Available Finance Ltd (AVAILFC)

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Available Finance Ltd (AVAILFC) · mywealthgrid

About

Available Finance Ltd is a micro-cap financial services company in 'Other Financial Services' with ₹151.62 Cr market cap, operating at minimal scale with quarterly revenues historically ₹0.2–0.26 Cr. Despite demonstrating operating margins of 79–84% through 2019, current metrics (PE n/a, ROE 1.23%) show minimal earnings, extreme profit volatility with a -₹1.46 Cr loss in Mar 2018, and zero institutional investor presence.

Face value: ₹10

Market cap

₹137 Cr

P/E

—

P/B

7.3×

Dividend yield

ROE

1.2%

ROCE

—

Debt / equity

—

OPM

52.6%

EPS (TTM)

₹-0.0

Book value

₹18.5

52-week high

—

52-week low

—

Key insights

Company research notes and source-linked reviews

Key risks

Micro-revenue base of ₹0.2–0.26 Cr per quarter creates operational fragility and limits scale
Extreme profit volatility with -₹1.46 Cr loss in Mar 2018 vs. negligible profits elsewhere; verify if company is operationally active or in restructuring
Current ROE of 1.23% and PE n/a indicate minimal earnings power; verify if recent results (2026-08-14) show improvement trajectory
Zero institutional holdings (FII/DII 0%) and 65.52% promoter concentration raise liquidity and governance concerns

Generated analysis · source review pending

Growth drivers

Historical OPM of 79–84% per quarter (through 2019) shows business can achieve cost efficiency; verify if revenue can scale from current ₹0.2–0.26 Cr level
Current OPM of 52.63% is lower than historical 79–84% range; clarify whether this reflects revenue growth (margin compression) or cost inflation
Recent results announcement (2026-08-14) may reveal operational trajectory; verify if company shows revenue growth momentum or remains at micro-scale

Generated analysis · source review pending

1,580 historical price candles were omitted because the exchange source has not been verified.

₹134.1-3.4%1Y

Quick read

rule-based

Pros

+Healthy operating margin of 52.6%
+High promoter holding of 65.5% with no pledge

Cons

−Low return on equity of 1.2% (3-yr avg)
−Profit declined 13.1% a year over the last 3 years
−Modest revenue growth of 0.4% a year over the last 5 years

Research score

Structured signal from quality, growth, valuation and momentum.

31/100

Business quality: 50
Growth: 0
Valuation

Peers

Comparable companies from the narrowest available industry classification.

Screen this industry Compare top 5 side-by-side

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Crisil LimitedCRISILCRISIL	₹32,373 Cr	₹32,373 Cr	₹4,126 Cr	₹1,229 Cr	29.7%	₹884 Cr	21%	33.9%	27.4%	48
RRP Semiconductor LtdRRPRRP	₹11,162 Cr	₹11,168 Cr	₹-7 Cr	₹-7 Cr	—	₹-8 Cr	—	-32.7%	-59.8%	—
Onemi Technology Solutions LimitedKISSHTKISSHT	₹6,254 Cr	₹7,346 Cr	₹2,179 Cr	₹651 Cr	29.9%	₹281 Cr	12.9%	32.9%	21%	-8
Asset Reconstruction Company (India) LimitedARCILARCIL	₹4,546 Cr	₹5,751 Cr	₹722 Cr	₹473 Cr	65.5%	₹-36 Cr	44.7%	—	-1.3%	—
Colab Platforms LtdCOLABCOLAB	₹2,622 Cr	₹2,624 Cr	₹158 Cr	₹2 Cr	1%	₹5 Cr	2.9%	23.2%	17.2%	9
Gyftr LtdGYFTRGYFTR	₹1,204 Cr	₹1,240 Cr	₹14 Cr	₹3 Cr	21.6%	₹2 Cr	12.9%	—	0.5%	—
Prime Securities LimitedPRIMESECUPRIMESECU	₹1,022 Cr	₹1,024 Cr	₹125 Cr	₹13 Cr	15.7%	₹5 Cr	9.6%	—	6.7%	—
Centrum Capital LimitedCENTRUMCENTRUM	₹969 Cr	₹17,026 Cr	₹3,643 Cr	₹948 Cr	29.2%	₹-217 Cr	-7.5%	12.7%	-46.8%	-519
Wealth First Portfolio Managers LimitedWEALTHWEALTH	₹952 Cr	₹952 Cr	₹58 Cr	₹37 Cr	72.3%	₹33 Cr	56%	34.5%	27.7%	563
Stellant Securities (India) LtdSTELLANTSTELLANT	₹518 Cr	₹518 Cr	₹0 Cr	₹-0 Cr	-93.8%	₹-0 Cr	-93.8%	-45.5%	-44.8%	0
The Investment Trust Of India LimitedTHEINVESTTHEINVEST	₹472 Cr	₹523 Cr	₹274 Cr	₹48 Cr	20.2%	₹33 Cr	12.2%	8.5%	4.2%	-42
Ndl Ventures LimitedNDLVENTURENDLVENTURE	₹422 Cr	₹1,328 Cr	₹1,044 Cr	₹149 Cr	17%	₹-38 Cr	0.2%	4.4%	-5.9%	-739

