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| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,204 | 1,089 | 1,013 | 971 | 988 | 931 | 917 | 1,071 | 1,207 | 1,320 | 1,601 | |
| Interest | 900 | 757 | 668 | 625 | 614 | 601 | 554 | 595 | 749 | 837 | 979 |
| Expenses | 485 | 430 | 473 | 388 | 440 | 429 | 520 | 434 | 507 | 556 | 647 |
| Financing profit | -181 | -99 | -127 | -41 | -67 | -99 | -158 | 42 | -49 | -72 | -24 |
| Financing margin % | -15% | -9.1% | -12.6% | -4.2% | -6.8% | -10.6% | -17.3% | 3.9% | -4.1% | -5.5% | -1.5% |
| Other income | 77 | 111 | 102 | 53 | 113 | 141 | 169 | 75 | 153 | 169 | 192 |
| Depreciation | — | — | — | — | — | — | -26 | 84 | 33 | 25 | 30 |
| Profit before tax | -196 | 12 | -25 | 12 | 46 | 43 | 37 | 32 | 70 | 72 | 138 |
| Tax | — | — | — | 0 | -20 | 5 | 1 | -18 | 13 | 5 | 35 |
| Tax % | — | — | — | 0% | -42.7% | 12.8% | 3.2% | -56.2% | 18% | 7% | 25.7% |
| PAT | -209 | 12 | -25 | 12 | 66 | 37 | 36 | 49 | 58 | 67 | 103 |
| EPS (₹) | — | — | -0.9 | 0.5 | 2.6 | 1.5 | 0.9 | 2 | 2.3 | 2.4 | 2.6 |
| EPS adjusted (₹) | -11.8 | 0.6 | -1 | 0.5 | 2.6 | 1.5 | 1.4 | 2 | 2.3 | 1.7 | 2.6 |
| Gross NPA % | 6.4% | 4.8% | 7.4% | 7.5% | 5.9% | 9.2% | 6.3% | 5.2% | 4.1% | 3% | 1.9% |
| Net NPA % | 2.8% | 2.6% | 3.2% | 2.4% | 1.6% | 4.8% | 2.9% | 1.2% | 1.3% | 1% | 0.5% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | — |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 177 | 210 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 395 | 395 |
| Reserves | 331 | 445 | 496 | 508 | 574 | 611 | 647 | 708 | 777 | 1,001 | 1,079 |
| Deposits | 11,354 | 11,294 | 10,920 | 10,603 | 10,904 | 11,712 | 12,403 | 13,352 | 14,290 | 16,013 | 18,643 |
| Borrowings | 252 | 145 | 392 | 200 | 178 | 150 | 150 | 492 | 299 | 200 | 737 |
| Other liabilities | 349 | 240 | 225 | 234 | 357 | 371 | 343 | 327 | 343 | 328 | 384 |
| Total equity & liabilities | 12,463 | 12,333 | 12,286 | 11,799 | 12,265 | 13,097 | 13,796 | 15,132 | 15,962 | 17,937 | 21,238 |
| Fixed assets | 179 | 214 | 204 | 202 | 214 | 225 | 221 | 258 | 274 | 282 | 290 |
| Investments | 3,792 | 4,194 | 4,365 | 4,037 | 3,682 | 4,439 | 4,044 | 3,889 | 3,942 | 3,955 | 4,257 |
| 8,492 | 7,925 | 7,718 | 7,560 | 8,369 | 8,433 | 9,531 | 10,986 | 11,745 | 13,700 | 16,690 | |
| Total assets | 12,463 | 12,333 | 12,286 | 11,799 | 12,265 | 13,097 | 13,796 | 15,132 | 15,962 | 17,937 | 21,238 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -298 | -99 | -203 | -144 | 554 | 0 | -233 | 216 | 17 | -5 | 631 | |
| -9 | -11 | -3 | -10 | -25 | 0 | -16 | -106 | 111 | -32 | -790 | |
| -150 | 84 | 270 | -95 | -23 | 0 | 0 | 0 | 0 | 142 | 150 | |
| Net cash flow | -457 | -26 | 64 | -248 | 506 | 0 | -249 | 111 | 128 | 105 | -8 |
| Free cash flow | -307 | -110 | -206 | -209 | 528 | 0 | -249 | 181 | -25 | -37 | 598 |
| CFO / Operating profit % | — | — | — | -24.6% | — | 0% | -58.9% | 34% | 2.5% | -0.6% | 66.1% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 1,100.93 | 64.31 | 11,990.2 | 11,291.64 | 698.56 | 9.21 |
| Corporate/ Wholesale Banking | 378.17 | -8.75 |
| 4,475.33 |
| 4,214.59 |
| 260.74 |
| -3.36 |
| Treasury | 294.32 | 62.21 | 4,698.22 | 4,257.52 | 440.7 | 14.12 |
| Other Banking Operations | 20.45 | 20.45 | 0 | 0 | — | — |
₹ crore by fiscal year