Line up to six companies across valuation, growth, profitability, leverage, ownership and technicals. Best and worst per row are highlighted.
| Metric | CREDITACC | MUTHOOTMF | FUSION | SATIN | SPANDANA |
|---|---|---|---|---|---|
| Size & Price | |||||
| Market capitalisation | ₹19,861 Cr | ₹2,968 Cr | ₹2,771 Cr | ₹2,514 Cr | ₹1,917 Cr |
| Enterprise value | ₹43,502 Cr | ₹12,516 Cr | ₹8,342 Cr | ₹13,505 Cr | ₹5,860 Cr |
| Revenue (TTM) | ₹6,380 Cr | ₹2,480 Cr | ₹1,714 Cr | ₹3,217 Cr | ₹1,007 Cr |
| EBITDA (TTM) | ₹3,639 Cr | ₹1,252 Cr | ₹610 Cr | ₹1,817 Cr | ₹16 Cr |
| PAT (TTM) | ₹1,211 Cr | ₹245 Cr | ₹169 Cr | ₹410 Cr | ₹-327 Cr |
| Current price | ₹1,239.00 | ₹174.09 | ₹171.36 | ₹227.47 | ₹216.34 |
| 1-day change | -2.59% | -2.42% | -2.12% | -2.04% | -2% |
| Avg volume (30d) | — | — | — | — | — |
| 52-week high | — | — | — | — | — |
| 52-week low | — | — | — | — | — |
| Distance from 52w high | — | — | — | — | — |
| Distance from 52w low | — | — | — | — | — |
| Valuation | |||||
| Price to earnings | 16.4× | 12.1× | 16.4× | 6.1× | — |
| Price to book | 2.5× | 1.0× | 1.1× | 0.9× | 0.8× |
| Price to sales | 3.1× | 1.2× | 1.6× | 0.8× | 1.9× |
| EV / EBITDA | 12.0× | 10.0× | 13.7× | 7.4× | 361.5× |
| Dividend yield | 0.81% | 0% | 0% | 0% | 0% |
| Earnings yield | 6.1% | 8.27% | 6.08% | 16.3% | — |
| PEG ratio | — | — | — | 0.02 | — |
| Book value / share | ₹489.5 | ₹170.1 | ₹152.1 | ₹260.2 | ₹266.3 |
| EPS (TTM) | ₹75.6 | ₹14.6 | ₹10.4 | ₹37.2 | ₹-40.9 |
| Growth | |||||
| Sales growth (1y) | 5.3% | -7.5% | -26.8% | 21.1% | -56.5% |
| Sales growth (3y CAGR) | 19.6% | — | -0.8% | 26.4% | -9.9% |
| Sales growth (5y CAGR) | 19.7% | — | — | 18% | -7.1% |
| Profit growth (1y) | 46.3% | — | — | 78.5% | — |
| Profit growth (3y CAGR) | -2% | — | -67% | 310.3% | — |
| Profit growth (5y CAGR) | 42.7% | — | — | — | — |
| Qtr sales growth (YoY) | 21.9% | 19.7% | 5.5% | 7.6% | -5.5% |
| Qtr profit growth (YoY) | 719.7% | 1,216.2% | — | 172% | — |
| Profitability | |||||
| Operating margin | 49.4% | 47.1% | 26.6% | 55.9% | -43.3% |
| Net margin | 12.8% | 7.2% | 0.8% | 10.6% | -68.3% |
| Return on equity | 10.5% | 6.2% | 0.7% | 12.3% | -29.4% |
| Return on capital employed | — | — | — | — | — |
| Return on assets | 2.4% | 1.3% | 0.2% | 2.3% | -11.2% |
| ROE (3y avg) | 14.4% | 4.7% | -11.4% | 13.8% | -15.8% |
| ROCE (3y avg) | — | — | — | — | — |
| Leverage & Quality | |||||
| Debt to equity | 3.01 | 3.34 | 2.27 | 3.84 | 1.85 |
| Interest coverage | 1.5× | 1.2× | 0.9× | 1.3× | -0.8× |
| Current ratio | — | — | — | — | — |
| Working capital days | — | — | — | — | — |
| Ownership | |||||
| Promoter holding | 66.2% | 55.5% | 54% | 36.2% | 48.2% |
| Promoter pledge | 0% | 0% | 0% | 0% | 0% |
| FII holding | 13.5% | 23.1% | 4.8% | 4.9% | 19.3% |
| DII holding | 12.7% | 3.4% | 15.3% | 6.3% | 5.7% |
| Public holding | 7.6% | 16.4% | 25.8% | 52.2% | 26.9% |
| Promoter holding change (1y) | -0.22% | 0% | -1.05% | 0% | 0.03% |
| Technical | |||||
| 50-day moving average | — | — | — | — | — |
| 200-day moving average | — | — | — | — | — |
| Price vs 50 DMA | — | — | — | — | — |
| Price vs 200 DMA | — | — | — | — | — |
| RSI (14) | — | — | — | — | — |
| Return (1m) | — | — | — | — | — |
| Return (3m) | — | — | — | — | — |
| Return (6m) | — | — | — | — | — |
| Return (1y) | — | — | — | — | — |
| Return (3y CAGR) | — | — | — | — | — |
| Relative strength (1y) | — | — | — | — | — |
| Volatility (1y) | — | — | — | — | — |
| Beta | — | — | — | — | — |
best in row weakest in rowRows without a better/worse direction aren't highlighted.
| Line item | CREDITACCMar 2023 · 2023-03-31Consolidated | MUTHOOTMFNo filing this year | FUSIONMar 2023 · 2023-03-31Standalone | SATINMar 2023 · 2023-03-31Consolidated | SPANDANAMar 2023 · 2023-03-31Consolidated |
|---|---|---|---|---|---|
| Revenue | 3,545 | — | 1,742 | 1,557 | 1,401 |
| Interest | 1,213 | — | 643 | 617 | 458 |
| Expenses | 1,183 | — | 638 | 919 | 990 |
| Financing profit | 1,150 | — | 461 | 22 | -48 |
| Financing margin % | 32.4% | — | 26.5% | 1.4% | -3.4% |
| Other income | 6 | — | 58 | 2 | 76 |
| Depreciation | 50 | — | 7 | 18 | 11 |
| Profit before tax | 1,105 | — | 512 | 5 | 18 |
| Tax | 279 | — | 125 | 0 | 5 |
| Tax % | 25.3% | — | 24.4% | 8.2% | 30.5% |
| PAT | 826 | — | 387 | 5 | 12 |
| EPS (₹) | 52 | — | 43.3 | 0.6 | 1.7 |
A blank means that line was not filed or cannot be derived for that company. Compare periods and basis labels before reading across a row.