Oracle Financial Services Software Limited (OFSS)

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Oracle Financial Services Software Limited (OFSS) · mywealthgrid

About

Oracle Financial Services Software Limited develops software products serving the financial services industry. With a market cap of ₹1.03 lakh crore and ROE of 32.61%, it's a significant player in India's IT-software sector. Jun 2026 standalone results (₹2,566.9 Cr revenue, ₹1,363.6 Cr net profit) demonstrate strong profitability.

Founded: 1991
Face value: ₹5

Market cap

₹90,758 Cr

P/E

26.6×

P/B

11.6×

Dividend yield

6.4%

ROE

32.6%

ROCE

42.1%

Debt / equity

OPM

45.3%

EPS (TTM)

₹392.3

Book value

₹899.6

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Margin volatility: OPM ranged from 41.69% (Dec 2025 standalone) to 69.02% (Jun 2026 standalone); researcher should identify whether this reflects operational inconsistency or revenue-composition shifts
Valuation leaves limited margin for error: PE of 30.19 prices in growth expectations; earnings disappointment or market rotation would pressure valuations
Customer concentration typical in enterprise software: Researcher should verify revenue concentration and economic dependency on largest clients
Regulatory exposure: Financial services software vendors face regulatory risk; researcher should assess current regulatory drivers affecting product demand

Generated analysis · source review pending

Growth drivers

Recent revenue acceleration: standalone revenue grew 64% QoQ from ₹1,566.3 Cr (Mar 2026) to ₹2,566.9 Cr (Jun 2026)
Profitability supports reinvestment: OPM averaging 45.33% and ROE of 32.61% demonstrate strong capital returns
Financial flexibility: Zero debt (D/E = 0) provides capacity to invest in growth initiatives without leverage constraints

Generated analysis · source review pending

2,528 historical price candles were omitted because the exchange source has not been verified.

₹10,420.0+0.1%1Y

Quick read

rule-based

Pros

+Strong return on equity of 30.3% (3-yr avg)
+High return on capital employed of 38.6%
+Healthy operating margin of 45.3%
+Almost debt-free (debt/equity 0)
+Comfortable interest coverage of 1473×
+Dividend yield of 6.4%
+High promoter holding of 72.4% with no pledge

Cons

−Modest revenue growth of 9% a year over the last 5 years
−Trading at 11.6× book value

Research score

Structured signal from quality, growth, valuation and momentum.

70/100

Business quality: 100
Growth

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Part ofNIFTY MIDCAP 150 NIFTY 200 NIFTY MIDSMALLCAP 400 NIFTY 500 NIFTY TOTAL MARKET

Screen this industry

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Consolidated figures · ₹ crore

₹ Cr	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	4,093	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847	7,672
	2,412	2,716	2,814	2,633	2,515	2,723	3,227	3,590	3,771	4,195
	1,681	1,811	2,145	2,229	2,469	2,499	2,471	2,783	3,076	3,477
OPM %	41.1%	40%	43.3%	45.9%	49.5%	47.9%	43.4%	43.7%	44.9%	45.3%
Depreciation	53	61	54	106	104	93	81	74	69	65
Interest	—	0	0	47	19	12	13	28	1	3
	258	91	176	177	132	134	192	342	304	271
Profit before tax	1,862	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311	3,680
Tax	696	603	881	790	715	639	764	803	931	1,041
Tax %	37.4%	32.8%	38.9%	35.1%	28.9%	25.3%	29.7%	26.6%	28.1%	28.3%
	1,166	1,237	1,386	1,462	1,762	1,889	1,806	2,219	2,380	2,639
PAT margin %	28.5%	27.3%	28%	30.1%	35.4%	36.2%	31.7%	34.8%	34.8%	34.4%
EPS (₹)	137.6	145.2	161.9	170.4	204.9	219.2	209.1	256.4	274.3	303.5
EPS adjusted (₹)	138.1	145	161.6	170.3	204.7	219	209	256	274.2	303.4
	72.7%	206.6%	0%	0%	87.8%	91.2%	90.8%	87.8%	87.5%	—
Annual report	Annual report for Mar 2016	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2020	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	Annual report for Mar 2026

