Standalone figures
| Ratio | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Margins | ||||
| PAT margin % | 109.5% | 14% | 14.5% | 13.5% |
| Return ratios | ||||
| Return on assets % | 0.2% | 1.2% | 1.3% | 1.2% |
| Return on capital employed % | 0.5% | 7% | 7% | 7.1% |
| Return on equity % | 3.1% | 9.3% | 9.8% | 9.7% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Margin, working-capital and leverage ratios are omitted: a bank funds itself with deposits and books interest as its cost of revenue, so they would measure something other than what they name.