| ₹ Cr | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| 6,644 | 10,885 | 12,524 | 13,871 | 15,905 | 18,870 | 21,948 | 21,689 | |
| Interest | 2,148 | 4,562 | 4,961 | 5,157 | 6,645 | 8,544 | 10,458 | 10,859 |
| Expenses | 2,546 | 3,820 | 6,724 | 11,298 | 8,693 | 9,310 | 10,555 | 11,526 |
| Financing profit | 1,950 | 2,504 | 840 | -2,584 | 567 | 1,016 | 936 | -696 |
| Financing margin % | 29.4% | 23% | 6.7% | -18.6% | 3.6% | 5.4% | 4.3% | -3.2% |
| Other income | 1,063 | 1,549 | 2,109 | 2,823 | 2,469 | 2,165 | 2,967 | 2,734 |
| Depreciation | — | — | — | 110 | 143 | 238 | 279 | 304 |
| Profit before tax | 3,013 | 4,053 | 2,949 | 129 | 2,893 | 2,943 | 3,623 | 1,734 |
| Tax | 1,062 | 1,030 | 743 | 3 | 698 | 713 | 878 | 510 |
| Tax % | 35.2% | 25.4% | 25.2% | 2.2% | 24.1% | 24.2% | 24.2% | 29.4% |
| PAT | 1,952 | 3,024 | 2,205 | 126 | 2,195 | 2,230 | 2,745 | 1,224 |
| EPS (₹) | 16.4 | 18.8 | 13.7 | 0.8 | 13.6 | 13.8 | 17 | 7.6 |
| EPS adjusted (₹) | — | — | 13.7 | 0.8 | 13.6 | 13.8 | 17 | 7.6 |
| 0% | 0% | 0% | 0% | 0% | 10.8% | 8.8% | 19.7% | |
| Gross NPA % | 2% | 1.5% | 6.8% | 6.5% | 4.9% | 3.8% | 4.7% | 3.3% |
| Net NPA % | 0.6% | 0.6% | 3.5% | 1.7% | 1.2% | 1.1% | 1.3% | 1% |
| Annual report | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 1,611 | 1,611 | 1,611 | 1,611 | 1,611 | 1,611 |
| Reserves | 15,798 | 15,770 | 17,973 | 19,999 | 22,994 | 23,964 |
| Deposits | 77,972 | 96,331 | 1,08,069 | 1,35,202 | 1,51,213 | 1,66,344 |
| Borrowings | 16,960 | 19,921 | 24,711 | 16,372 | 11,138 | 14,303 |
| Other liabilities | 2,675 | 5,234 | 3,406 | 4,659 | 4,520 | 4,902 |
| Total equity & liabilities | 1,15,016 | 1,38,867 | 1,55,770 | 1,77,842 | 1,91,476 | 2,11,124 |
| Fixed assets | 487 | 588 | 855 | 1,173 | 1,180 | 1,401 |
| Investments | 25,155 | 29,079 | 32,366 | 29,288 | 40,712 | 38,668 |
| 89,374 | 1,09,200 | 1,22,549 | 1,47,381 | 1,49,584 | 1,71,054 | |
| Total assets | 1,15,016 | 1,38,867 | 1,55,770 | 1,77,842 | 1,91,476 | 2,11,124 |
| ₹ Cr | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| -945 | 902 | -4,245 | 14,808 | 2,752 | 1,143 | |
| -1,804 | -612 | -1,618 | 1,691 | -3,879 | 317 | |
| 588 | 2,803 | 4,791 | -8,579 | -5,475 | 2,923 | |
| Net cash flow | -2,160 | 3,093 | -1,071 | 7,921 | -6,601 | 4,382 |
| Free cash flow | -1,167 | 690 | -4,657 | 14,251 | 2,464 | 614 |
| CFO / Operating profit % | -16.3% | 35.1% | -58.9% | 154.9% | 24.2% | 11.2% |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Retail Banking | 21,911.24 | 466.29 | 1,17,387.92 | 1,62,196.19 | — | — |
| Treasury | 3,083.64 | 981.9 |
| 52,591.16 |
| 14,986.8 |
| 37,604.36 |
| 2.61 |
| Wholesale Banking | 2,727.89 | -237.96 | 39,689.88 | 8,184.28 | 31,505.6 | -0.76 |
| Other Banking Operations | 548.6 | 523.58 | 75.42 | 0 | 75.42 | 694.22 |
₹ crore by fiscal year