Bajaj Finance: India's leading consumer NBFC, 40+ retail products, ₹6.76L Cr market cap. Strong profitability: 67.98% OPM, 18.05% ROE. Regular dividends reflect stable cash generation and shareholder focus.
Generated analysis · source review pending
Generated analysis · source review pending
2,528 historical price candles were omitted because the exchange source has not been verified.
Structured signal from quality, growth, valuation and momentum.
₹ crore, by fiscal year
% of revenue, by fiscal year
Comparable companies from the narrowest available industry classification.
Reported profit and loss, balance sheet, cash flow and growth history.
Annual operating, return, leverage and working-capital ratios.
Current futures and options contracts with compact option-chain pages.
Mutual-fund schemes that disclosed a holding in the company.
Annual reports, exchange filings, offer documents, ratings and earnings-call material.
Upcoming dates and the company’s corporate-action history.
Latest exchange announcements, filings and downloadable documents.
| Holder (%) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 55.87% | 54.78% | 54.69% | 54.7% | 54.7% | 54.7% | 54.73% | 54.73% | 54.66% | 54.7% | 54.7% | 54.67% | |
| 20.41% | 20.92% | 20.56% | 21.09% | 20.81% | 20.79% | 21.46% | 21.71% | 21.97% | 21.5% | 21.33% | 20.21% | |
| 13.05% | 14.02% | 14.34% | 14.22% | 15% | 15.09% | 14.79% | 14.51% | 14.39% | 14.86% | 15.1% | 16.31% | |
| 0.07% | 0.07% | 0.07% | 0.09% | 0.09% | 0.08% | 0.08% | 0.08% | 0.08% | 0.08% | 0.08% | 0.09% | |
| 10.5% | 10.16% | 10.18% | 9.82% | 9.35% | 9.31% | 8.84% | 8.94% | 8.78% | 8.77% | 8.71% | 8.63% | |
| No. of shareholders | 7,26,583 | 7,45,040 | 7,99,199 | 8,05,241 | 7,81,913 | 7,91,392 | 7,05,610 | 8,99,777 | 9,41,999 | 9,61,994 | 10,02,945 | 9,85,158 |
Promoter holding down 1.2 percentage points since Sep 2023.
| Person | Deal | Shares | Value | Holding | Filed |
|---|---|---|---|---|---|
| Madhur Bajaj (A/c Kumud Nimisha Family Trust)Promoter Group | SellOff Market | 6,10,000 | ₹60.51 cr | 0.01% → 0.00% | 4 Oct 20257(2) |
| Bajaj Allianz General Insurance Co. Ltd.Promoter Group | BuyMarket Purchase | 1,53,000 | ₹15.14 cr |
| Date | Client | Type | Venue | Side | Quantity | Price | Value |
|---|---|---|---|---|---|---|---|
| 24 Jun 2026 | THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MUTB400045794 | Block | NSE | Buy | 3,67,127 | ₹962.40 | ₹35.33 Cr |
| 24 Jun 2026 | THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828 | Block | NSE | Sell | 3,67,127 | ₹962.40 | ₹35.33 Cr |
| 27 Mar 2026 | SOCIETE GENERALE | Block | BSE | Sell | 12,18,167 | ₹882.75 | ₹107.53 Cr |
| 27 Mar 2026 | BNP PARIBAS FINANCIAL MARKETS | Block | BSE | Buy | 12,18,167 | ₹882.75 | ₹107.53 Cr |
| 14 Jul 2025 | THE MTBJ LTD. AS TRST FOR GOVRNMNT PENSION INVSTMNT FUND MTBJ400045828 | Block | NSE | Sell | 6,85,074 | ₹933.50 | ₹63.95 Cr |
| 14 Jul 2025 | THE MTBJ LTD.AS TRST FOR GOVERNMENT PENSION INVESTMENT FUND MTBJ400045849 | Block | NSE | Buy | 6,85,074 | ₹933.50 | ₹63.95 Cr |
| 13 Jun 2025 | NEW HORIZON OPPORTUNITIES MASTER FUND | Block | NSE | Sell | 1,48,000 | ₹9,419.50 | ₹139.41 Cr |
