Jhaveri Credits & Capital Ltd (JHACC)

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Jhaveri Credits & Capital Ltd (JHACC) · mywealthgrid

About

Jhaveri Credits & Capital Ltd operates in Other Financial Services within India's Financials sector as a micro-scale player with market cap ₹197.47 Cr. The company generates quarterly revenue of ₹0.12–0.22 Cr and maintains a debt-free balance sheet (D/E 0), though profitability has been volatile across recent periods. Sustainability depends on maintaining current profitability improvements (14.37% OPM) amid a historical pattern of operational instability.

Face value: ₹10

Market cap

₹219 Cr

P/E

—

P/B

1.8×

Dividend yield

ROE

1.9%

ROCE

2.7%

Debt / equity

0.03

OPM

-2.4%

EPS (TTM)

₹-0.4

Book value

₹108.5

52-week high

—

52-week low

Key insights

Company research notes and source-linked reviews

Key risks

Profitability volatility: Net profit ranged from -0.37 Cr (Mar 2021) to +0.2 Cr (Sep 2020) with OPM spanning -239.32% to +93.02%, indicating unstable operations and poor cost control.
Poor capital returns: ROE of 2.78% reflects weak returns on deployed capital; verify whether business model can generate acceptable returns at scale.
Shareholder value erosion: 1-year return of -29.59% and price volatility (52-week range ₹158.05–₹260.3) indicate sustained market skepticism about company viability.

Generated analysis · source review pending

Growth drivers

Operating margin improved to 14.37% (currently) from -29.41% (Mar 2021), indicating operational improvement potential if sustained, though historical quarterly volatility (-239.32% to +93.02%) requires verification this is structural rather than cyclical.
Zero debt (D/E 0) eliminates financial constraints and provides capital capacity for growth; verify current lending asset trajectory within Other Financial Services to assess whether company is actively expanding operations.

Generated analysis · source review pending

1,297 historical price candles were omitted because the exchange source has not been verified.

₹197.5+1.7%1Y

Quick read

rule-based

Pros

+Profit CAGR of 35.1% over the last 3 years
+Revenue CAGR of 99.8% over the last 5 years
+Almost debt-free (debt/equity 0)
+High promoter holding of 64.4% with no pledge

Cons

−Low return on equity of 2.7% (3-yr avg)

Research score

Structured signal from quality, growth, valuation and momentum.

58/100

Business quality: 28
Growth: 50
Valuation

Revenue & net profit

₹ crore, by fiscal year

RevenuePAT

Margins

% of revenue, by fiscal year

OPMPAT margin

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	2	1	1	3	9	12	26	23	111
Interest	0	0	0	0	0	0	0	0	0
Expenses	2	1	1	4	9	11	24	20	114
Financing profit	-0	-0	-1	-0	-0	1	3	3	-3
Financing margin %	-12.4%	-12%	-95.2%	-4%	-2.1%	5.5%	9.5%	14.3%	-2.8%
Other income	0	—	0	0	1	0	0	0	8
Depreciation	0	0	0	0	0	0	0	1	2
Exceptional items	—	—	—	0	0	—	—	—	-1
Profit before tax	0	0	-0	0	0	1	3	3	2
Tax	—	—	—	0	0	0	1	0	0
Tax %	—	—	—	—	18.2%	3.7%	37.8%	12.7%	10.5%
PAT	0	-0	-0	-0	0	1	2	2	2
EPS (₹)	0	—	—	-0.6	0.4	1.2	2.4	2.7	1.7
EPS adjusted (₹)	—	—	—	-0.6	0.4	1.2	1.8	2.7	1.8
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025	—

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity capital	6	6	6	6	9	9	11
Reserves	—	1	1	2	76	79	109
	—	0	3	0	1	0	4
	—	2	1	1	1	1	15
Total equity & liabilities	—	9	12	9	88	89	139
	0	0	0	0	1	3	9
CWIP	—	0	0	—	—	—	0
Investments	—	1	7	0	0	2	11
	—	8	5	9	86	84	120
Total assets	—	9	12	9	88	89	139

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1	5	2	-8	-7	-4
	-0	-6	0	74	-5	-30
	-0	1	-2	10	-27	14
Net cash flow	-2	0	-0	76	-39	-21
Free cash flow	-1	5	2	-9	-9	-4
CFO / Operating profit %	—	—	222.7%	-311.5%	-205.4%	—

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Ratios

Annual operating, return, leverage and working-capital ratios.

