| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| 1,940 | 2,854 | 3,818 | 3,862 | 4,348 | |
| Interest | 793 | 1,017 | 1,449 | 1,811 | 1,837 |
| Expenses | 863 | 1,231 | 2,184 | 3,094 | 2,671 |
| Financing profit | 284 | 606 | 186 | -1,042 | -160 |
| Financing margin % | 14.7% | 21.2% | 4.9% | -27% | -3.7% |
| Other income | 208 | 288 | 442 | 467 | 0 |
| Depreciation | — | — | 57 | 60 | 69 |
| Profit before tax | — | — | 570 | -693 | -228 |
| Tax | — | — | 145 | -172 | -62 |
| Tax % | — | — | 25.4% | -24.8% | -27.2% |
| PAT | 55 | 302 | 426 | -521 | -166 |
| EPS (₹) | 1.2 | 6.7 | 9 | -10.1 | -3.2 |
| EPS adjusted (₹) | 1.2 | 6.7 | 8.3 | -10.1 | -3.2 |
| 0% | 0% | 7.8% | — | — | |
| Gross NPA % | — | — | 4.8% | 6.9% | 5.4% |
| Net NPA % | — | — | 2.3% | 3% | 1.8% |
| Annual report | — | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Equity capital | 449 | 449 | 515 | 515 | 516 |
| Reserves | 957 | 1,260 | 1,971 | 1,430 | 1,264 |
| Deposits | 12,815 | 14,666 | 19,868 | 23,276 | 25,850 |
| Borrowings | 2,953 | 3,354 | 3,223 | 1,406 | 2,753 |
| Other liabilities | 533 | 495 | 510 | 551 | 485 |
| Total equity & liabilities | 17,708 | 20,224 | 26,087 | 27,178 | 30,868 |
| Fixed assets | 159 | 188 | 208 | 300 | 516 |
| Investments | 4,070 | 4,889 | 5,541 | 5,995 | 6,399 |
| 13,478 | 15,147 | 20,338 | 20,883 | 23,953 | |
| Total assets | 17,708 | 20,224 | 26,087 | 27,178 | 30,868 |
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| -585 | -571 | 1,001 | 3,176 | -1,960 | |
| -982 | -573 | -583 | -769 | -192 | |
| 1,259 | 399 | 235 | -1,852 | 1,347 | |
| Net cash flow | -308 | -745 | 653 | 556 | -805 |
| Free cash flow | -639 | -642 | 930 | 3,024 | -2,243 |
| CFO / Operating profit % | — | — | 61.2% | 413.3% | -116.8% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail | 3,661.64 | -425.85 | 21,784.49 | 22,076.19 | — | — |
| Treasury | 404.85 | -9.56 |
| 7,543.46 |
| 5,930.27 |
| 1,613.19 |
| -0.59 |
| Other Banking Operations | 178.44 | 171.32 | 0 | 0 | — | — |
| Wholesale | 103.3 | 35.69 | 792.76 | 743.89 | 48.87 | 73.03 |
| Capital & Reserves | 0 | 0 | 0 | 1,780.04 | — | — |
| NA | 0 | 0 | 0 | 0 | — | — |
| Unallocated | 0 | 0 | 747.27 | 337.59 | 409.68 | 0 |
₹ crore by fiscal year