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	42	43	43	43	43	43	43	43	43	43	44
Reserves	5,235	4,665	4,665	4,894	—	6,806	7,057	7,416	7,816	8,319	7,783
	—	—	—	—	—	0	0	0	0	0	0
	1,009	1,226	1,226	1,195	—	1,435	1,635	1,817	2,077	1,773	2,107
Total equity & liabilities	6,286	5,933	5,933	6,131	—	8,284	8,735	9,276	9,936	10,135	9,934
	902	827	827	854	953	874	861	775	757	741	741
CWIP	0	3	3	0	—	0	4	1	3	9	16
Investments	—	—	—	—	—	10	10	10	10	10	10
	5,383	5,104	5,104	5,277	—	7,399	7,860	8,490	9,166	9,375	9,167
Total assets	6,286	5,933	5,933	6,131	—	8,284	8,735	9,276	9,936	10,135	9,934

Segment results

As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.

Source XBRL ↗

Latest reported period · 31 Mar 2026 · ₹ crore

Segment	Revenue	Result	Assets	Liabilities	Capital employed	ROCE %
Product licenses and related activities	6,941.6	3,441.8	2,696	1,480.1	1,215.9	283.07
IT solutions and consulting services	730.5	209

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Ratios

Annual operating, return, leverage and working-capital ratios.

Consolidated Standalone

Consolidated figures

Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	43.3%	45.9%	49.5%	47.9%	43.4%	43.7%	44.9%	45.3%
EBIT margin %	42.2%	43.7%	47.4%	46.1%	42%	42.5%	43.9%	44.5%
PAT margin %	28%	30.1%	35.4%	36.2%	31.7%	34.8%	34.8%	34.4%
Working capital
Receivable days	70	—	59	65	69	76	63	64
Inventory days	—	0	0	0	0	0	0	0
Payable days	—	—	7	5	4	10	7	8
NWC days	—	—	52	59	65	65	56	56
Leverage
Current ratio	4.07	—	7.35	6.72	6.55	5.98	6.9	5.44
Debt to EBITDA	—	—	0	0	0	0	0	0
Debt to equity	—	—	0	0	0	0	0	0
Interest coverage	—	48.5	130.5	208.2	204	108.5	6,622.8	1,473
Asset turnover	0.81	—	0.6	0.6	0.61	0.64	0.68	0.77
Return ratios
Return on assets %	22.6%	—	21.3%	21.6%	19.5%	22.3%	23.5%	26.6%
Return on capital employed %	45.8%	—	33.6%	33.5%	32.4%	36.2%	37.5%	42.1%
Return on equity %	28.1%	—	25.7%	26.6%	24.2%	28.2%	28.5%	33.7%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	72.81%	72.78%	72.75%	72.71%	72.69%	72.62%	72.59%	72.56%	72.53%	72.46%	72.44%	72.41%
	7.74%	6.9%	6.13%	5.1%	7.73%	8.49%	8.75%	8.55%	8.65%	8.36%	8.04%	9.7%
	8.56%	9.47%	10.26%	11.49%	9.91%	9.37%	8.69%	8.49%	8.45%	8.82%	9.12%	8.79%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	10.89%	10.85%	10.86%	10.7%	9.67%	9.52%	9.97%	10.4%	10.37%	10.36%	10.4%	9.1%
No. of shareholders	—	—	—	—	—	—	—	—	1,38,142	1,41,515	1,41,643	1,25,043

Promoter holding down 0.4 percentage points since Sep 2023.