| 13 Jun 2025 | NEW HORIZON OPPORTUNITIES MASTER FUND | Block | NSE | Buy | 1,48,000 | ₹9,419.50 | ₹139.41 Cr |
| 12 Jun 2025 | NEW HORIZON OPPORTUNITIES MASTER FUND | Block | NSE | Sell | 1,75,000 | ₹9,519.00 | ₹166.58 Cr |
| 12 Jun 2025 | NEW HORIZON OPPORTUNITIES MASTER FUND | Block | NSE | Buy | 1,75,000 | ₹9,519.00 | ₹166.58 Cr |
Consolidated figures
| Ratio | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Margins | ||||||||
| Gross margin % | — | — | — | — | ||||
End of day 30 Sept 2026 · underlying ₹959.4 · volume and open interest in contracts
| Expiry | Close | Chg | % Chg | Settlement | Open interest | Change in OI | Volume | Lot size | History |
|---|---|---|---|---|---|---|---|---|---|
| 27 Oct 2026 | ₹965.8 | -11.7 | -1.2% | ₹965.8 | 81,817 | +652 | 7,405 | 750 | |
| 23 Nov 2026 | ₹970.5 | -11.4 | -1.2% | ₹970.5 | 7,748 | +671 | 843 | 750 | |
| 29 Dec 2026 | ₹976.4 | -11.9 | -1.2% | ₹976.4 | 10 | +10 | 16 | 750 |
| 30 Sept 20257(2) |
| Bajaj Allianz General Insurance Co. Ltd.Promoter Group | BuyMarket Purchase | 97,000 | ₹10 cr | 0.01% → 0.01% | 27 Sept 20257(2) |
| BFL EMPLOYEE WELFARE TRUSTOther | BuyOthers | 81,95,345 | ₹349.42 cr | 0.01% → 0.14% | 26 Aug 20257(2) |
Disclosed under SEBI’s insider-trading regulations, which require a filing only above ₹10 lakh in a quarter — smaller dealings are in no disclosure. Holdings are the filer’s own percentages, not recomputed.
Bulk deals are a client trading over 0.5% of the equity in a session, aggregated across their trades; block deals are single negotiated trades in the exchange’s block window. Each is reported by the exchange it was crossed on, so NSE and BSE rows are separate trades rather than the same trade twice.
Current officeholders as filed with BSE. A person holding two offices is listed once per office.
| — |
| — |
| — |
| — |
| EBITDA margin % | 70% | 64.8% | 58.9% | 62.1% | 69% | 70.4% | 68.4% | 68% |
| EBIT margin % | 69.2% | 63.6% | 57.7% | 60.8% | 67.8% | 69.2% | 67.1% | 66.8% |
| PAT margin % | 21.6% | 20% | 16.6% | 22.2% | 27.8% | 26.3% | 24.1% | 23.6% |
| Working capital | ||||||||
| Receivable days | 16 | 13 | 15 | 15 | — | — | — | — |
| Inventory days | — | — | — | — | 0 | 0 | 0 | 0 |
| Payable days | 53 | 38 | 37 | 0 | — | — | — | — |
| NWC days | — | — | — | — | — | — | — | — |
| Leverage | ||||||||
| Current ratio | — | — | — | — | — | — | — | — |
| Debt to EBITDA | 7.85 | 7.6 | 8.38 | 8.42 | — | 7.58 | 7.58 | 7.81 |
| Debt to equity | 5.16 | 4.02 | 3.57 | 3.78 | — | 3.82 | 3.74 | 3.82 |
| Interest coverage | 1.9 | 1.8 | 1.6 | 2 | 2.2 | 2 | 1.9 | 1.9 |
| Asset turnover | 0.15 | 0.16 | 0.16 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Return ratios | ||||||||
| Return on assets % | 3.2% | 3.2% | 2.6% | 3.3% | 4.2% | 3.8% | 3.6% | 3.5% |
| Return on capital employed % | — | — | — | — | — | — | — | — |
| Return on equity % | 20.3% | 16.3% | 12% | 16.1% | 21.2% | 18.8% | 17.4% | 17% |
Derived from reported annual statements. ROCE uses EBIT over capital employed (total assets less current liabilities). Day counts average the opening and closing balance; receivables turn on revenue, inventory and payables on cost of goods sold.
