,40,17,112	₹535.00	₹749.92 Cr
23 May 2024	MIO IV STAR	Block	NSE	Sell	1,40,17,112	₹535.00	₹749.92 Cr

1–10 of 65

1 / 7

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Icici Lombard General Insurance Company LimitedICICIGIICICIGI	₹78,041 Cr	—	₹26,625 Cr	₹0 Cr	—	₹2,428 Cr	10.7%	—	17.8%	—
General Insurance Corporation Of IndiaGICREGICRE	₹56,825 Cr	—	₹49,141 Cr	₹0 Cr	—	₹8,901 Cr	19.6%	—	17.9%	—
Star Health And Allied Insurance Company LimitedSTARHEALTHSTARHEALTH	₹31,649 Cr	—	₹17,371 Cr	₹0 Cr	—	₹557 Cr	3.2%	—	7.6%	—
The New India Assurance Company LimitedNIACLNIACL	₹26,403 Cr	—	₹46,909 Cr	₹0 Cr	—	₹717 Cr	2.9%	—	5.7%	—
Go Digit General Insurance LimitedGODIGITGODIGIT	₹23,697 Cr	—	₹10,377 Cr	₹0 Cr	—	₹492 Cr	5.3%	—	12.1%	—
Niva Bupa Health Insurance Company LimitedNIVABUPANIVABUPA	₹13,485 Cr	—	₹6,474 Cr	₹0 Cr	—	₹131 Cr	2%	—	3.4%	—

Star Health And Allied Insurance Company Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

Documents

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Events

Upcoming and recent1

Board meetings2

Announcements

Ratio timeline

Not in the F&O segment

Quarterly record

Bulk & block deals

Board and management

Upcoming and recent1

Board meetings2

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Profit & loss

Balance sheet

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

2

1

2