Regency Fincorp Ltd (REGENCY)

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Regency Fincorp Ltd (REGENCY) · mywealthgrid

About

Regency Fincorp is a non-bank financial services company with a market cap of ₹368.92 Cr and very limited scale. Historical P&L data (2017–2019) shows quarterly revenue between ₹0.2–0.6 Cr with consistently high operating margins. Current metrics indicate 78.65% operating margin; recent P&L details should be reviewed from the July 2026 results announcement.

Face value: ₹10

Market cap

₹402 Cr

P/E

882.6×

P/B

7.9×

Dividend yield

ROE

6.2%

ROCE

—

Debt / equity

1.87

OPM

78.1%

EPS (TTM)

₹0.1

Book value

₹6.3

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Extreme PE ratio of 810.81 reflects near-zero current earnings; verify if recent results announced July 2026 show earnings recovery or if valuation remains speculative
Latest standalone P&L data from March 2019 is seven years old; verify current financial performance against recent results disclosure
Promoter stake declined from 23.74% (Mar 2026) to 21.43% (Jun 2026) within three months; verify if planned dilution strategy continues
Zero FII holding and minimal DII (1.07%) signal zero institutional participation; verify if reflects business fundamentals concerns or market liquidity constraints

Generated analysis · source review pending

Growth drivers

Revenue increased 3.5x from ₹0.17 Cr (Jun 2017) to ₹0.6 Cr (Mar 2019); verify if this growth trajectory sustained after 2019
Operating margin of 78.65% is consistently high; verify if sustainable at larger scale and whether composed of fixed or variable costs
Market cap of ₹368.92 Cr small enough that continued revenue growth could drive material shareholder returns; verify recent revenue trend from latest results

Generated analysis · source review pending

2,392 historical price candles were omitted because the exchange source has not been verified.

₹50.1+7.1%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 78.1%
+Profit CAGR of 56.5% over the last 5 years
+Revenue CAGR of 88.6% over the last 5 years

Cons

−Low return on equity of 5.2% (3-yr avg)
−Heavily leveraged (debt/equity 1.9)
−Weak interest coverage of 1.3×
−Expensive at 882.6× trailing earnings
−Low promoter holding of 21.4%

Research score

Structured signal from quality, growth, valuation and momentum.

46/100

Business quality: 28
Growth

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Crisil LimitedCRISILCRISIL	₹32,373 Cr	₹32,373 Cr	₹4,126 Cr	₹1,229 Cr	29.7%	₹884 Cr	21%	33.9%	27.4%	48
RRP Semiconductor LtdRRPRRP	₹11,162 Cr	₹11,168 Cr	₹-7 Cr	₹-7 Cr	—	₹-8 Cr	—	-32.7%	-59.8%	—
Onemi Technology Solutions LimitedKISSHTKISSHT	₹6,254 Cr	₹7,346 Cr	₹2,179 Cr	₹651 Cr	29.9%	₹281 Cr	12.9%	32.9%	21%	-8
Asset Reconstruction Company (India) LimitedARCILARCIL	₹4,546 Cr	₹5,751 Cr	₹722 Cr	₹473 Cr	65.5%	₹-36 Cr	44.7%	—	-1.3%	—
Colab Platforms LtdCOLABCOLAB	₹2,622 Cr	₹2,624 Cr	₹158 Cr	₹2 Cr	1%	₹5 Cr	2.9%	23.2%	17.2%	9
Gyftr LtdGYFTRGYFTR	₹1,204 Cr	₹1,240 Cr	₹14 Cr	₹3 Cr	21.6%	₹2 Cr	12.9%	—	0.5%	—
Prime Securities LimitedPRIMESECUPRIMESECU	₹1,022 Cr	₹1,024 Cr	₹125 Cr	₹13 Cr	15.7%	₹5 Cr	9.6%	—	6.7%	—
Centrum Capital LimitedCENTRUMCENTRUM	₹969 Cr	₹17,026 Cr	₹3,643 Cr	₹948 Cr	29.2%	₹-217 Cr	-7.5%	12.7%	-46.8%	-519
Wealth First Portfolio Managers LimitedWEALTHWEALTH	₹952 Cr	₹952 Cr	₹58 Cr	₹37 Cr	72.3%	₹33 Cr	56%	34.5%	27.7%	563
Stellant Securities (India) LtdSTELLANTSTELLANT	₹518 Cr	₹518 Cr	₹0 Cr	₹-0 Cr	-93.8%	₹-0 Cr	-93.8%	-45.5%	-44.8%	0
The Investment Trust Of India LimitedTHEINVESTTHEINVEST	₹472 Cr	₹523 Cr	₹274 Cr	₹48 Cr	20.2%	₹33 Cr	12.2%	8.5%	4.2%	-42
Ndl Ventures LimitedNDLVENTURENDLVENTURE	₹422 Cr	₹1,328 Cr	₹1,044 Cr	₹149 Cr	17%	₹-38 Cr	0.2%	4.4%	-5.9%	-739