Open the chart icon on a row for that contract's close over 103 stored sessions, with open interest as bars beneath it.
| Calls | Strike | Puts | ||||||
|---|---|---|---|---|---|---|---|---|
| OI | Chg OI | Volume | LTP | — | LTP | Volume | Chg OI | OI |
| 0 | 0 | 0 | ₹0.0 | 820 | ₹0.0 | 0 | 0 | 0 |
| 3 | 0 | 0 | ₹129.0 | 840 | ₹1.9 | 514 | +207 | 286 |
| 0 | 0 | 0 | ₹0.0 | 850 | ₹2.4 | 99 | +41 | 96 |
| 0 | 0 | 0 | ₹0.0 | 860 | ₹3.0 | 198 | -13 | 177 |
| 0 | 0 | 0 | ₹0.0 | 870 | ₹3.9 | 164 | +79 | 116 |
| 10 | +10 | 10 | ₹90.0 | 880 | ₹4.7 | 307 | -6 | 261 |
| 0 | 0 | 0 | ₹0.0 | 890 | ₹6.1 | 184 | +41 | 129 |
| 67 | +21 | 64 | ₹73.6 | 900 | ₹7.7 | 1,053 | +251 | 622 |
Shaded cells are in the money against the underlying close. Green and red mark the move against the previous close — on the premium for LTP, on the position for change in OI. Settlement prices are the exchange's, not the last trade.
Documents link to external sources (exchange filings, company investor pages).
Closure of Trading Window
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Announcement under Regulation 30 (LODR)-Allotment
Announcement under Regulation 30 (LODR)-Change in Registered Office Address
Announcement under Regulation 30 (LODR)-Allotment
| 17 Sept 2026, 12:34 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation |
| 15 Sept 2026, 6:14 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation |
| 15 Sept 2026, 6:11 pm | Company Update Analyst / Investor Meet | Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation |
| 8 Sept 2026, 3:30 pm | Company Update Allotment of Equity Shares | Announcement under Regulation 30 (LODR)-Allotment |
| 1 Sept 2026, 6:47 pm | Company Update Change in Registered Office Address | Announcement under Regulation 30 (LODR)-Change in Registered Office Address |
| 27 Aug 2026, 11:29 am | Company Update Allotment of Equity Shares | Announcement under Regulation 30 (LODR)-Allotment |
| Company | Mkt Cap | EV | Revenue | EBITDA | OPM | PAT | NPM | ROCE | ROE | WC Days |
|---|---|---|---|---|---|---|---|---|---|---|
| HDFC BankHDFCBANKHDFCBANK | ₹11,10,742 Cr | ₹16,99,226 Cr | ₹3,51,819 Cr | ₹1,50,194 Cr | 41.6% | ₹79,013 Cr | 21.8% | 7.1% | 13.8% | — |
| ICICI BankICICIBANKICICIBANK | ₹9,38,403 Cr | ₹11,58,667 Cr | ₹1,98,379 Cr | ₹49,020 Cr | 26.8% | ₹56,357 Cr | 29.7% | 7.2% | 15.4% | — |
| State Bank of IndiaSBINSBIN | ₹8,80,692 Cr | ₹16,57,994 Cr | ₹5,25,951 Cr | ₹2,36,906 Cr | 45.9% | ₹87,755 Cr | 16.8% | 6.1% | 15.1% | — |
| Bajaj FinanceBAJFINANCEBAJFINANCE | ₹5,90,080 Cr | ₹10,25,192 Cr | ₹86,164 Cr | ₹58,574 Cr | 68% | ₹20,304 Cr | 23.6% | — | 18.1% | — |
| Life Insurance Corporation Of IndiaLICILICI | ₹4,95,690 Cr | — | ₹9,96,996 Cr | ₹0 Cr | — | ₹60,080 Cr | 5.9% | — | 37.6% | — |
