Consolidated figures · ₹ crore
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| 60 | 179 | 318 | 530 | 615 | 528 | |
| Interest | 9 | 17 | 24 | 51 | 107 | 84 |
| Expenses | 31 | 127 | 265 | 477 | 489 | 487 |
| Financing profit | 19 | 36 | 29 | 1 | 19 | -43 |
| Financing margin % | 31.5% | 20% | 9.2% | 0.3% | 3.1% | -8.1% |
| Other income | 0 | 0 | 0 | 2 | 4 | 5 |
| Depreciation | 8 | 12 | 15 | 21 | 32 | 31 |
| Exceptional items | — | — | — | — | 0 | 106 |
| Profit before tax | 11 | 24 | 15 | -18 | -9 | 36 |
| Tax | 5 | 10 | 9 | 3 | 1 | 5 |
| Tax % | 41.8% | 43.1% | 58.8% | 17.8% | 15% | 14.1% |
| PAT | 7 | 14 | 6 | -21 | -10 | 31 |
| EPS (₹) | — | — | 1.2 | -0.4 | 0 | 1 |
| EPS adjusted (₹) | 3.7 | 0.4 | 0.3 | -0.1 | 0 | 1 |
| — | — | 8.1% | — | 50% | — | |
| Annual report | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 4 | 78 | 78 | 78 | 78 | 78 | 78 |
| Reserves | 127 | 444 | 485 | 543 | 545 | 550 | 595 |
| Minority interest | — | — | — | — | — | 25 | 17 |
| 58 | 121 | 297 | 728 | 884 | 996 | 961 | |
| — | 70 | 184 | 278 | 295 | 203 | 194 | |
| Total equity & liabilities | 169 | 713 | 1,044 | 1,626 | 1,801 | 1,853 | 1,846 |
| 8 | 22 | 23 | 39 | 62 | 90 | 84 | |
| CWIP | 2 | 0 | 3 | 0 | 0 | 0 | 0 |
| Investments | 24 | 9 | 10 | 0 | 10 | 64 | 210 |
| 135 | 682 | 1,008 | 1,588 | 1,728 | 1,699 | 1,551 | |
| Total assets | 169 | 713 | 1,044 | 1,626 | 1,801 | 1,853 | 1,846 |
| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| -453 | 30 | -69 | -313 | -23 | 121 | 13 | -254 | |
| -29 | 5 | -87 | -110 | -16 | 1 | -61 | 98 | |
| 490 | -17 | 231 | 480 | 80 | -124 | -27 | 217 | |
| Net cash flow | 8 | 19 | 74 | 56 | 41 | -2 | -75 | 62 |
| Free cash flow | -463 | 24 | -81 | -349 | -74 | 99 | 2 | -260 |
| CFO / Operating profit % | — | 57% | -129.5% | -597.1% | — | — | 10% | -625.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Prepaid Payment Instrument business | 303.32 | -14.6 | 125.73 | 117.26 | 8.47 | -172.37 |
| Lending business | 204.26 | -45.09 |
| 1,623.76 |
| 1,019.1 |
| 604.66 |
| -7.46 |
| Forex business | 24.93 | -7.42 | 46.69 | 18.43 | 28.26 | -26.26 |
| Others | 0.33 | -2.26 | 7.44 | 0.27 | 7.17 | -31.52 |
| Unallocated | 0 | 106.38 | 0 | 0 | — | — |
₹ crore by fiscal year