Standalone figures
| Ratio | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||
| PAT margin % | 13.8% | 5.9% | 6.2% | -0.9% | 9.7% | 9.4% | 5% | 5.7% |
| Return ratios | ||||||||
| Return on assets % | 1.1% | 0.6% | 0.5% | -0.1% | 0.8% | 0.8% | 0.5% | 0.5% |
| Return on capital employed % | 7.4% | 6.9% | 5.6% | 4% | 5.5% | 6.2% | 6% | 5.8% |
| Return on equity % | 11.5% | 4.8% | 4% | -0.6% | 6.5% | 7.9% | 4.5% | 5% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.