Consolidated figures
| Ratio | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||
| PAT margin % | -15.6% | -17.5% | 3% | 0.8% | 10.9% | 9.7% | 4.1% | 4% |
| Return ratios | ||||||||
| Return on assets % | -1.1% | -1.9% | 0.3% | 0.1% | 1% | 1% | 0.4% | 0.4% |
| Return on capital employed % | 0.6% | 5.3% | 6.3% | 4.6% | 6.6% | 6.9% | 6.2% | 6% |
| Return on equity % | -10.5% | -18.5% | 2.7% | 0.6% | 9.6% | 9.1% | 3.9% | 3.4% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.