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	0	1	2	5	5	13	15
Interest	—	0	1	2	3	9	9
Expenses	1	0	1	2	2	3	3
Financing profit	—	0	1	1	1	1	3
Financing margin %	—	50%	23.5%	14.8%	18.4%	9.2%	19.4%
Other income	—	—	—	0	0	—	0
Depreciation	—	—	—	0	0	—	1
Profit before tax	0	0	0	1	1	1	3
Tax	—	—	—	0	0	0	1
Tax %	—	—	—	30%	23.6%	27.6%	23.1%
PAT	0	0	0	0	1	1	2
EPS (₹)	0.7	0.7	1.2	1	1	0.9	0.5
EPS adjusted (₹)	—	—	—	0.5	0.5	—	0.5
	0%	0%	8.1%	0%	0%	0%	0%
Annual report	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024

₹ Cr	Mar 2021	Mar 2022	Mar 2024
Equity capital	4	5	38
Reserves	5	7	12
Minority interest	0	—	—
	28	77	95
	2	2	2
Total equity & liabilities	39	91	147
	2	2	6
CWIP	0	0	0
Investments	0	1	0
	36	88	141
Total assets	39	91	147

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	2	1	2	0	-1	10
	-1	-0	-1	-1	1	-29
	-3	1	-2	1	9	31
Net cash flow	-1	1	-1	1	10	12
Free cash flow	—	—	0	—	—	6
CFO / Operating profit %	186.4%	—	48.5%	5%	-5%	83.1%

Compounded sales growth

7 years: —
5 years: 89%
3 years: 42%

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—
EBITDA margin %	-36.6%	67.2%	60.8%	57.9%	66.8%	78.7%	78.1%
EBIT margin %	-36.6%	67.2%	60.8%	53.9%	60.5%	78.7%	72.5%
PAT margin %	51.2%	32.8%	20.7%	7.9%	10.2%	6.9%	12.9%
Working capital
Receivable days	—	—	—	—	—	—	—
Inventory days	—	—	—	0	0	—	0
Payable days	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	9.01	21.31	—	7.93
Debt to equity	—	—	—	2.94	6.02	—	1.87
Interest coverage	—	3.9	1.6	1.3	1.3	1.1	1.3
Asset turnover	—	—	—	0.14	0.06	—	0.1
Return ratios
Return on assets %	—	—	—	1.1%	0.6%	—	1.3%
Return on capital employed %	—	—	—	—	—	—	—
Return on equity %	—	—	—	4.4%	4.3%	—	3.9%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	23.17%	23.18%	23.19%	22.89%	23.43%	23.13%	17.46%	16.86%	17.58%	23.74%	23.74%	21.43%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	0%	0%	0%	0%	0%	0%	0%	0%	0.98%	1.19%	1.19%	1.07%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	76.83%	76.82%	76.81%	77.11%	76.57%	76.87%	82.54%	83.14%	81.44%	75.07%	75.07%	77.5%
No. of shareholders	—	—	—	—	—	—	—	—	6,434	6,103	5,771	5,631

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Regency Fincorp Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Loading documents…

Events

Upcoming dates and the company’s corporate-action history.

