Line up to six companies across valuation, growth, profitability, leverage, ownership and technicals. Best and worst per row are highlighted.
| Metric | AUBANK | UJJIVANSFB | EQUITASBNK | JSFB | UTKARSHBNK |
|---|---|---|---|---|---|
| Size & Price | |||||
| Market capitalisation | ₹73,926 Cr | ₹12,761 Cr | ₹7,824 Cr | ₹5,080 Cr | ₹2,390 Cr |
| Enterprise value | — | — | ₹13,597 Cr | ₹10,576 Cr | ₹5,219 Cr |
| Revenue (TTM) | ₹4,950 Cr | ₹6,354 Cr | ₹7,106 Cr | ₹5,648 Cr | ₹3,381 Cr |
| EBITDA (TTM) | — | — | ₹3,104 Cr | ₹2,232 Cr | ₹239 Cr |
| PAT (TTM) | ₹1,171 Cr | ₹726 Cr | ₹510 Cr | ₹380 Cr | ₹-945 Cr |
| Current price | ₹987.00 | ₹65.60 | ₹68.41 | ₹482.40 | ₹13.43 |
| 1-day change | -2.31% | -2.81% | -0.75% | -1.41% | -2.4% |
| Avg volume (30d) | — | — | — | — | — |
| 52-week high | — | — | — | — | — |
| 52-week low | — | — | — | — | — |
| Distance from 52w high | — | — | — | — | — |
| Distance from 52w low | — | — | — | — | — |
| Valuation | |||||
| Price to earnings | 63.1× | 17.6× | 15.3× | 13.4× | — |
| Price to book | — | — | 1.3× | 1.1× | 0.9× |
| Price to sales | 14.9× | 2.0× | 1.1× | 0.9× | 0.7× |
| EV / EBITDA | — | — | 4.4× | 4.7× | 21.8× |
| Dividend yield | 0.1% | 0% | 1.46% | 0% | 0% |
| Earnings yield | 1.58% | 5.69% | 6.52% | 7.48% | — |
| PEG ratio | — | — | — | — | — |
| Book value / share | — | — | ₹53.7 | ₹424.4 | ₹15.6 |
| EPS (TTM) | ₹15.6 | ₹3.7 | ₹4.5 | ₹36.1 | ₹-5.3 |
| Growth | |||||
| Sales growth (1y) | 15.5% | 11.9% | 7.6% | 13.7% | -10.3% |
| Sales growth (3y CAGR) | — | — | 17.7% | — | 10.5% |
| Sales growth (5y CAGR) | — | — | 16.3% | — | — |
| Profit growth (1y) | 73.5% | -43.3% | -29.9% | -34.9% | — |
| Profit growth (3y CAGR) | — | — | -43.6% | — | — |
| Profit growth (5y CAGR) | — | — | -23.1% | — | — |
| Qtr sales growth (YoY) | — | — | 18.9% | 21.1% | 0.3% |
| Qtr profit growth (YoY) | — | — | — | 52.3% | — |
| Profitability | |||||
| Operating margin | — | — | 39.6% | 40% | 5.1% |
| Net margin | 23.7% | 11.4% | 1.5% | 6.1% | -34.1% |
| Return on equity | — | — | 1.7% | 7.6% | -40% |
| Return on capital employed | — | — | 6.4% | 7.4% | 1.5% |
| Return on assets | — | — | 0.2% | 0.7% | -4% |
| ROE (3y avg) | — | — | 6.2% | 13.1% | -6.4% |
| ROCE (3y avg) | — | — | 7.4% | 7.8% | 6.1% |
| Leverage & Quality | |||||
| Debt to equity | — | — | 0.94 | 1.23 | 1.02 |
| Interest coverage | 0.6× | 0.3× | 1.0× | 1.1× | 0.2× |
| Current ratio | — | — | — | — | — |
| Working capital days | — | — | — | — | — |
| Ownership | |||||
| Promoter holding | 22.7% | 0% | 0% | 16.9% | 42.7% |
| Promoter pledge | 0% | 0% | 0% | 0% | 0% |
| FII holding | 36% | 16.8% | 15.7% | 4% | 11.9% |
| DII holding | 32.8% | 33.5% | 51.3% | 15.3% | 9.5% |
| Public holding | 8.5% | 49.7% | 33% | 62.7% | 35.9% |
| Promoter holding change (1y) | -0.11% | 0% | 0% | -4.94% | -26.25% |
| Technical | |||||
| 50-day moving average | — | — | — | — | — |
| 200-day moving average | — | — | — | — | — |
| Price vs 50 DMA | — | — | — | — | — |
| Price vs 200 DMA | — | — | — | — | — |
| RSI (14) | — | — | — | — | — |
| Return (1m) | — | — | — | — | — |
| Return (3m) | — | — | — | — | — |
| Return (6m) | — | — | — | — | — |
| Return (1y) | — | — | — | — | — |
| Return (3y CAGR) | — | — | — | — | — |
| Relative strength (1y) | — | — | — | — | — |
| Volatility (1y) | — | — | — | — | — |
| Beta | — | — | — | — | — |
best in row weakest in rowRows without a better/worse direction aren't highlighted.
| Line item | AUBANKMar 2023 · 2023-03-31Standalone | UJJIVANSFBMar 2023 · 2023-03-31Standalone | EQUITASBNKMar 2023 · 2023-03-31Standalone | JSFBNo filing this year | UTKARSHBNKMar 2023 · 2023-03-31Standalone |
|---|---|---|---|---|---|
| Revenue | 8,205 | 4,165 | 4,162 | — | 2,505 |
| Interest | 3,780 | 1,467 | 1,617 | — | 976 |
| Expenses | 3,318 | 1,795 | 2,446 | — | 990 |
| Financing profit | 1,107 | 903 | 99 | — | 539 |
| Financing margin % | 13.5% | 21.7% | 2.4% | — | 21.5% |
| Other income | 1,034 | 560 | 670 | — | 299 |
| Depreciation | 277 | — | — | — | — |
| Profit before tax | 1,865 | 1,467 | 769 | — | — |
| Tax | 437 | 367 | 195 | — | — |
| Tax % | 23.4% | 25% | 25.4% | — | — |
| PAT | 1,428 | 1,100 | 574 | — | 405 |
| EPS (₹) | 21.9 | 5.8 | 4.8 | — | 4.5 |
| Gross NPA % | 1.7% | 2.9% | 2.8% | — | — |
| Net NPA % | 0.4% | 0% | 1.2% | — | — |
A blank means that line was not filed or cannot be derived for that company. Compare periods and basis labels before reading across a row.