25 deals · 19 Sept 2022 – 23 Jul 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
23 Jul 2026	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Sell	4,56,552	₹10,690.51	₹488.08 Cr
23 Jul 2026	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Buy	4,52,652	₹10,683.71	₹483.60 Cr
30 Aug 2024	UBS PRINCIPAL CAPITAL ASIA LIMITED	Bulk	NSE	Sell	4,84,935	₹10,999.15	₹533.39 Cr
8 Aug 2024	INTEGRATED CORE STRATEGIES (ASIA) PTE. LTD.	Block	BSE	Buy	10,658	₹10,038.60	₹10.70 Cr
8 Aug 2024	BNP PARIBAS FINANCIAL MARKETS	Block	BSE	Sell	10,658	₹10,038.60	₹10.70 Cr
26 Apr 2024	SOCIETE GENERALE	Block	BSE	Buy	63,061	₹7,143.05	₹45.04 Cr
26 Apr 2024	MARSHALL WACE INVESTMENT STRATEGIES - EUREKA FUND	Block	BSE	Sell	63,061	₹7,143.05	₹45.04 Cr
19 Jan 2024	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Sell	5,62,364	₹6,890.10	₹387.47 Cr
19 Jan 2024	GRAVITON RESEARCH CAPITAL LLP	Bulk	NSE	Buy	5,62,364	₹6,888.10	₹387.36 Cr
17 Oct 2022	ISHARES CORE EMERGING MARKETS MAURITIUS CO	Block	BSE	Sell	48,386	₹2,947.30	₹14.26 Cr

1–10 of 25

1 / 3

Mrs. JANE MURPHYNon-Executive - Independent Director-Chairperson
Mr. Avadhut KetkarManaging Director & CEO
Mrs. KIMBERLY WOOLLEYNon-Executive - Non Independent Director
Mr. GOPALA RAMANAN BALASUBRAMANIAMNon-Executive - Non Independent Director
Mr. MRUGANK MADHUKAR PARANJAPENon-Executive - Independent Director
Mrs. KAVITA VENUGOPALNon-Executive - Independent Director
Mr. NIAN NIAN YUANNon-Executive - Non Independent Director
Mr. SIMON DE MONTFORT WALKERNon-Executive - Non Independent Director
Mr. Andrew Mark MorawskiNon-Executive - Non-Independent Director
Mr. Manish BhandariChief Financial Officer
Onkarnath BanerjeeCompany Secretary & Compliance Officer

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F&O

Current futures and options contracts with compact option-chain pages.

End of day 30 Sept 2026 · underlying ₹10,630.5 · volume and open interest in contracts

3

Expiry	Close	Chg	% Chg	Settlement	Open interest	Change in OI	Volume	Lot size
27 Oct 2026	₹10,489.0	-7	-0.1%	₹10,489.0	12,760	+186	2,556	100
23 Nov 2026	₹10,352.0	-47	-0.5%	₹10,352.0	358	+35	112	100
29 Dec 2026	₹10,561.0	0	0%	₹10,798.2	0	0	0	100

Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.

57

27 Oct 2026 23 Nov 2026 29 Dec 2026

Calls				Strike	Puts
OI	Chg OI	Volume	LTP	—	LTP	Volume	Chg OI	OI
0	0	0	₹0.0	8,500

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

Portfolio month

Schemes holding

across 16 fund houses

Held by these funds

3.51%

of the company's equity

All mutual funds

5.42%

shareholding pattern, Jun 2026

Portfolios as of

August 2026

compared with July 2026

97 schemes · 16 fund houses

		Shares
Portfolio of Kotak Multi Cap FundNEW	Kotak Mahindra Mutual Fund	9.86 L	1,237.02	4.05%	1.133%	—
Portfolio of Kotak Mid Cap FundNEW	Kotak Mahindra Mutual Fund	9.36 L	1,174.26	1.65%	1.075%	—
Portfolio of Kotak Multi Asset Allocation Fund	Kotak Mahindra Mutual Fund	2.86 L	358.49	2.35%	0.328%	-0
Portfolio of Kotak Aggressive Hybrid Fund	Kotak Mahindra Mutual Fund	96,209	120.65	1.29%	0.11%	-0
ETF Nifty IT	Nippon India Mutual Fund	92,253	115.69	3.04%	0.106%	-2,550
Portfolio of Kotak MNC Fund	Kotak Mahindra Mutual Fund	70,000	87.78	3.8%	0.08%	-0
Quant Fund	SBI Mutual Fund	64,243	80.56	2.76%	0.074%	-4,513
LARGE & MID CAP FUND	Tata Mutual Fund	50,000	62.7	0.82%	0.057%	-0

