| ₹ Cr | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| 1,510 | 1,872 | 2,038 | 2,320 | 2,928 | 3,597 | 4,505 | |
| Interest | 918 | 931 | 885 | 986 | 1,451 | 2,121 | 2,785 |
| Expenses | 680 | 1,050 | 748 | 972 | 1,244 | 1,570 | 1,929 |
| Financing profit | -88 | -108 | 405 | 362 | 233 | -94 | -208 |
| Financing margin % | -5.8% | -5.8% | 19.9% | 15.6% | 8% | -2.6% | -4.6% |
| Other income | 222 | 401 | 247 | 316 | 584 | 972 | 1,177 |
| Depreciation | — | — | 38 | — | 56 | 79 | 117 |
| Profit before tax | 134 | 293 | 614 | 734 | 761 | 800 | 851 |
| Tax | 121 | 74 | 156 | 186 | 195 | 206 | 218 |
| Tax % | 90.5% | 25.4% | 25.4% | 25.4% | 25.6% | 25.7% | 25.6% |
| PAT | 13 | 218 | 458 | 547 | 567 | 594 | 633 |
| EPS (₹) | 0.9 | 12.6 | 26.4 | 31.6 | 32.7 | 34.2 | 36.5 |
| EPS adjusted (₹) | 0.7 | 12.6 | 26.4 | — | 32.7 | 34.2 | 36.5 |
| Gross NPA % | 3.5% | 2.7% | 1.8% | 1.3% | 1.5% | 1.6% | 1.7% |
| Net NPA % | 1.9% | 1.2% | 0.7% | 0.4% | 0.5% | 0.5% | 0.4% |
| Annual report | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 86 | 174 | 174 | 174 | 0 | 174 | 174 | 174 |
| Reserves | 694 | 1,787 | 2,007 | 2,478 | 0 | 3,630 | 4,324 | 4,721 |
| Deposits | 15,124 | 15,791 | 19,140 | 20,188 | 0 | 29,719 | 36,861 | 44,246 |
| Borrowings | 0 | 794 | 1,426 | 2,007 | 0 | 1,757 | 5,546 | 7,154 |
| Other liabilities | 1,007 | 319 | 591 | 509 | 0 | 776 | 931 | 1,432 |
| Total equity & liabilities | 16,911 | 18,864 | 23,337 | 25,356 | 0 | 36,056 | 47,836 | 57,727 |
| Fixed assets | 218 | 228 | 269 | 288 | 0 | 406 | 629 | 710 |
| Investments | 4,028 | 5,360 | 6,126 | 7,012 | 0 | 7,551 | 11,389 | 11,955 |
| 12,666 | 13,276 | 16,942 | 18,057 | 0 | 28,099 | 35,818 | 45,061 | |
| Total assets | 16,911 | 18,864 | 23,337 | 25,356 | 0 | 36,056 | 47,836 | 57,727 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| -893 | -1,109 | 1,374 | -858 | 0 | 1,783 | -5,256 | -314 | |
| -22 | -235 | -1,231 | 136 | 0 | -1,439 | 1,904 | -790 | |
| 674 | 1,310 | 632 | 581 | 0 | 974 | 3,789 | 1,608 | |
| Net cash flow | — | -34 | 775 | -140 | 0 | 1,318 | 437 | 505 |
| Free cash flow | -916 | -1,153 | 1,317 | -914 | 0 | 1,665 | -5,556 | -505 |
| CFO / Operating profit % | — | -133.6% | 167% | -66.5% | — | 105.9% | -259.3% | -12.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 3,104.83 | 604.66 | 29,242.87 | 23,835.56 | 5,407.31 | 11.18 |
| Corporate/Wholesale Banking | 1,505.75 | 100.97 |
| 15,980.41 |
| 24,992.87 |
| — |
| — |
| Treasury | 867.62 | 69.82 | 12,371.34 | 4,003.81 | 8,367.53 | 0.83 |
| Other Banking Operations | 203.59 | 76.28 | 57.47 | 0 | 57.47 | 132.73 |
₹ crore by fiscal year