| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 2,645 | 3,194 | 3,460 | 4,162 | 5,486 | 6,312 | 6,794 | |
| Interest | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 | 3,403 |
| Expenses | 1,180 | 1,705 | 2,123 | 2,446 | 2,681 | 3,816 | 4,106 |
| Financing profit | 315 | 93 | -84 | 99 | 399 | -564 | -715 |
| Financing margin % | 11.9% | 2.9% | -2.4% | 2.4% | 7.3% | -8.9% | -10.5% |
| Other income | 282 | 418 | 538 | 670 | 799 | 911 | 1,074 |
| Depreciation | — | — | 75 | — | 134 | 148 | 231 |
| Profit before tax | — | 511 | 378 | 769 | 1,063 | 199 | 128 |
| Tax | — | 127 | 97 | 195 | 264 | 52 | 25 |
| Tax % | — | 24.9% | 25.8% | 25.4% | 24.9% | 26.1% | 19.6% |
| PAT | 244 | 384 | 281 | 574 | 799 | 147 | 103 |
| EPS (₹) | — | 3.5 | 2.4 | 4.8 | 7.1 | 1.3 | 0.9 |
| EPS adjusted (₹) | 2.3 | 3.4 | 2.2 | 5.2 | 7 | 1.3 | 0.9 |
| — | 0% | 0% | 21% | 14% | 0% | — | |
| Gross NPA % | — | 3.7% | 4.2% | 2.8% | 0% | 2.9% | 2.6% |
| Net NPA % | — | 1.6% | 2.5% | 1.2% | 0% | 1% | 0.7% |
| Annual report | — | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 | 1,141 |
| Reserves | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 | 4,984 |
| Deposits | 10,788 | 16,392 | 18,951 | 25,381 | 36,129 | 43,107 | 46,533 |
| Borrowings | 5,135 | 4,165 | 2,616 | 2,974 | 1,788 | 2,137 | 5,773 |
| Other liabilities | 628 | 762 | 1,139 | 1,446 | 1,418 | 1,519 | 2,180 |
| Total equity & liabilities | 19,296 | 24,715 | 26,952 | 34,958 | 45,304 | 52,836 | 60,610 |
| Fixed assets | 213 | 185 | 200 | 379 | 605 | 696 | 715 |
| Investments | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 | 10,149 |
| 16,740 | 20,825 | 22,302 | 27,914 | 35,634 | 42,851 | 49,746 | |
| Total assets | 19,296 | 24,715 | 26,952 | 34,958 | 45,304 | 52,836 | 60,610 |
| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 440 | 2,044 | 159 | -998 | 4,298 | 1,937 | -3,316 | |
| -72 | -43 | -89 | -261 | -422 | -239 | -185 | |
| 908 | -1,154 | -1,317 | 60 | -1,612 | 259 | 3,641 | |
| Net cash flow | 1,276 | 847 | -1,246 | -1,199 | 2,264 | 1,957 | 140 |
| Free cash flow | 365 | 2,014 | 96 | -1,263 | 4,053 | 1,778 | -3,422 |
| CFO / Operating profit % | — | 137.2% | 11.9% | — | 153.2% | 77.6% | -123.3% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 6,615.83 | -161.3 | 42,723.19 | 38,668.62 | 4,054.57 | -3.98 |
| Treasury | 1,003.63 | 266.04 |
| 15,115.52 |
| 13,618.51 |
| 1,497.01 |
| 17.77 |
| Other Banking operations | 129.6 | 125.21 | 0 | 0 | — | — |
| Wholesale Banking | 118.71 | -25.05 | 2,368.12 | 2,142.83 | 225.29 | -11.12 |
| Unallocated | 0 | -76.77 | 403.53 | 55.57 | 347.96 | -22.06 |
₹ crore by fiscal year