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Financials

Reported profit and loss, balance sheet, cash flow and growth history.

Annual Quarterly

Consolidated Standalone

Standalone figures · ₹ crore · years without a filed annual are summed from quarters

₹ Cr	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	3	2	1	1	1	1	1	1	1
Interest	3	2	1	1	0	0	0	0	—
Expenses	0	0	2	0	0	0	0	0	0
Financing profit	0	0	-1	-0	0	0	0	0	—
Financing margin %	8%	12.8%	-148.5%	-60.7%	65.5%	61.9%	50.9%	52.7%	—
Other income	—	—	—	—	0	0	0	0	0
Depreciation	—	0	—	0	0	0	0	0	—
Profit before tax	0	0	-1	-0	0	0	0	0	0
Tax	0	0	0	—	-0	0	0	0	0
Tax %	29.6%	34.6%	0%	—	-2.7%	20%	36.4%	20.7%	23.3%
PAT	0	0	-1	-0	0	0	0	0	0
EPS (₹)	0.1	0.2	-1.4	0	0.4	0.4	0.2	0.2	—
EPS adjusted (₹)	—	—	—	—	0.4	0.3	0.2	0.2	0.2
Annual report	Annual report for Mar 2016	Annual report for Mar 2017	Annual report for Mar 2018	Annual report for Mar 2019	Annual report for Mar 2021	Annual report for Mar 2022	Annual report for Mar 2023	Annual report for Mar 2024	Annual report for Mar 2025

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity capital	10	10	10	10	10
Reserves	7	7	8	8	9
	2	2	0	0	—
	0	0	0	0	0
Total equity & liabilities	19	20	18	19	19
	0	0	0	0	0
CWIP	—	0	0	0	—
Investments	11	12	12	12	12
	7	8	6	6	7
Total assets	19	20	18	19	19

₹ Cr	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	-6	-1	2	0	0
	6	0	0	0	0
	0	0	-2	0	0
Net cash flow	1	-1	0	0	0
Free cash flow	-6	-1	2	0	0
CFO / Operating profit %	—	-141%	513.5%	0%	30%

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Ratios

Annual operating, return, leverage and working-capital ratios.

No ratio history

Ratios derive from annual statements, which haven't been ingested yet.

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Shareholding

Quarterly ownership, named holders, insider transactions and disclosed deals.

Quarterly Annual

Every quarter filed · % of equity

Holder (%)	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	61.81%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	65.52%	65.52%
FII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
DII	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Government	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
	38.19%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	34.48%	34.48%
No. of shareholders	—	—	—	—	—	—	—	—	4,933	5,006	4,945	4,738

Promoter holding up 3.71 percentage points since Sep 2023.

19 deals · 15 Mar 2023 – 24 Mar 2026

Date	Client	Type	Venue	Side	Quantity	Price	Value
24 Mar 2026	ARCHANA COAL PRIVATE LIMITED	Bulk	BSE	Sell	8,16,296	₹130.34	₹10.64 Cr
24 Mar 2026	TAPAN AGARWAL	Bulk	BSE	Buy	7,35,281	₹130.41	₹9.59 Cr
24 Mar 2026	MANSI SHARE AND STOCK BROKING PRIVATE LIMITED	Bulk	BSE	Buy	2,43,782	₹130.05	₹3.17 Cr
24 Mar 2026	MANSI SHARE AND STOCK BROKING PRIVATE LIMITED	Bulk	BSE	Sell	1,50,782	₹130.00	₹1.96 Cr
17 Mar 2026	SETU SECURITIES PRIVATE LIMITED	Bulk	BSE	Buy	66,761	₹132.70	₹0.89 Cr
17 Mar 2026	MULTIPLIER SHARE & STOCK ADVISORS PRIVATE LIMITED	Bulk	BSE	Sell	66,761	₹132.70	₹0.89 Cr
2 Jun 2025	SHARE INDIA SECURITIES LIMITED	Bulk	BSE	Sell	53,050	₹214.17	₹1.14 Cr
2 Jun 2025	SHARE INDIA SECURITIES LIMITED	Bulk	BSE	Buy	3,150	₹214.64	₹0.07 Cr
21 May 2025	AANCHAL GAURAV TAYAL	Bulk	BSE	Sell	75,857	₹227.86	₹1.73 Cr
27 Mar 2024	SETU SECURITIES PVT LTD	Bulk	BSE	Buy	57,359	₹218.47	₹1.25 Cr