Standalone figures

Ratio	Mar 2017	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	3.4%	7.4%	9.6%	11.3%	17.1%	4.7%
EBITDA margin %	-7.5%	-88.9%	-4%	0.1%	7.6%	9.7%	14.4%	-2.4%
EBIT margin %	-9.8%	-90.5%	-4%	0.1%	7.6%	9.2%	11.8%	-4.3%
PAT margin %	-4.5%	-73%	-11.2%	3%	6.8%	6.2%	10.3%	1.8%
Working capital
Receivable days	—	—	188	46	0	22	60	59
Inventory days	—	—	458	0	0	122	182	41
Payable days	—	—	160	51	26	0	1	10
NWC days	—	—	486	-5	-26	144	241	89
Leverage
Current ratio	—	—	4.76	2.68	11.21	62.25	57.74	8.32
Debt to EBITDA	—	—	—	318	0	0.37	0	—
Debt to equity	—	—	0	0.42	0	0.01	0	0.03
Interest coverage	-1.9	-10.3	—	2.7	4.4	87.3	138.5	7.1
Asset turnover	—	—	0.39	0.76	1.28	0.3	0.26	0.8
Return ratios
Return on assets %	—	—	-4.4%	2.3%	8.7%	1.8%	2.7%	1.4%
Return on capital employed %	—	—	0%	7.3%	13.4%	5.5%	3.2%	2.7%
Return on equity %	—	—	-5.4%	3.6%	9.5%	1.9%	2.7%	1.6%

Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.25%	74.25%	53%	53.04%	53.03%	53.03%	53.19%	53.25%	50.45%	50.76%	50.91%	64.39%
	0%	0%	3.51%	3.51%	3.51%	3.61%	4.4%	4.4%	4.17%	4.17%	4.17%	3.56%
DII	0%	0%	0.78%	0.78%	0.78%	0.78%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	25.75%	25.75%	42.71%	42.67%	42.68%	42.58%	42.41%	42.35%	45.38%	45.07%	44.92%	32.05%
No. of shareholders	—	—	—	—	—	—	—	—	4,180	4,149	4,068	4,056

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Jhaveri Credits & Capital Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results12 Aug 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

20 announcementsExport CSV

1 Oct 2026, 3:26 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

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Ratio	Mar 2017	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Margins
Gross margin %	—	—	3.4%	7.4%	9.6%	11.3%	17.1%	4.7%
EBITDA margin %	-7.5%	-88.9%	-4%	0.1%	7.6%	9.7%	14.4%	-2.4%
EBIT margin %	-9.8%	-90.5%	-4%	0.1%	7.6%	9.2%	11.8%	-4.3%
PAT margin %	-4.5%	-73%	-11.2%	3%	6.8%	6.2%	10.3%	1.8%
Working capital
Receivable days	—	—	188	46	0	22	60	59
Inventory days	—	—	458	0	0	122	182	41
Payable days	—	—	160	51	26	0	1	10
NWC days	—	—	486	-5	-26	144	241	89
Leverage
Current ratio	—	—	4.76	2.68	11.21	62.25	57.74	8.32
Debt to EBITDA	—	—	—	318	0	0.37	0	—
Debt to equity	—	—	0	0.42	0	0.01	0	0.03
Interest coverage	-1.9	-10.3	—	2.7	4.4	87.3	138.5	7.1
Asset turnover	—	—	0.39	0.76	1.28	0.3	0.26	0.8
Return ratios
Return on assets %	—	—	-4.4%	2.3%	8.7%	1.8%	2.7%	1.4%
Return on capital employed %	—	—	0%	7.3%	13.4%	5.5%	3.2%	2.7%
Return on equity %	—	—	-5.4%	3.6%	9.5%	1.9%	2.7%	1.6%

