| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 5,443 | 5,622 | 5,700 | 5,816 | 5,990 | 0 | 5,588 | 6,517 | 8,204 | 9,678 | 11,074 | |
| Interest | 3,662 | 3,549 | 3,402 | 3,453 | 3,642 | 0 | 2,872 | 3,168 | 4,395 | 5,418 | 6,136 |
| Expenses | 1,602 | 1,972 | 2,694 | 3,003 | 3,230 | 0 | 2,569 | 3,071 | 3,418 | 3,385 | 3,576 |
| Financing profit | 180 | 101 | -396 | -641 | -882 | 0 | 147 | 278 | 391 | 875 | 1,363 |
| Financing margin % | 3.3% | 1.8% | -7% | -11% | -14.7% | 0% | 2.6% | 4.3% | 4.8% | 9% | 12.3% |
| Other income | 707 | 782 | 900 | 963 | 1,155 | 0 | 784 | 1,159 | 1,659 | 1,830 | 2,084 |
| Depreciation | — | — | — | — | — | — | — | — | -51 | 114 | 127 |
| Profit before tax | 912 | 883 | 504 | 322 | 272 | — | 931 | 1,437 | 2,100 | 2,591 | 3,320 |
| Tax | 344 | 278 | 158 | 111 | 37 | — | 258 | 331 | 495 | 649 | 810 |
| Tax % | 37.7% | 31.4% | 31.4% | 34.6% | 13.7% | — | 27.7% | 23% | 23.6% | 25.1% | 24.4% |
| PAT | 568 | 606 | 346 | 211 | 235 | 0 | 673 | 1,106 | 1,605 | 1,942 | 2,510 |
| EPS (₹) | — | — | — | 2.7 | 2.9 | 4.5 | 8.4 | 13.8 | 19.9 | 24.1 | 26 |
| EPS adjusted (₹) | — | — | — | — | — | — | — | — | 16.6 | 20.1 | 26 |
| — | — | — | 0% | 0% | 0% | 0% | 0% | 12.1% | 10.8% | 10% | |
| Gross NPA % | 1.3% | 3.6% | 6.6% | 8.8% | 8.7% | — | 6% | 2.3% | 1.4% | 0.8% | 0.8% |
| Net NPA % | 0.6% | 2.5% | 4.2% | 5% | 3.9% | — | 2.3% | 0.7% | 0.4% | 0.2% | 0.2% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | — | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | — | — | — | — |
| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Equity capital | 161 | 161 | 193 |
| Reserves | 9,879 | 11,769 | 13,915 |
| Deposits | 89,113 | 1,02,078 | 1,15,666 |
| Borrowings | 2,478 | 1,217 | 2,623 |
| Other liabilities | 3,954 | 4,143 | 4,207 |
| Total equity & liabilities | 1,05,585 | 1,19,367 | 1,36,603 |
| Fixed assets | 433 | 490 | 502 |
| Investments | 22,344 | 23,831 | 29,020 |
| 82,809 | 95,046 | 1,07,082 | |
| Total assets | 1,05,585 | 1,19,367 | 1,36,603 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| -1,576 | 2,504 | 3,366 | 295 | 2,954 | 4,487 | -554 | |
| 549 | -1,535 | -1,379 | -1,594 | -1,296 | -2,151 | -1,745 | |
| 414 | -274 | -59 | -96 | -694 | -188 | -205 | |
| Net cash flow | -612 | 696 | 1,928 | -1,394 | 963 | 2,148 | -2,504 |
| Free cash flow | -1,732 | 2,381 | 3,289 | 237 | 2,856 | 4,315 | -706 |
| CFO / Operating profit % | — | 90.7% | — | — | 61.7% | 71.3% | -7.4% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 8,232.56 | 2,764.02 | 78,679.18 | 68,455.56 | 10,223.62 | 27.04 |
| Corporate/Wholesale Banking | 2,576.7 | 882.5 |
| 21,146.79 |
| 18,397.43 |
| 2,749.36 |
| 32.1 |
| Treasury | 2,127.26 | 590.92 | 30,120.24 | 29,854.41 | 265.83 | 222.29 |
| Other Banking Operations | 222.15 | 177.66 | 0 | 0 | — | — |
| Unallocated | 0 | 0 | 6,656.88 | 5,787.82 | 869.06 | 0 |
₹ crore by fiscal year