1–10 of 19

1 / 2

Mr. Mahesh NirmalChief Executive Officer
Mr. Dhawal BagmarNon-Executive - Independent Director
Mr. Pradhumn PathakNon-Executive - Independent Director
Ms. Apoorva JainNon-Executive - Independent Director
Mr. Pramod Kishore ShrivastavaNon - Executive Non -Independent Director
Mr. Sahaj JainExecutive Director & Chief Financial Officer
Mr. Suyash ChoudharyExecutive Director, Company Secretary & Compliance Officer

Current officeholders as filed with BSE. A person holding two offices is listed once per office.

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F&O

Current futures and options contracts with compact option-chain pages.

Not in the F&O segment

Only about 210 stocks have listed futures and options. Contracts appear here for those, refreshed after each close.

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Fund holders

Mutual-fund schemes that disclosed a holding in the company.

No fund holdings on record

No scheme among the 32 fund houses on record reported a position in Available Finance Ltd. Portfolios are published monthly by each AMC; coverage is still partial.

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Documents

Annual reports, exchange filings, offer documents, ratings and earnings-call material.

Announcements

Annual reports

Documents link to external sources (exchange filings, company investor pages).

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Events

Upcoming dates and the company’s corporate-action history.

1

Board meeting to consider results14 Aug 2026

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Announcements

Latest exchange announcements, filings and downloadable documents.

1 month 3 months 6 months 1 year All

25 announcementsExport CSV

11 Sept 2026, 8:28 pmCompany Update

Announcement under Regulation 30 (LODR)-Change in Directorate

Change in Directorate PDF

11 Sept 2026, 8:04 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Outcome of AGM

AGM PDF

11 Sept 2026, 7:52 pmAGM/EGM

Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

AGM PDF

9 Sept 2026, 7:56 pmAGM/EGM

Proceedings Of 34Th Annual General Meeting Of The Company

AGM PDF

18 Aug 2026, 2:05 pmCompany Update

Announcement under Regulation 30 (LODR)-Newspaper Publication

Newspaper Publication PDF

17 Aug 2026, 8:10 pmCompany Update

Dispatch Of Letters To The Shareholders Of The Company Whose Email Address Are Not Registered With The Company/Registrar & Share Transfer Agent/Depository Participants

General PDF

17 Aug 2026, 5:08 pmOthers

Reg. 34 (1) Annual Report.

Reg. 34 (1) Annual Report PDF

17 Aug 2026, 4:20 pmAGM/EGM

Submission Of Notice Of 34Th Annual General Meeting Of The Company To Be Held On September 9, 2026

AGM PDF

Date	Category	Subject	Filing
11 Sept 2026, 8:28 pm	Company Update Change in Directorate	Announcement under Regulation 30 (LODR)-Change in Directorate	PDF
11 Sept 2026, 8:04 pm	AGM/EGM AGM	Shareholder Meeting / Postal Ballot-Outcome of AGM

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Available Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Peers

Financials

Ratios

No ratio history

Shareholding

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

1

Announcements

No ratio history

Not in the F&O segment

No fund holdings on record

1

Announcements

Annual reports

Compounded sales growth

Compounded profit growth

Return on equity

Available Finance Ltd

About

Key insights

Key risks

Growth drivers

Quick read

Pros

Cons

Research score

Peers

Financials

Profit & loss

Balance sheet

Cash flow

Ratios

No ratio history

Shareholding

Quarterly record

Bulk & block deals

Board and management

F&O

Not in the F&O segment

Fund holders

No fund holdings on record

Documents

Announcements

Annual reports

Events

Board meetings1

Announcements

No ratio history

Not in the F&O segment

No fund holdings on record

Board meetings1

Announcements

Annual reports

Quarterly record

Bulk & block deals

Board and management

Profit & loss

Balance sheet

Cash flow

Compounded returns

Compounded sales growth

Compounded profit growth

Return on equity

1

1