| National Stock Exchange of India LtdNSENSE | ₹4,30,972 Cr | ₹4,35,023 Cr | ₹16,601 Cr | — | — | ₹10,302 Cr | 62.1% | 3.3% | 33% | — |
| Kotak Mahindra BankKOTAKBANKKOTAKBANK | ₹4,16,112 Cr | ₹5,11,505 Cr | ₹70,887 Cr | ₹16,835 Cr | 26.7% | ₹20,354 Cr | 27.6% | 6.9% | 11.5% | — |
| Axis BankAXISBANKAXISBANK | ₹3,78,299 Cr | ₹6,58,810 Cr | ₹1,35,732 Cr | ₹81,034 Cr | 60.7% | ₹27,822 Cr | 20% | 6.2% | 13.2% | — |
| Bajaj FinservBAJAJFINSVBAJAJFINSV | ₹2,77,303 Cr | ₹7,05,550 Cr | ₹1,57,642 Cr | ₹59,568 Cr | 37.7% | ₹10,144 Cr | 13.1% | — | 13% | — |
| Shriram Finance LimitedSHRIRAMFINSHRIRAMFIN | ₹1,77,811 Cr | ₹4,28,503 Cr | ₹49,997 Cr | ₹36,981 Cr | 73.7% | ₹11,318 Cr | 20.8% | — | 16.4% | — |
| SBI Life InsuranceSBILIFESBILIFE | ₹1,72,160 Cr | — | ₹1,20,361 Cr | ₹0 Cr | — | ₹2,601 Cr | 2.2% | — | 13.8% | — |
| ICICI Prudential Asset Management Company LimitedICICIAMCICICIAMC | ₹1,52,462 Cr | ₹1,52,462 Cr | ₹5,765 Cr | ₹4,294 Cr | 74.5% | ₹3,298 Cr | 57.2% | — | 85.8% | — |
241 schemes · 24 fund houses
| Shares | ||||||
|---|---|---|---|---|---|---|
| Nifty 50 ETF | SBI Mutual Fund | 5.2 Cr | 5,495.11 | 2.57% | 0.835% | +2.73 L |
| Focused Fund | SBI Mutual Fund | 4.1 Cr | 4,333.7 | 8.46% | 0.659% | +6.38 L |
| BSE Sensex ETF | SBI Mutual Fund | 3.58 Cr | 3,810.97 | 3.12% | 0.575% | +3.55 L |
| Aggressive Hybrid FundNEW | SBI Mutual Fund | 2.3 Cr | 2,431.1 | 2.74% | 0.37% | — |
| LARGE CAP FUND | Nippon India Mutual Fund | 1.65 Cr | 1,747.66 | 3.23% | 0.266% | -0 |
| ETF NIFTY 50 BEES | Nippon India Mutual Fund | 1.63 Cr | 1,724.46 | 2.57% | 0.262% | +3.28 L |
| Large Cap Fund | Axis Mutual Fund | 1.44 Cr | 1,526.76 | 4.87% | 0.232% | -9.49 L |
| Portfolio of Kotak Flexi Cap FundNEW | Kotak Mahindra Mutual Fund | 1.1 Cr | 1,162.7 | 2.06% | 0.177% | — |
Consolidated figures · ₹ crore
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 7,294 | 9,967 | 12,744 | 18,487 | 26,374 | 26,668 | 31,632 | 41,397 | 54,969 | 69,684 | 81,982 | |
| Interest | 2,927 | 3,804 | 4,614 | 6,624 | 9,473 | 9,414 | 9,748 | 12,560 | 18,725 | 24,771 | 28,666 |
| Expenses | — | — | 4,197 | 5,553 | 9,296 | 10,952 | 12,004 | 12,834 | 16,273 | 22,011 | 26,249 |
| Financing profit | — | — | 3,933 | 6,310 | 7,605 | 6,303 | 9,880 | 16,003 | 19,972 | 22,902 | 27,067 |
| Financing margin % | — | — | 30.9% | 34.1% | 28.8% | 23.6% | 31.2% | 38.7% | 36.3% | 32.9% | 33% |
| Other income | 40 | 25 | 12 | 13 | 12 | 15 | 8 | 8 | 13 | 41 | 7 |
| Depreciation | 56 | 71 | 102 | 144 | 295 | 325 | 385 | 485 | 683 | 881 | 1,009 |
| Exceptional items | — | — | — | — | 0 | 0 | 0 | 0 | 0 | 0 | -265 |
| Profit before tax | 1,965 | 2,817 | 3,843 | 6,179 | 7,322 | 5,992 | 9,504 | 15,528 | 19,310 | 22,080 | 25,817 |
