| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| 4,013 | 4,710 | 5,353 | |
| Interest | 1,886 | 2,317 | 2,760 |
| Expenses | 2,221 | 2,635 | 3,213 |
| Financing profit | -94 | -242 | -620 |
| Financing margin % | -2.4% | -5.1% | -11.6% |
| Other income | 671 | 776 | 1,022 |
| Depreciation | 62 | 61 | 75 |
| Profit before tax | 514 | 474 | 326 |
| Tax | 0 | -28 | 0 |
| Tax % | 0% | -5.9% | 0% |
| PAT | 514 | 501 | 326 |
| EPS (₹) | 90.9 | 47.9 | 31 |
| EPS adjusted (₹) | 64 | 47.7 | 31 |
| Gross NPA % | 0% | 0% | 2.5% |
| Net NPA % | 0% | 0% | 0.9% |
| Annual report | — | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Equity capital | 105 | 105 | 105 |
| Reserves | 3,473 | 4,013 | 4,365 |
| Deposits | 22,571 | 29,120 | 35,784 |
| Borrowings | 5,211 | 3,867 | 5,497 |
| Other liabilities | 1,350 | 1,359 | 1,696 |
| Total equity & liabilities | 32,710 | 38,464 | 47,448 |
| Fixed assets | 142 | 153 | 199 |
| Investments | 6,738 | 5,945 | 9,812 |
| 25,831 | 32,366 | 37,437 | |
| Total assets | 32,710 | 38,464 | 47,448 |
| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| 707 | 4,073 | 594 | |
| -780 | -321 | -4,133 | |
| 33 | -1,331 | 1,641 | |
| Net cash flow | -40 | 2,421 | -1,898 |
| Free cash flow | 630 | 4,000 | 471 |
| CFO / Operating profit % | 39.5% | 196.3% | 27.7% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Other Retail Units | 8,301.95 | 20.34 | 30,049.59 | 37,237.02 | — | — |
| Treasury | 1,506.14 | 158.98 |
| 12,502.55 |
| 5,661.54 |
| 6,841.01 |
| 2.32 |
| Corporate/Wholesale Banking | 389.68 | 18.31 | 4,430.84 | 17.67 | 4,413.17 | 0.41 |
| Other Banking operations | 114.59 | 114.59 | 10.5 | 4.41 | 6.09 | 1,881.61 |
| Unallocated | 12.5 | 0 | 0 | 0 | — | — |
| Digital Banking Units | 4.94 | 1.72 | 21.59 | 11.13 | 10.46 | 16.44 |
₹ crore by fiscal year