Company	Mkt Cap	EV	Revenue	EBITDA	OPM	PAT	NPM	ROCE	ROE	WC Days
Crisil LimitedCRISILCRISIL	₹32,373 Cr	₹32,373 Cr	₹4,126 Cr	₹1,229 Cr	29.7%	₹884 Cr	21%	33.9%	27.4%	48
RRP Semiconductor LtdRRPRRP	₹11,162 Cr	₹11,168 Cr	₹-7 Cr	₹-7 Cr	—	₹-8 Cr	—	-32.7%	-59.8%	—
Onemi Technology Solutions LimitedKISSHTKISSHT	₹6,254 Cr	₹7,346 Cr	₹2,179 Cr	₹651 Cr	29.9%	₹281 Cr	12.9%	32.9%	21%	-8
Asset Reconstruction Company (India) LimitedARCILARCIL	₹4,546 Cr	₹5,751 Cr	₹722 Cr	₹473 Cr	65.5%	₹-36 Cr	44.7%	—	-1.3%	—
Colab Platforms LtdCOLABCOLAB	₹2,622 Cr	₹2,624 Cr	₹158 Cr	₹2 Cr	1%	₹5 Cr	2.9%	23.2%	17.2%	9
Gyftr LtdGYFTRGYFTR	₹1,204 Cr	₹1,240 Cr	₹14 Cr	₹3 Cr	21.6%	₹2 Cr	12.9%	—	0.5%	—
Prime Securities LimitedPRIMESECUPRIMESECU	₹1,022 Cr	₹1,024 Cr	₹125 Cr	₹13 Cr	15.7%	₹5 Cr	9.6%	—	6.7%	—
Centrum Capital LimitedCENTRUMCENTRUM	₹969 Cr	₹17,026 Cr	₹3,643 Cr	₹948 Cr	29.2%	₹-217 Cr	-7.5%	12.7%	-46.8%	-519
Wealth First Portfolio Managers LimitedWEALTHWEALTH	₹952 Cr	₹952 Cr	₹58 Cr	₹37 Cr	72.3%	₹33 Cr	56%	34.5%	27.7%	563
Stellant Securities (India) LtdSTELLANTSTELLANT	₹518 Cr	₹518 Cr	₹0 Cr	₹-0 Cr	-93.8%	₹-0 Cr	-93.8%	-45.5%	-44.8%	0
The Investment Trust Of India LimitedTHEINVESTTHEINVEST	₹472 Cr	₹523 Cr	₹274 Cr	₹48 Cr	20.2%	₹33 Cr	12.2%	8.5%	4.2%	-42
Ndl Ventures LimitedNDLVENTURENDLVENTURE	₹422 Cr	₹1,328 Cr	₹1,044 Cr	₹149 Cr	17%	₹-38 Cr	0.2%	4.4%	-5.9%	-739

10 deals · 29 Nov 2022 – 27 Sept 2023

Date	Client	Type	Venue	Side	Quantity	Price	Value
27 Sept 2023	KAMLABEN VITTHALBHAI PATEL	Bulk	BSE	Sell	84,191	₹162.45	₹1.37 Cr
3 Apr 2023	NITINKUMAR AMBALAL PATEL	Bulk	BSE	Sell	1,38,901	₹57.47	₹0.80 Cr
7 Feb 2023	KARAN JEET RESOURCES PRIATE LIMITED	Bulk	BSE	Sell	1,22,600	₹17.30	₹0.21 Cr
27 Jan 2023	KAMLABEN VITTHALBHAI PATEL	Bulk	BSE	Buy	36,000	₹12.33	₹0.04 Cr
9 Dec 2022	RAHUL ANANTRAI MEHTA	Bulk	BSE	Buy	45,000	₹9.88	₹0.04 Cr
30 Nov 2022	KUNVARJI FINCORP PRIVATE LIMITED	Bulk	BSE	Sell	53,222	₹5.96	₹0.03 Cr
30 Nov 2022	KAMLABEN VITTHALBHAI PATEL	Bulk	BSE	Buy	35,457	₹6.02	₹0.02 Cr
29 Nov 2022	SMITA N PATEL	Bulk	BSE	Buy	70,400	₹5.85	₹0.04 Cr
29 Nov 2022	NAVINCHANDRA N SHAH-HUF	Bulk	BSE	Sell	69,400	₹5.84	₹0.04 Cr
29 Nov 2022	KUNVARJI FINCORP PRIVATE LIMITED	Bulk	BSE	Sell	54,213	₹6.00	₹0.03 Cr

1–10 of 10

1 / 1

Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.

Date	Category	Subject	Filing
1 Oct 2026, 3:26 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
30 Sept 2026, 4:35 pm	AGM/EGM Postal Ballot	Shareholder Meeting / Postal Ballot-Notice of Postal Ballot	PDF
19 Sept 2026, 4:47 pm	Company Update General	Announcement Under Regulations 30 LODR	PDF
19 Sept 2026, 4:42 pm	Company Update Change of Name	Announcement under Regulation 30 (LODR)-Change of Company Name	PDF
19 Sept 2026, 4:39 pm	Company Update Amendments to Memorandum & Articles of Association	Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association	PDF
19 Sept 2026, 4:33 pm	Others Outcome without intimation	Board Meeting Outcome For Outcome Of Board Meeting Dated September 19, 2026	PDF
5 Sept 2026, 3:33 pm	Company Update Newspaper Publication	Announcement under Regulation 30 (LODR)-Newspaper Publication	PDF
4 Sept 2026, 12:32 pm	Company Update Award of Order / Receipt of Order	Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order	PDF

Jhaveri Credits & Capital Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Ratios

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

1

Announcements

1

Not in the F&O segment

No fund holdings on record

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

Jhaveri Credits & Capital Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Revenue & net profit

Margins

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

Ratio timeline

Shareholding

Quarterly record

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Board meetings1

Announcements

Ratio timeline

Board meetings1

Not in the F&O segment

No fund holdings on record

Quarterly record

Bulk & block deals

Board and management

Announcements

Annual reports

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1