| Tax | 686 | 981 | 1,347 | 2,184 | 2,058 | 1,572 | 2,476 | 4,020 | 4,858 | 5,300 | 6,484 |
| Tax % | 34.9% | 34.8% | 35.1% | 35.4% | 28.1% | 26.2% | 26.1% | 25.9% | 25.2% | 24% | 25.1% |
| PAT | 1,279 | 1,836 | 2,496 | 3,995 | 5,264 | 4,420 | 7,028 | 11,508 | 14,451 | 16,779 | 19,332 |
| EPS (₹) | 24.2 | 34 | — | — | 89.8 | 73.6 | 116.6 | 190.5 | 236.9 | 268.9 | 30.6 |
| EPS adjusted (₹) | 2.4 | 3.4 | 4.3 | 6.9 | 8.8 | 7.4 | 11.7 | 19 | 23.4 | 26.8 | 30.6 |
| 103.2% | 10.6% | — | — | 11.1% | 13.6% | 17.1% | 15.7% | 15.2% | 20.8% | 19.6% | |
| Annual report | Annual report for Mar 2016 | Annual report for Mar 2017 | Annual report for Mar 2018 | Annual report for Mar 2019 | Annual report for Mar 2020 | Annual report for Mar 2021 | Annual report for Mar 2022 | Annual report for Mar 2023 | Annual report for Mar 2024 | Annual report for Mar 2025 | Annual report for Mar 2026 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 54 | 109 | 115 | 115 | 120 | 120 | 121 | 121 | 124 | 124 | 622 |
| Reserves | 7,271 | 9,491 | 16,431 | 19,582 | 32,208 | 36,798 | 43,592 | 54,251 | 76,572 | 96,569 | 1,13,377 |
| Minority interest | — | — | — | — | — | — | — | — | — | 2,244 | 2,987 |
| 37,025 | 49,250 | 64,481 | 1,01,588 | 1,29,806 | 1,31,634 | 1,65,232 | — | 2,93,346 | 3,61,249 | 4,35,112 | |
| 2,624 | 4,881 | 5,797 | 2,948 | 2,257 | 2,918 | 3,562 | 2,20,857 | 5,700 | 5,941 | 7,854 | |
| Total equity & liabilities | 46,973 | 63,731 | 86,824 | 1,24,233 | 1,64,391 | 1,71,470 | 2,12,506 | 2,75,229 | 3,75,742 | 4,66,127 | 5,59,952 |
| 287 | 363 | 467 | 695 | 1,321 | 1,316 | 1,716 | 2,308 | 3,250 | 3,780 | 3,947 | |
| CWIP | — | — | — | — | — | 7 | 13 | 15 | 25 | 27 | 62 |
| Investments | 1,029 | 4,070 | 3,146 | 8,599 | 17,544 | 18,397 | 12,246 | 0 | 30,881 | 34,441 | 30,578 |
| 45,657 | 59,298 | 83,211 | 1,14,939 | 1,45,526 | 1,51,751 | 1,98,531 | 2,72,906 | 3,41,586 | 4,27,879 | 5,25,366 | |
| Total assets | 46,973 | 63,731 | 86,824 | 1,24,233 | 1,64,391 | 1,71,470 | 2,12,506 | 2,75,229 | 3,75,742 | 4,66,127 | 5,59,952 |
| ₹ Cr | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -9,870 | -10,439 | -20,566 | -29,062 | -24,412 | -881 | -37,029 | -42,140 | -72,760 | -68,154 | -65,790 | |
| -687 | -3,047 | 1,075 | -5,379 | -8,758 | -429 | 6,347 | -10,365 | -7,171 | -2,765 | -3,389 | |
| 11,656 | 12,513 | 19,503 | 34,449 | 34,167 | 1,826 | 32,240 | 50,675 | 82,415 | 70,527 | 67,433 | |
| Net cash flow | 1,100 | -972 | 13 | 9 | 998 | 517 | 1,558 | -1,831 | 2,484 | -392 | -1,746 |
| Free cash flow | — | — | -20,701 | -29,361 | -24,808 | -1,013 | -37,404 | -42,623 | -73,364 | -68,739 | -66,350 |
| CFO / Operating profit % | — | — | -240.6% | -224.7% | -142.9% | -5.6% | -188.7% | -147.5% | -188% | -143% | -118% |