1–8 of 97

1 / 13

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

13

Interim dividend7 May 2026 · ex-date₹270
Interim dividend3 Nov 2025 · ex-date₹130
Interim dividend8 May 2025 · ex-date₹265
Interim dividend7 May 2024 · ex-date₹240
Interim dividend9 May 2023 · ex-date₹225
Interim dividend13 May 2022 · ex-date₹190
Interim dividend17 May 2021 · ex-date₹200
Interim dividend19 May 2020 · ex-date₹180
Final dividend6 Aug 2018 · ex-date₹130
Interim dividend19 Apr 2017 · ex-date₹170
Dividend dividend30 Aug 2016 · ex-date₹100
Final dividend3 Sept 2015 · ex-date₹180
Interim dividend24 Sept 2014 · ex-date₹485

1

Board meeting to consider results22 Jul 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

26 announcementsExport CSV

30 Sept 2026, 3:12 pmInsider Trading / SAST

Closure of Trading Window

Closure of Trading Window PDF

29 Sept 2026, 2:33 pmCompany Update

Announcement Under Regulation 30

General PDF

22 Sept 2026, 11:09 amCompany Update

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

Allotment of ESOP / ESPS PDF

21 Sept 2026, 4:53 pmOthers

Rumour verification - Regulation 30(11)

Exchange filing PDF

21 Sept 2026, 2:09 pmCompany Update

Clarification sought from Oracle Financial Services Software Ltd

Clarification

5 Sept 2026, 10:16 pmCompany Update

Intimation Of Grant Of Options Under OFSS Stock Plan 2014

General PDF

3 Sept 2026, 12:38 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

2 Sept 2026, 4:47 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Notice of Postal Ballot

Postal Ballot PDF

Date	Category	Subject	Filing
30 Sept 2026, 3:12 pm	Insider Trading / SAST Closure of Trading Window	Closure of Trading Window	PDF
29 Sept 2026, 2:33 pm	Company Update General	Announcement Under Regulation 30

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Ratio	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	—	—	—	—	—	—
EBITDA margin %	43.3%	45.9%	49.5%	47.9%	43.4%	43.7%	44.9%	45.3%
EBIT margin %	42.2%	43.7%	47.4%	46.1%	42%	42.5%	43.9%	44.5%
PAT margin %	28%	30.1%	35.4%	36.2%	31.7%	34.8%	34.8%	34.4%
Working capital
Receivable days	70	—	59	65	69	76	63	64
Inventory days	—	0	0	0	0	0	0	0
Payable days	—	—	7	5	4	10	7	8
NWC days	—	—	52	59	65	65	56	56
Leverage
Current ratio	4.07	—	7.35	6.72	6.55	5.98	6.9	5.44
Debt to EBITDA	—	—	0	0	0	0	0	0
Debt to equity	—	—	0	0	0	0	0	0
Interest coverage	—	48.5	130.5	208.2	204	108.5	6,622.8	1,473
Asset turnover	0.81	—	0.6	0.6	0.61	0.64	0.68	0.77
Return ratios
Return on assets %	22.6%	—	21.3%	21.6%	19.5%	22.3%	23.5%	26.6%
Return on capital employed %	45.8%	—	33.6%	33.5%	32.4%	36.2%	37.5%	42.1%
Return on equity %	28.1%	—	25.7%	26.6%	24.2%	28.2%	28.5%	33.7%

