Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 19,736 | 19,882 | 19,974 | 22,714 | 27,277 | 28,110 | 28,837 | |
| Interest | 14,781 | 14,450 | 14,151 | 16,135 | 18,385 | 19,528 | 19,771 |
| Expenses | 1,592 | 2,012 | 3,012 | 2,964 | 2,759 | 1,609 | 1,851 |
| Financing profit | 3,363 | 3,419 | 2,811 | 3,615 | 6,133 | 6,973 | 7,215 |
| Financing margin % | 17% | 17.2% | 14.1% | 15.9% | 22.5% | 24.8% | 25% |
| Other income | -29 | -1 | 31 | 14 | 1 | 1 | 6 |
| Depreciation | 51 | 52 | 55 | 69 | 69 | 98 | 122 |
| Profit before tax | 3,283 | 3,367 | 2,788 | 3,561 | 6,068 | 6,879 | 7,103 |
| Tax | 879 | 624 | 501 | 670 | 1,305 | 1,436 | 1,499 |
| Tax % | 26.8% | 18.5% | 18% | 18.8% | 21.5% | 20.9% | 21.1% |
| PAT | 2,404 | 2,743 | 2,287 | 2,891 | 4,763 | 5,443 | 5,604 |
| EPS (₹) | 47.6 | 54.3 | 43.1 | 52.6 | 86.5 | 99 | 101.9 |
| EPS adjusted (₹) | 47.6 | 54.3 | 41.5 | 52.5 | 86.5 | 98.9 | 101.8 |
| 16.8% | 15.6% | 19.7% | 16.2% | 10.4% | 10.1% | 9.8% | |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 101 | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 | 110 |
| Reserves | 9,114 | 11,055 | 12,573 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 | 41,319 |
| Minority interest | — | — | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 4 | 4 |
| 96,099 | 1,11,326 | 1,26,317 | 1,70,657 | 1,91,295 | 2,07,798 | 2,23,607 | 2,44,729 | 2,52,448 | 2,70,542 | 2,77,356 | |
| 25,274 | 28,515 | 11,622 | 13,717 | 7,358 | 7,320 | 6,326 | 6,642 | 7,406 | 7,143 | 6,424 | |
| Total equity & liabilities | 1,30,587 | 1,50,997 | 1,50,615 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 | 3,25,213 |
| 102 | 102 | 107 | 168 | 168 | 163 | 176 | 388 | 360 | 348 | 387 | |
| CWIP | 0 | 5 | 1 | 2 | 3 | 3 | 3 | 1 | 0 | 0 | 0 |
| Investments | 280 | 537 | 3,407 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 7,201 | 5,132 |
| 1,30,204 | 1,50,352 | 1,47,101 | 1,96,920 | 2,11,264 | 2,30,912 | 2,48,228 | 2,71,120 | 2,84,636 | 3,06,491 | 3,19,694 | |
| Total assets | 1,30,587 | 1,50,997 | 1,50,615 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 | 3,25,213 |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Loans | 28,771.66 | 7,080.62 | 3,25,105.73 | 2,83,780.19 | 41,325.54 | 17.13 |
| Other Segments | 140.57 | 36 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| -14,273 | -18,977 | -21,538 | -14,738 | -11,324 | -16,729 | -19,632 | -7,151 | -16,609 | -8,504 | |
| -278 | 1,368 | -1,642 | -1,851 | 858 | -1,628 | -799 | 587 | -939 | 1,752 | |
| 15,072 | 18,074 | 24,068 | 15,156 | 10,428 | 17,850 | 20,249 | 7,346 | 17,413 | 6,192 | |
| Net cash flow | — | 465 | 887 | -1,434 | -37 | -507 | -183 | 781 | -134 | -560 |
| Free cash flow | -14,288 | — | -21,589 | — | -11,334 | -16,765 | -19,697 | -7,188 | -16,683 | -8,556 |
| CFO / Operating profit % | — | — | — | -81.2% | -63.4% | -98.6% | -99.4% | -29.2% | -62.7% | -31.5% |
| 329.56 |
| 110.16 |
| 219.4 |
| 16.41 |
₹ crore by fiscal year