| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,944 | 3,174 | 3,402 | 3,767 | 4,169 | 4,135 | 4,105 | 4,714 | 5,271 | 5,834 | 6,870 | |
| Interest | 1,963 | 1,975 | 1,972 | 2,156 | 2,493 | 2,305 | 2,188 | 2,552 | 3,147 | 3,518 | 4,040 |
| Expenses | 788 | 990 | 1,172 | 1,201 | 1,769 | 1,842 | -6,812 | 1,723 | 1,559 | 1,716 | 2,090 |
| Financing profit | 193 | 209 | 258 | 410 | -94 | -12 | 8,728 | 440 | 564 | 600 | 740 |
| Financing margin % | 6.6% | 6.6% | 7.6% | 10.9% | -2.3% | -0.3% | 212.6% | 9.3% | 10.7% | 10.3% | 10.8% |
| Other income | 410 | 484 | 532 | 514 | 680 | 705 | 759 | 810 | 742 | 898 | 1,039 |
| Depreciation | — | — | — | — | — | — | 8,502 | 73 | 75 | 82 | 107 |
| Profit before tax | 603 | 693 | 790 | 925 | 586 | 693 | 985 | 1,177 | 1,231 | 1,417 | 1,671 |
| Tax | 158 | 190 | 198 | 242 | 110 | 100 | 225 | 240 | 215 | 293 | 345 |
| Tax % | 26.2% | 27.4% | 25.1% | 26.2% | 18.8% | 14.4% | 22.8% | 20.4% | 17.5% | 20.7% | 20.6% |
| PAT | 445 | 503 | 592 | 683 | 476 | 593 | 760 | 937 | 1,016 | 1,124 | 1,326 |
| EPS (₹) | 7.5 | 8.4 | 9.2 | 9.6 | 6.5 | 8 | 10.3 | 12.7 | 13.7 | 15.2 | 17.9 |
| EPS adjusted (₹) | — | — | — | — | — | 6 | 7.7 | 9.5 | 10.3 | 11.4 | 13.4 |
| 16.1% | 3.6% | 3.3% | 5.2% | 7.7% | 2.5% | 12.6% | 7.9% | 10.9% | 13.2% | 11.2% | |
| Gross NPA % | 2.4% | 2.8% | 3% | 3% | 4.1% | 5.1% | 5.1% | 4.4% | 4% | 3.1% | 1.9% |
| Net NPA % | 1.5% | 1.7% | 1.7% | 1.8% | 2.3% | 3% | 3% | 2.4% | 2% | 1.3% | 0.7% |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 74 | 74 | 74 | 74 | 74 | 74 |
| Reserves | 5,769 | 6,512 | 7,383 | 8,327 | 9,393 | 10,491 |
| Deposits | 44,537 | 47,690 | 52,398 | 55,657 | 63,526 | 78,308 |
| Borrowings | 1,346 | 5,312 | 4,688 | 4,724 | 2,169 | 5,327 |
| Other liabilities | 1,586 | 1,944 | 2,051 | 2,044 | 2,461 | 2,825 |
| Total equity & liabilities | 53,312 | 61,531 | 66,595 | 70,826 | 77,623 | 97,024 |
| Fixed assets | 233 | 215 | 239 | 270 | 322 | 469 |
| Investments | 9,436 | 12,221 | 14,333 | 15,664 | 17,336 | 18,987 |
| 43,643 | 49,095 | 52,023 | 54,891 | 59,965 | 77,569 | |
| Total assets | 53,312 | 61,531 | 66,595 | 70,826 | 77,623 | 97,024 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 922 | 1,21,273 | 726 | 527 | 1,625 | -11,435 | |
| -38 | 9,136 | 126 | 230 | 276 | 14,860 | |
| 14 | -23,222 | -852 | -463 | -3,554 | -3,425 | |
| Net cash flow | 898 | 1,07,187 | 0 | 294 | -1,653 | 0 |
| Free cash flow | 846 | 1,13,563 | 627 | 359 | 1,427 | -11,787 |
| CFO / Operating profit % | 40.2% | — | 24.3% | 14.2% | 39.5% | -239.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| OTHER RETAIL BANKING | 4,642.54 | 805.53 | 50,369.2 | 45,304.46 | 5,064.74 | 15.9 |
| CORPORATE WHOLESALE BANKING | 1,671.29 | 263.18 |
| 20,519.45 |
| 18,456.56 |
| 2,062.89 |
| 12.76 |
| TREASURY | 1,424.25 | 790.99 | 23,438.81 | 20,781.75 | 2,657.06 | 29.77 |
| OTHER BANKING OPERATIONS | 165.94 | 154.29 | 0 | 0 | — | — |
| DIGITAL BANKING | 4.57 | 0.24 | 0.45 | 0.2 | 0.25 | 96 |
| OTHER PROVISIONS AND CONTINGENCIES | 0 | -343 | 0 | 0 | — | — |
₹ crore by fiscal year