1

Dividend dividend8 Aug 2019 · ex-date₹0.1

1

Board meeting to consider results20 Jul 2026

1

Bonus 1:121 Oct 2022 · ex-date

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

35 announcementsExport CSV

1 Oct 2026, 11:54 amCompany Update

Announcement under Regulation 30 (LODR)-Allotment

Allotment of Equity Shares PDF

1 Oct 2026, 11:51 amOthers

Board Meeting Outcome for Outcome Of Allotment Committee Meeting

Outcome without intimation PDF

29 Sept 2026, 9:23 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Directorate

Change in Directorate PDF

29 Sept 2026, 8:39 pmBoard Meeting

Board Meeting Intimation for Fund Raising

Exchange filing PDF

29 Sept 2026, 8:22 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Management

Change in Management PDF

29 Sept 2026, 8:06 pmAGM/EGM

Voting Results Of 33Rd Annual General Meeting Of The Company

AGM PDF

29 Sept 2026, 7:38 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

29 Sept 2026, 7:34 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of AGM

AGM PDF

Date	Category	Subject	Filing
1 Oct 2026, 11:54 am	Company Update Allotment of Equity Shares	Announcement under Regulation 30 (LODR)-Allotment	PDF
1 Oct 2026, 11:51 am	Others Outcome without intimation	Board Meeting Outcome for Outcome Of Allotment Committee Meeting

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Ratio	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Margins
Gross margin %	—	—	—	—	—	—	—
EBITDA margin %	-36.6%	67.2%	60.8%	57.9%	66.8%	78.7%	78.1%
EBIT margin %	-36.6%	67.2%	60.8%	53.9%	60.5%	78.7%	72.5%
PAT margin %	51.2%	32.8%	20.7%	7.9%	10.2%	6.9%	12.9%
Working capital
Receivable days	—	—	—	—	—	—	—
Inventory days	—	—	—	0	0	—	0
Payable days	—	—	—	—	—	—	—
NWC days	—	—	—	—	—	—	—
Leverage
Current ratio	—	—	—	—	—	—	—
Debt to EBITDA	—	—	—	9.01	21.31	—	7.93
Debt to equity	—	—	—	2.94	6.02	—	1.87
Interest coverage	—	3.9	1.6	1.3	1.3	1.1	1.3
Asset turnover	—	—	—	0.14	0.06	—	0.1
Return ratios
Return on assets %	—	—	—	1.1%	0.6%	—	1.3%
Return on capital employed %	—	—	—	—	—	—	—
Return on equity %	—	—	—	4.4%	4.3%	—	3.9%

83 deals · 23 Aug 2021 – 27 Jul 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
27 Jul 2026	NEXUS GLOBAL OPPORTUNITIES FUND	Bulk	BSE	Buy	12,50,000	₹41.00	₹5.13 Cr
23 Mar 2026	KAVAN VIVEK SEJPAL	Bulk	BSE	Sell	5,25,210	₹23.80	₹1.25 Cr
23 Mar 2026	DELTHRO VEGA CAPITAL PRIVATE LIMITED	Bulk	BSE	Buy	5,25,210	₹23.80	₹1.25 Cr
13 Mar 2026	KAVAN VIVEK SEJPAL	Bulk	BSE	Buy	7,45,401	₹28.10	₹2.09 Cr
13 Mar 2026	DELTHRO VEGA CAPITAL PRIVATE LIMITED	Bulk	BSE	Sell	7,45,401	₹28.10	₹2.09 Cr
10 Mar 2026	KAVAN VIVEK SEJPAL	Bulk	BSE	Sell	7,18,587	₹28.36	₹2.04 Cr
10 Mar 2026	DELTHRO VEGA CAPITAL PRIVATE LIMITED	Bulk	BSE	Buy	7,18,587	₹28.36	₹2.04 Cr
11 Mar 2025	KAVANVIVEKSEJPAL	Bulk	BSE	Buy	2,90,745	₹29.18	₹0.85 Cr
11 Mar 2025	DELTHRO VEGA CAPITAL PRIVATE LIMITED	Bulk	BSE	Sell	2,67,697	₹29.18	₹0.78 Cr
7 Oct 2024	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Sell	2,60,000	₹32.53	₹0.85 Cr

1–10 of 83

1 / 9

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Regency Fincorp Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Compounded sales growth

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

1

1

1

Announcements

1

1

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Credit ratings

Investor Presentation and earnings call

Compounded sales growth

Compounded profit growth

Return on equity

Regency Fincorp Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Events

Dividends1

Board meetings1

Bonus issues1

Announcements

Dividends1

Board meetings1

Bonus issues1

Ratio timeline

Not in the F&O segment

No fund holdings on record

Announcements

Quarterly record

Annual reports

Credit ratings

Investor Presentation and earnings call

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1

1

1

1

1