Calls	Strike	Puts
0	0	0	₹0.0	8,500

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Oracle Financial Services Software LimitedOFSSOFSS	₹90,758 Cr	₹90,758 Cr	₹8,945 Cr	₹4,508 Cr	45.3%	₹3,413 Cr	34.4%	42.1%	32.6%	56
Tanla Platforms LimitedTANLATANLA	₹6,468 Cr	₹6,468 Cr	₹4,603 Cr	₹761 Cr	16.4%	₹533 Cr	11.5%	26.3%	21.4%	15
C.e. Info Systems LimitedMAPMYINDIAMAPMYINDIA	₹4,635 Cr	₹4,635 Cr	₹492 Cr	₹176 Cr	37%	₹138 Cr	28.3%	22.9%	15.8%	-138
Capillary Technologies India LimitedCAPILLARYCAPILLARY	₹4,410 Cr	₹4,455 Cr	₹735 Cr	₹93 Cr	12.6%	₹52 Cr	7.1%	3%	5.1%	48
Technvision Ventures LimitedTECHNVISNTECHNVISN	₹2,371 Cr	—	₹228 Cr	₹4 Cr	1.7%	₹0 Cr	0.1%	—	—	—
Mobavenue AI Tech LtdMOBAVENUEMOBAVENUE	₹2,238 Cr	₹2,247 Cr	₹218 Cr	₹45 Cr	20.8%	₹29 Cr	13.4%	60.8%	55.5%	—
Ramco Systems LimitedRAMCOSYSRAMCOSYS	₹2,054 Cr	₹2,054 Cr	₹712 Cr	₹155 Cr	22.6%	₹42 Cr	6%	17.6%	12.6%	15
Nucleus Software Exports LimitedNUCLEUSNUCLEUS	₹1,701 Cr	₹1,701 Cr	₹869 Cr	₹100 Cr	14.3%	₹105 Cr	13.3%	18.7%	13.6%	42
Blue Cloud Softech Solutions LtdBLUECLOUDSBLUECLOUDS	₹1,497 Cr	₹1,587 Cr	₹797 Cr	₹70 Cr	8.8%	₹44 Cr	5.6%	48.8%	44.5%	52
Subex LimitedSUBEXLTDSUBEXLTD	₹1,087 Cr	₹1,087 Cr	₹292 Cr	₹39 Cr	9.2%	₹30 Cr	10.2%	11%	8.8%	86
Unicommerce Esolutions LimitedUNIECOMUNIECOM	₹928 Cr	₹928 Cr	₹211 Cr	₹32 Cr	17.3%	₹22 Cr	10%	20%	15.6%	-34
Quick Heal Technologies LimitedQUICKHEALQUICKHEAL	₹749 Cr	₹749 Cr	₹249 Cr	₹-37 Cr	-11.3%	₹-11 Cr	-4.2%	-4.6%	-2.5%	-3,095

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	714	1,157	1,157	1,380	1,522	1,920	1,856	1,758	1,791	2,199	2,638
	979	-1,353	-1,353	221	-1,384	46	-167	137	1,598	-2,453	936
	-1,779	-1,630	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,958	-2,096	-3,449
Net cash flow	-86	-1,825	-1,825	351	90	376	-45	230	1,430	-2,350	126
Free cash flow	—	—	—	1,303	1,468	1,901	1,819	1,720	1,761	2,164	2,587
CFO / Operating profit %	42.5%	—	63.9%	64.3%	68.3%	77.8%	74.3%	71.2%	64.4%	71.5%	75.9%

Oracle Financial Services Software Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Segment results

Ratios

Shareholding

F&O

3

57

Fund holders

Documents

Announcements

Annual reports

Events

13

1

Announcements

13

1

Announcements

Annual reports

3

57

Segment results

Compounded sales growth

Compounded profit growth

Return on equity

Business process outsourcing services · revenue

Oracle Financial Services Software Limited

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Segment results

Ratios

Ratio timeline

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Futures3

Option chain57

Fund holders

Documents

Announcements

Annual reports

Events

Dividends13

Board meetings1

Announcements

Dividends13

Board meetings1

Ratio timeline

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Futures3

Option chain57

Profit & loss

Balance sheet

Segment results

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

Business process outsourcing services · revenue

3

57

13

1

13

1

3

57