Consolidated figures
| Ratio | Mar 2017 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||
| PAT margin % | 9.7% | 11.7% | 11.7% | 13.9% | 18% | 16.8% | 15.1% | 15.1% |
| Return ratios | ||||||||
| Return on assets % | 0.7% | 0.9% | 0.8% | 0.9% | 1.2% | 1.2% | 1.2% | 1.1% |
| Return on capital employed % | 1.1% | 7.3% | 5.6% | 5% | 5.9% | 6.9% | 7% | 6.4% |
| Return on equity % | 9.5% | 10.7% | 10.2% | 10.4% | 14.5% | 12.8% | 11.9% | 10.9% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.