| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2,076 | 2,413 | 3,041 | 3,537 | 3,458 | 3,513 | 4,200 | 5,362 | 6,471 | 7,404 | |
| Interest | 1,279 | 1,418 | 1,892 | 2,272 | 2,172 | 2,155 | 2,483 | 3,434 | 4,364 | 4,948 |
| Expenses | 628 | 781 | 993 | 1,164 | 1,292 | 1,356 | 1,499 | 1,586 | 1,927 | 2,228 |
| Financing profit | 169 | 215 | 156 | 101 | -6 | 1 | 218 | 342 | 180 | 228 |
| Financing margin % | 8.2% | 8.9% | 5.1% | 2.9% | -0.2% | 0% | 5.2% | 6.4% | 2.8% | 3.1% |
| Other income | 249 | 310 | 350 | 391 | 459 | 452 | 409 | 474 | 751 | 855 |
| Depreciation | — | — | — | — | — | 64 | — | 94 | 101 | 106 |
| Profit before tax | — | — | 507 | 492 | 453 | 390 | 628 | 722 | 829 | 977 |
| Tax | — | — | 181 | 154 | 117 | 102 | 162 | 186 | 213 | 245 |
| Tax % | — | — | 35.8% | 31.3% | 25.8% | 26.2% | 25.8% | 25.8% | 25.7% | 25.1% |
| PAT | 200 | 245 | 325 | 338 | 336 | 288 | 466 | 536 | 615 | 732 |
| EPS (₹) | 7 | 8 | 10.5 | 10.9 | 10.8 | 9.3 | 15 | 17.2 | 19.6 | 23 |
| EPS adjusted (₹) | 7 | 8 | 10.5 | 10.9 | 10.8 | 9.2 | 15 | 17.1 | 19.4 | 22.7 |
| 7.1% | 9.4% | 9.5% | 0% | 0% | 10.8% | 8.4% | 7.3% | 6.9% | 6.3% | |
| Gross NPA % | — | — | 1.8% | 2.5% | 4.1% | 4.3% | 3.2% | 3.2% | 3% | 2.5% |
| Net NPA % | — | — | 0.7% | 1.2% | 2.3% | 2% | 1% | 1.1% | 1.1% | 0.9% |
| Annual report | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 284 | 285 | 308 | 310 | 310 | 311 | 311 | 312 | 313 | 317 | 322 |
| Reserves | 1,506 | 1,918 | 2,498 | 2,805 | 3,111 | 3,447 | 3,737 | 4,252 | 4,755 | 5,373 | 6,208 |
| Deposits | 14,926 | 19,289 | 24,007 | 28,435 | 30,370 | 29,704 | 34,692 | 41,239 | 49,353 | 60,031 | 72,583 |
| Borrowings | 1,148 | 1,276 | 1,927 | 2,723 | 3,408 | 4,482 | 4,082 | 4,118 | 6,219 | 9,115 | 6,086 |
| Other liabilities | 1,254 | 1,278 | 1,482 | 1,519 | 1,306 | 1,658 | 2,019 | 2,446 | 2,397 | 1,973 | 2,870 |
| Total equity & liabilities | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,840 | 52,366 | 63,037 | 76,810 | 88,069 |
| Fixed assets | 248 | 489 | 494 | 526 | 546 | 569 | 661 | 826 | 865 | 898 | 989 |
| Investments | 4,333 | 5,818 | 6,219 | 7,844 | 7,742 | 8,414 | 9,098 | 12,582 | 16,211 | 20,150 | 20,378 |
| 14,537 | 17,740 | 23,509 | 27,422 | 30,218 | 30,620 | 35,081 | 38,957 | 45,961 | 55,761 | 66,702 | |
| Total assets | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,840 | 52,366 | 63,037 | 76,810 | 88,069 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 220 | 240 | 230 | -281 | 171 | -1,502 | 1,606 | -1,566 | -1,240 | -3,098 | 4,588 | |
| -41 | -71 | -59 | -76 | -72 | -79 | -157 | -165 | -133 | -135 | -89 | |
| -6 | 132 | 1,009 | 779 | 654 | 1,075 | -398 | 8 | 2,070 | 2,865 | -2,977 | |
| Net cash flow | 172 | 301 | 1,180 | 421 | 752 | -507 | 1,051 | -1,722 | 697 | -367 | 1,522 |
| Free cash flow | 178 | 168 | 170 | -360 | 98 | -1,582 | 1,449 | -1,732 | -1,375 | -3,234 | 4,497 |
| CFO / Operating profit % | — | — | — | -13.7% | 7.2% | -69.4% | 74.5% | — | -32.8% | -68.2% | 88.6% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 6,758.11 | 514.44 | 55,597.12 | 55,550.34 | 46.78 | 1,099.7 |
| Treasury Operations | 2,025.18 | 222.77 |
| 25,625.18 |
| 20,129.99 |
| 5,495.19 |
| 4.05 |
| Corporate / Wholesale Banking | 541.33 | 67.77 | 6,300.13 | 5,850.47 | 449.66 | 15.07 |
| Other Banking Operations | 206.37 | 198.72 | 0 | 3.68 | — | — |
| Unallocable | 4.47 | -26.73 | 547.04 | 0 | 547.04 | -4.89 |
₹ crore by fiscal year