Consolidated figures · ₹ crore
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 5,823 | 11,524 | 1,406 | 16,792 | 19,248 | 22,230 | 27,416 | 34,506 | 40,590 | 45,509 | |
| Interest | 2,299 | 3,024 | — | 4,607 | 3,916 | 3,480 | 4,722 | 7,617 | 9,694 | 11,622 |
| Expenses | 2,478 | 7,539 | — | 11,062 | 13,966 | 16,694 | 19,972 | 22,471 | 26,357 | 28,815 |
| Financing profit | 1,046 | 961 | — | 1,123 | 1,366 | 2,056 | 2,722 | 4,417 | 4,538 | 5,072 |
| Financing margin % | 18% | 8.3% | — | 6.7% | 7.1% | 9.3% | 9.9% | 12.8% | 11.2% | 11.1% |
| Other income | 63 | 4 | — | 18 | 26 | 11 | 2,786 | 55 | 134 | 108 |
| Depreciation | 43 | 44 | 13 | 103 | 114 | 122 | 145 | 194 | 246 | 307 |
| Exceptional items | — | — | — | -10 | 0 | 0 | 0 | 0 | 0 | -54 |
| Profit before tax | 1,066 | 1,096 | — | 1,280 | 1,546 | 2,287 | 5,635 | 4,582 | 4,871 | 5,271 |
| Tax | 373 | 403 | — | 414 | 440 | 627 | 811 | 1,143 | 1,461 | 1,407 |
| Tax % | 35% | 36.8% | — | 32.3% | 28.5% | 27.4% | 14.4% | 25% | 30% | 26.7% |
| PAT | 691 | 693 | 448 | 866 | 1,106 | 1,660 | 4,824 | 3,439 | 3,410 | 3,864 |
| EPS (₹) | 6.4 | — | — | 4.1 | 4.7 | 7.1 | 19.8 | 13.1 | 12.8 | 14.4 |
| EPS adjusted (₹) | 4.3 | 3.2 | 2 | 3.6 | 4.7 | 7.1 | 19.8 | 12.8 | 12.8 | 14.4 |
| Annual report | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 1,232 | 2,201 | 2,201 | 2,414 | 2,415 | 2,416 | 2,418 | 2,600 | 2,607 | 2,620 |
| Reserves | 5,363 | 6,450 | 7,311 | 10,162 | 11,327 | 13,076 | 17,893 | 24,217 | 27,782 | 31,804 |
| Minority interest | — | — | 1,157 | 1,320 | 1,485 | 1,599 | 1,509 | 1,821 | 1,958 | 2,344 |
| 30,157 | 40,004 | 56,324 | 55,630 | 52,675 | 58,052 | 84,321 | 1,09,540 | 1,39,347 | 1,78,880 | |
| 41,389 | 45,414 | 42,698 | 44,267 | 56,892 | 65,997 | 74,613 | 93,924 | 1,07,367 | 1,19,746 | |
| Total equity & liabilities | 78,141 | 94,069 | 1,09,692 | 1,13,792 | 1,24,794 | 1,41,140 | 1,80,754 | 2,32,102 | 2,79,061 | 3,35,393 |
| — | — | 876 | 857 | 904 | 943 | 871 | 1,073 | 1,301 | 1,389 | |
| CWIP | 2 | 1 | 1 | 3 | 1 | 12 | 9 | 10 | 22 | 11 |
| Investments | — | — | 635 | 682 | 880 | 1,110 | 76,079 | 95,145 | 70,334 | 79,606 |
| 78,140 | 94,068 | 1,08,180 | 1,12,250 | 1,23,009 | 1,39,075 | 1,03,796 | 1,35,874 | 2,07,405 | 2,54,386 | |
| Total assets | 78,141 | 94,069 | 1,09,692 | 1,13,792 | 1,24,794 | 1,41,140 | 1,80,754 | 2,32,102 | 2,79,061 | 3,35,393 |
As reported in NSE results XBRL. Segment result is before tax and finance costs. ROCE uses that annual result divided by segment assets less liabilities.
Latest reported period · 31 Mar 2026 · ₹ crore
| Segment | Revenue | Result | Assets | Liabilities | Capital employed | ROCE % |
|---|---|---|---|---|---|---|
| Life Insurance | 23,974.11 | 256.99 | 1,19,571.91 | 1,14,501.13 | 5,070.78 | 5.07 |
| Lending (Excluding Housing Finance) | 17,148.52 | 4,023.24 |
| ₹ Cr | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 57 | -10,256 | 4,271 | -308 | -5,070 | -24,053 | -24,101 | -27,935 | -36,544 | |
| -1,974 | -867 | -690 | -3,070 | 2,429 | -1,446 | -2,650 | -4,590 | 935 | -3,544 | |
| 1,970 | 810 | 10,852 | 875 | -2,581 | 5,836 | 26,385 | 28,514 | 29,777 | 38,161 | |
| Net cash flow | -1 | -1 | — | — | -459 | -679 | -318 | -176 | 2,776 | -1,927 |
| Free cash flow | -4 | 50 | — | — | -458 | -5,249 | -24,299 | -24,503 | -28,392 | -36,938 |
| CFO / Operating profit % | 0.1% | 1.4% | — | 74.5% | -5.8% | -91.6% | -323.1% | -200.3% | -196.3% | -218.9% |
| 1,62,691.43 |
| 1,41,625.69 |
| 21,065.74 |
| 19.1 |
| Health Insurance | 6,437.04 | 30.53 | 6,996.74 | 5,269.21 | 1,727.53 | 1.77 |
| Housing Finance | 4,065.57 | 832.26 | 44,717.92 | 38,749.63 | 5,968.29 | 13.94 |
| Asset Management | 2,056.16 | 1,265.56 | 4,395.94 | 317.77 | 4,078.17 | 31.03 |
| Stock and Securities Broking | 468.59 | 78.71 | 3,623.77 | 3,165.94 | 457.83 | 17.19 |
| Other Financial Services | 193.89 | -371.32 | 2,273.09 | 2,986.42 | — | — |
| Inter Segment Elimination | 0 | 0 | -3,471.56 | -3,471.56 | — | — |
₹ crore by fiscal year