Consolidated figures · ₹ crore
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 21,401 | 39,108 | 38,862 | 44,985 | 55,650 | 62,039 | 67,504 | |
| Interest | 13,798 | 23,439 | 22,129 | 24,717 | 32,341 | 36,826 | 40,539 |
| Expenses | 9,551 | 19,284 | 20,275 | 21,550 | 20,316 | 19,794 | 20,684 |
| Financing profit | -1,947 | -3,615 | -3,543 | -1,282 | 2,993 | 5,419 | 6,282 |
| Financing margin % | -9.1% | -9.2% | -9.1% | -2.9% | 5.4% | 8.7% | 9.3% |
| Other income | 3,326 | 6,540 | 7,407 | 7,805 | 8,582 | 10,011 | 10,829 |
| Depreciation | — | — | 601 | 532 | 531 | 543 | 609 |
| Profit before tax | 1,482 | 3,060 | 3,413 | 6,233 | 11,337 | 15,157 | 15,981 |
| Tax | 620 | -90 | -731 | 659 | 2,915 | 3,893 | 4,275 |
| Tax % | 41.8% | -3% | -21.4% | 10.6% | 25.7% | 25.7% | 26.8% |
| PAT | 862 | 3,151 | 4,144 | 5,574 | 8,423 | 11,264 | 11,707 |
| EPS (₹) | 16.4 | 27.9 | 34 | 44.7 | 66 | 83.6 | 86.9 |
| EPS adjusted (₹) | 15.9 | 29.1 | 34.5 | 46.7 | 64.7 | 85.6 | 88.7 |
| 0% | 7.2% | 19.1% | 19.2% | 18.2% | 19.4% | 21% | |
| Gross NPA % | 6.9% | 9.9% | 8.5% | 6% | 4% | 3.1% | 2% |
| Net NPA % | 3.1% | 3.4% | 2.3% | 0.9% | 0.4% | 0.2% | 0.2% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 480 | 609 | 1,129 | 1,245 | 1,245 | 1,347 | 1,347 | 1,347 |
| Reserves | 2 | 19,235 | 38,329 | 43,706 | 48,261 | 58,901 | 70,166 | 78,696 |
| Deposits | 2,42,041 | 2,60,184 | 5,38,030 | 5,93,571 | 6,21,123 | 6,87,953 | 7,37,098 | 8,27,654 |
| Borrowings | 12,138 | 20,830 | 26,203 | 17,153 | 22,092 | 23,143 | 41,552 | 46,807 |
| Other liabilities | 25,728 | 9,282 | 24,423 | 18,421 | 20,612 | 24,365 | 26,875 | 37,049 |
| Total equity & liabilities | 2,80,388 | 3,10,141 | 6,28,114 | 6,74,096 | 7,13,334 | 7,95,709 | 8,77,039 | 9,91,553 |
| Fixed assets | 10 | 3,965 | 7,393 | 7,699 | 7,481 | 7,540 | 8,857 | 8,677 |
| Investments | 65,272 | 81,871 | 1,78,292 | 1,76,502 | 1,88,366 | 2,15,242 | 2,28,421 | 2,47,682 |
| 2,15,107 | 2,24,305 | 4,42,429 | 4,89,896 | 5,17,487 | 5,72,927 | 6,39,760 | 7,35,194 | |
| Total assets | 2,80,388 | 3,10,141 | 6,28,114 | 6,74,096 | 7,13,334 | 7,95,709 | 8,77,039 | 9,91,553 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 17,065 | 28,750 | -27,894 | -8,617 | 17,396 | 18,815 | |
| -545 | -305 | -314 | -618 | -348 | -428 | |
| 23,643 | 18 | -1,543 | 1,195 | -4,264 | -7,649 | |
| Net cash flow | 40,163 | 28,464 | -29,751 | -8,040 | 12,784 | 10,738 |
| Free cash flow | 16,504 | 28,427 | -28,228 | -9,244 | 17,396 | 18,361 |
| CFO / Operating profit % | 86.1% | 154.7% | -119% | -24.4% | 41.2% | 40.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| RETAIL BANKING | 32,213.67 | 6,758.35 | 3,83,509.48 | 3,53,117.91 | 30,391.57 | 22.24 |
| CORPORATE / WHOLESALE BANKING | 25,027.09 | 5,503.98 |
| 3,04,457.62 |
| 2,80,330.59 |
| 24,127.03 |
| 22.81 |
| TREASURY OPERATIONS | 18,739.55 | 6,348.84 | 2,94,517.21 | 2,71,177.92 | 23,339.29 | 27.2 |
| OTHER BANKING OPERATIONS | 2,352.39 | 1,405.01 | 3,581.34 | 1,848.32 | 1,733.02 | 81.07 |
₹ crore by fiscal year